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$134,900
2 Beds ⋅ 2 Baths ⋅ 2026030375 MLS
MOTIVATED SELLER - BRING YOUR OFFER! LAND-OWNED FURNISHED HOME IN PINE ISLAND COVE WITH NO LOT RENT, BOATING ACCESS & 55+ RESORT-STYLE LIVING! Discover an affordable opportunity to own a furnished manufactured home in Pine Island Cove, a popular 55+ waterfront boating community in St. James City on Pine Island. With land ownership, NO LOT RENT, low HOA fees, community boating access, and resort-style amenities, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is ideal for boating, fishing, and active Florida living. Residents enjoy a long, wide community boat ramp, boat-rinsing station, waterfront green space, remodeled clubhouse, community swimming pool, pickleball, bocce, social activities, and neighborhood events. Launch your boat, spend the day exploring Southwest Florida waterways, or simply relax and enjoy the laid-back Pine Island lifestyle. The home welcomes you with a screened front porch, perfect for morning coffee, visiting with neighbors, or enjoying the island breeze. A separate utility room provides convenient indoor laundry plus additional storage for fishing gear, boating equipment, beach supplies, and everyday necessities. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for entertaining and daily living. A Florida room provides valuable additional living space and can be opened to enjoy fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private en-suite bathroom, while the guest bedroom is conveniently located near the second full bath. Recent improvements include a newer roof, newer luxury vinyl plank flooring with vapor barrier, and a newer carport. Offered furnished, this St. James City home is ready to enjoy as a seasonal Florida retreat, winter residence, or full-time Pine Island home. The outdoor area behind the property provides additional space for grilling, entertaining, relaxing, or creating your own personalized outdoor living area. Located in Pine Island Cove, you can enjoy the best of St. James City with convenient access to boating, fishing, kayaking, waterfront dining, local restaurants, and the Old Florida island lifestyle Pine Island is known for. Whether you are searching for a Pine Island Cove home, St. James City 55+ community, land-owned manufactured home with no lot rent, affordable Florida retirement home, boating community property, or furnished seasonal residence, this home offers exceptional lifestyle and value. Buyers considering Florida residency may also wish to explore potential homestead and property-tax benefits available to qualifying Florida homeowners. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional.

4931 Needle Fish Lane, St James City
$39,500
2026023283 MLS
Your Florida dream lifestyle in Pine Island Cove — a highly desirable 55+ boating community in the heart of beautiful Pine Island/St. James City Florida. Come and build your perfect affordable Island Retreat This 52' x 80' Lot allows for an Elevated Manufactured Home or an Elevated Site-Built home, leaving plenty of room for a carport and useful shed. Enjoy affordable coastal living with exceptional amenities including private community boat ramp allowing fast gulf access to best fishing Pine Island has to offer. Store your boat for only $50/per year in the community storage yard. Enjoy community Pool and clubhouse, pickleball, tennis, Bocci ball and endless community events. Bring your golf cart, bicycles, fishing gear, and boat, and start enjoying the relaxed island atmosphere of Pine Island Cove, St. James City Florida. Whether you’re looking for a seasonal retreat or full-time paradise, this friendly waterfront community offers one of the most affordable ways to enjoy Southwest Florida living. Vacant lot HOA fees are only $80/month, increasing to just $160/month once your home is built — an incredible value for the Florida retirement lifestyle you’ve been dreaming of. You truly must see this community to appreciate everything it has to offer — your perfect retirement lifestyle awaits!!!

7150 Ladyfish Drive, St James City
$89,900
2 Beds ⋅ 2 Baths ⋅ 2026014415 MLS
HUGE PRICE REDUCTION-MOTIVATED SELLER-BRING OFFERS-BUY NOW OR LOSE! AWESOME partially remodeled 2BR/2BA home in 55+ Community on Pine Island!! Home features new flooring, kitchen cabinets and has a large workshop/storage area. Community has amenities galore including Boat Ramp, Swimming Pool and Boat/R/V storage area.

