Useppa Island Homes with Bedroom on Main Level Interior

Useppa Island Homes with Bedroom on Main Level Interior

Welcome to Useppa Island, a hidden gem nestled in Lee County, Florida, where the tranquility of island living meets the charm of coastal beauty. This exclusive island community, accessible only by boat or ferry, offers residents a serene escape from the hustle and bustle of everyday life. With its pristine beaches, lush landscapes, and vibrant wildlife, Useppa Island is a paradise for nature lovers and those seeking a peaceful retreat.

One of the most appealing features of homes on Useppa Island is the thoughtfully designed layouts that often include bedrooms on the main level. This interior design choice not only enhances convenience but also caters to a variety of lifestyles, whether you're a growing family, a retiree, or simply someone who values easy access to living spaces. Imagine waking up to the sound of gentle waves lapping against the shore, stepping out onto your private patio, and enjoying a morning coffee surrounded by the island’s natural beauty—all without having to navigate stairs.

The homes on Useppa Island are not just residences; they are gateways to a lifestyle filled with outdoor adventures, from kayaking in the surrounding waters to exploring the island’s nature trails. The community fosters a sense of belonging, where neighbors become friends and the island’s charm captivates all who visit.

Whether you’re looking for a vacation getaway or a permanent residence, Useppa Island offers a unique blend of luxury, comfort, and natural beauty. Come discover your dream home on this enchanting island, where every day feels like a vacation.

Newest Useppa Island Homes with Bedroom on Main Level Interior

$950,000
2 Beds ⋅ 3 Baths ⋅ 2026025926 MLS
Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.

123 Useppa Island Unit Unit B, Useppa Island
$1,260,000
3 Beds ⋅ 2 Baths ⋅ 2026022591 MLS
Introducing Laguna Cottage, a beautifully updated waterfront villa located within the charming Village enclave of Useppa Island. Positioned to capture picturesque northwest-facing views over Pine Island Sound and the Intracoastal Waterway, this thoughtfully designed 3-bedroom, 2-bath residence with office/den offers 1,708± square feet of air-conditioned living space, an uncommon find among similar units on Useppa. This attached villa has been tastefully updated and appointed with impact-rated windows & doors, Serena & Lilly furnishings, and vintage coastal accoutrements, blending timeless coastal character with modern comfort. The open-concept living and dining areas are filled with natural light and showcase captivating water views from both the first and second floors. A welcoming fireplace adds warmth and charm to the main living space, while multiple outdoor seating areas invite quiet mornings, sunset gatherings, and evening stargazing. The updated and fully equipped kitchen features stainless steel appliances, including a propane range, custom tile accents, abundant cabinetry, and functional workspace ideal for both casual living and entertaining. Rich design details throughout the home include recessed lighting, stylish fixtures, and numerous ceiling fans that complement the island aesthetic. Recent improvements enhance both comfort and peace of mind, including a new roof installed in 2024, two-zoned HVAC systems replaced in November 2024, new tankless water heater, dishwasher, disposal, and propane tank in late 2025. Additional landscape improvements were completed in spring 2026, further enhancing the property’s inviting outdoor setting with lush tropical foliage. Plans to install pavers leading to the entrance are underway, with installation scheduled for the near future. The flexible floor plan offers the opportunity for a primary suite upstairs or downstairs. On the ground floor is a spacious bedroom with a full en-suite bath, complete with direct access to the wraparound deck. Upstairs is another primary option with a sitting room, separate office, and private balcony overlooking the water toward Boca Grande. Another guest room with Jack-and-Jill bath complements it all. Ownership includes dockage for one vessel up to 24 feet at a community dock located directly behind the cottage, offering convenient access to the surrounding waters of Southwest Florida. Laguna Cottage offers a turnkey opportunity to establish a true island lifestyle upon closing, complete with the convenience of dockage and world-class water views. Useppa Island is a private membership-only island, and all interested parties are encouraged to explore all aspects of its private Club and what it has to offer residents. The Club came under new ownership in 2025 and is undergoing a comprehensive, multi-million-dollar renovation of its facilities and infrastructure in an effort to create a one-of-a-kind private island experience.

515 Useppa, Useppa Island
$2,800,000
4 Beds ⋅ 4 Baths ⋅ 2026021726 MLS
Nestled along the western shoreline of private Useppa Island, #315 “Valhalla” is a remarkable example of luxury island living, offering breathtaking sunset views across the Intracoastal Waterway toward Cabbage Key. Accessible only by boat, helicopter, or seaplane, Useppa Island is considered by Condé Nast to be among the world’s premier private island retreats, where privacy, world-class boating and fishing, fine dining, and relaxed coastal elegance come together seamlessly. Built in 2009 to exceptional standards with durability, comfort, and low-maintenance living in mind, this thoughtfully designed residence showcases Hardi siding, impact windows and doors, stainless steel fasteners throughout, a galvalume roof, fire sprinkler system, whole-house generator, ground-to-Master elevator, and construction meeting Florida Green Home Standards. Every detail of this home was carefully considered to maximize hurricane resistance without compromising luxury or functionality. Included is a privately-owned dock slip with 12,000lb boat lift located nearby in quiet Rum Cove, providing convenient dockage within easy reach of Cabbage Key, Boca Grande, Cayo Costa and other popular boating destination. Spacious wraparound porches and expansive outdoor living areas provide endless waterfront views and cooling Gulf breezes, creating the perfect setting for entertaining or quiet relaxation. The porches and decks exude a theme of luxury, with hardwood Ipe Decking and high quality accents. A porch kitchen with industrial grade pizza oven, griddle and ice cream maker provide an unrivaled outdoor dining experience. Inside, rich cherry hardwood floors and elegant finishes complement the open-concept living spaces. The chef’s kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, a gas stove with griddle, and recessed lighting. The main living level contains the kitchen, living and dining areas, along with two guest suites featuring en-suite baths. Upstairs, the primary suite enjoys its own expansive sunset deck with adjustable shutters, spa-inspired bath with freestanding soaking tub and walk-in shower, plus an additional guest suite with en-suite bath. The third-floor observatory-style den/office delivers spectacular 360-degree views of the island, mangroves, waterways, and surrounding coastal beauty. There's no doubt "Valhalla" provides its owner a wide range of qualities and advantages not typically found in other island homes. Its construction quality is in a league of its own with the forethought necessary to engineer it to maximum hurricane resistance while not sacrificing comfort and luxury. Seeing this home in person is pivotal to understanding all that sets it apart. Useppa Island Club is a private member's-only boating community accessible only to Club members, homeowners, and their guests. Purchase of property on Useppa requires a mandatory Resident membership with Useppa Island Club & Marina.

315 Useppa Island, Useppa Island
$975,000
2 Beds ⋅ 3 Baths ⋅ 2026021257 MLS
Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private 2-bedroom, 2.5 bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond. The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end. Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace. Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles. For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package.

303 Useppa Unit Unit A, Useppa Island
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