7151 Drum Drive, St James City
$40,000
2026015874 MLS
Build your ideal island retreat on this affordable 50x80 residential lot located in the desirable 55+ community of Pine Island Cove. This friendly, well-maintained neighborhood offers a relaxed coastal lifestyle with low monthly fees and excellent amenities. The lot features .09 acres (4,008 sq ft) with east rear exposure, grass ground cover, and no trees, making it easy to design and place your new home. Manufactured homes and single-family homes are permitted, and the property is serviced by central water, private sewer, underground utilities, and cable. Residents enjoy a heated saltwater pool, spa, clubhouse, pickleball, bocce, picnic areas, and boat/RV storage. The community is known for its active social atmosphere and convenient location near boating, fishing, and the natural beauty of Pine Island. This is a great opportunity to secure a buildable lot in a popular 55+ community with a low $80/month HOA and easy access to all that island living offers.

7144 Ladyfish Drive, St James City
$142,000
2 Beds ⋅ 2 Baths ⋅ 2026014591 MLS
Welcome to this charming and newly refreshed home located in the highly desirable 55 + community of Pine Island Cove. This property has been thoughtfully updated with new kitchen cabinets, countertops, flooring, a new shower, and an efficient mini-split A/ C system, giving the home a clean modern feel from the moment you step inside. The layout offers comfortable living spaces with plenty of natural light, making it an ideal full-time residence or seasonal retreat. The updates throughout provide peace of mind and move in readiness. Outside, enjoy all that Pine Island cove is known for-Gulf-access boating and a friendly, active lifestyle. Residents have access to a community boat ramp with Gulf Access, fish cleaning station and boat washout area, making it easy to spend your days on the water. There is also RV and boat storage, a dog park, picnic area, and a full calendar of activities including pickleball, bocce ball and social clubs for every interest. Just minutes from the bay and Gulf, this location is perfect for enjoying some of SW Florida's best fishing, exploring the outer islands or relaxing at the beaches. It is close to all the dining, shopping and island events Pine Island has to offer. You own your land and the HOA is only $160.00 per month.

4978 Mullette Lane, St James City
$35,000
2026011936 MLS
This cleared lot in Pine Island Cove 55+ community is located on one of the quieter streets and is very close to the beautiful community lake and recreation area. It's a great place for your retirement home whether you are a seasonal resident or year round. The community offers many amenities including the ever popular pickleball, large community swimming pool, hot tub and community center.

4958 Mullette Lane, St James City
$40,000
2026008035 MLS
Discover the hidden gem of Pine Island Cove, a coveted 55+ community offering an array of amenities and activities. This vacant lot is the perfect canvas for your future dream home. Nestled in a serene and well-kept neighborhood, Pine Island Cove provides endless opportunities for recreation and relaxation. Enjoy amenities such as a sparkling pool, a bustling clubhouse, and pickle ball courts. For boating enthusiasts, a convenient boat ramp provides easy access to the gulf. Plus, take advantage of the significant benefit of no impact fees required for your manufactured, modular or mobile home. Boat & RV storage yard is available. Seize this unique opportunity to join a vibrant community and build your ideal retirement retreat in Pine Island Cove.

4914 Needle Fish Lane, St James City
$156,500
2 Beds ⋅ 2 Baths ⋅ 2025024128 MLS
If you are looking for a fully furnished home, you have found it. This 2-bedroom 2 bath home is located in Pine Island Cove the best 55+ community on Pine Island. The community has a heated saltwater pool, spa, private boat ramp that has Gulf access, boat & RV storage, picnic area with covered tables and grills, club house, dog run, fish cleaning station, washout facilities. There are a lot of activities for everyone pickleball, bocce and many clubs. It is just a few minutes out to the bay and Gulf to some of the best fishing in SW Florida. Community is located near to shops, banks and restaurants.

4939 Mullette Lane, St James City
$34,500
2025016452 MLS
Ideal location. This lot is only four lots away from the clubhouse, pool, and boat ramp. You can walk to all of these very quickly. The community has many amenities. Boat ramp, clubhouse, pool, hot tub, bocce ball, pickle ball, dog park, picnic area, and boat or motorhome storage for just $50 a year. Mobile was demolished so big savings on impact fees.

4915 Gulfgate Lane, St James City
$145,000
2 Beds ⋅ 2 Baths ⋅ 225048514 MLS
Turnkey! Fully furnished! Welcome to Pine Island Cove, a vibrant 55+ waterfront boating community in St. James City. Plenty of social activates and events; bingo, yoga, water aerobics, holiday dinner...etc. Enjoy a saltwater pool & Spa, bocce and pickleball courts, a clubhouse, fitness center, picnic park, dog park, boat ramp, and boat/RV storage, along with a variety of programs to keep you active. This SPACIOUS 1144sqft newly renovated 2-bedroom, 2-bathroom, fully furnished home features a 2022 roof, new ductless split AC, new flooring, large walk-in closets, a relaxing Florida room and more. Situated on a corner lot, it boasts the best location in the community, with amenities just across the street. The HOA fee is $160 per month. The boat/RV storage is $50 per year if utilized. Launch your boat at the community ramp, just 5 minutes from open water, and explore Pine Island Sound, renowned for diverse fishing opportunities, including snook, trout, redfish, and tarpon. Easily navigate to stunning barrier islands like Sanibel, Captiva, and Cayo Costa - accessible only by boat. In Pine Island Cove, you own both the house and the land. Don’t miss your chance to live in paradise!

4920 Pinfish Lane, St James City
$199,900
2 Beds ⋅ 2 Baths ⋅ 225056362 MLS
We are proud to bring you your slice of tropical paradise in Pine Island Cove, one of St. James City’s most desirable 55+ communities! This brand-new 2 bedroom, 2 bathroom manufactured home has just been installed and is elevated to meet current flood zone elevation requirements, providing peace of mind and potential insurance savings. With an open-concept floor plan, a split-bedroom layout, and a dedicated laundry room, this home is both functional and filled with natural light. Outside, enjoy the convenience of a new covered carport and matching storage shed—ideal for your tools, beach gear, or golf cart. Best of all, the home is located just three homes away from the community center and an easy walk to the heated community pool and other amenities. The interior and exterior comes as a blank slate—fresh, neutral, and ready for your personal touches to make it truly your own. Add your preferred finishes, furnishings, landscaping, and décor to create your perfect Florida retreat. Pine Island Cove offers direct Gulf access via a private community boat ramp, along with RV/boat storage, an active clubhouse, and a full calendar of social events. The HOA is low and the island lifestyle is unmatched. Pine Island is known for its laid-back atmosphere, tropical surroundings, excellent fishing, art galleries, and waterfront dining—a true escape from the mainland grind. Don’t miss this opportunity to own a brand-new, elevated home in a welcoming waterfront community. Schedule your private showing today and make this island gem your own!

4944 Porky Lane, St James City
$165,000
2 Beds ⋅ 2 Baths ⋅ 225036734 MLS
Pine Island Cove 55+ community.. Community POOL, HOT TUB, CLUBHOUSE, FITNESS, PICKLE BALL, PICNIC- PARK BOAT RAMP, BOAT & RV STORAGE, SEWER and much more.. Beautiful Island Community. The 2-bedroom 2-bath 1152 sq ft home is very well cared for and has been a year around home with HURRICANE WINDOWS THROUGH OUT - wood paneled living & family room, updated-kitchen and carpet & laminated floors. Storage/shop, Carport & screened area. Out door life is part of Pine Island Cove...Friends, pickle ball, pool a 16 mile long bike path up & down the Island. The boat ramp will put you and your boat into the Cove canal and out to Pine Island Sound for the best fishing, out-Island beaches, the Gulf for you to enjoy... Visit Pine Island Cove and this wonderful home today !!!!!

4931 Gulfgate Lane, St James City