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THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS • NO BRIDGES • BOAT LIFT • PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City’s most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

2 Beds ⋅ 2 Baths ⋅ 2026025325 MLS

THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS • NO BRIDGES • BOAT LIFT • PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane—offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City’s most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric—creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup—ideal for guests, extra flexibility, or recreational use. Best of all—NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

3608 Rita Lane, St James City

$1,155,000

Highlights: Over 100 feet of brand-new composite dock & pilings • Dual 14,000 lb boat lifts • Fully furnished, turnkey • Never flooded • Expansive outdoor entertaining area • Quick Gulf access Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water. From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to let you enjoy the coastal lifestyle to the fullest, whether you're heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water. Step outside and you’ll discover what makes this property special: over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new 14,000lb boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here. The expansive outdoor entertaining area poolside invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water. Inside, the home is sold fully furnished, so you can step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan, 2 bedrooms with pool access, and a third bedroom for all your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to everything Saint James City has to offer. For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting. Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, trade fishing stories at sunset, and every day feels a little like vacation. If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

3 Beds ⋅ 2 Baths ⋅ 2026012221 MLS

Highlights: Over 100 feet of brand-new composite dock & pilings • Dual 14,000 lb boat lifts • Fully furnished, turnkey • Never flooded • Expansive outdoor entertaining area • Quick Gulf access Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water. From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to let you enjoy the coastal lifestyle to the fullest, whether you're heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water. Step outside and you’ll discover what makes this property special: over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new 14,000lb boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here. The expansive outdoor entertaining area poolside invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water. Inside, the home is sold fully furnished, so you can step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan, 2 bedrooms with pool access, and a third bedroom for all your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to everything Saint James City has to offer. For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting. Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, trade fishing stories at sunset, and every day feels a little like vacation. If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

3656 Emerald Avenue, St James City

$489,000

Bring your Sailboat.. ! Intersecting canals, seconds from Open water and San Carlos Bay. Seawall, Very desirable SW direction... Dock with lift and 2- Chickee Huts . Once sold you won't have this opportunity to purchase this type lot and build YOUR home so close to San Carlos Bay, there isn't any more left.!! This lot was part of a 3-lot Estate and Lot-11 & Lot 12 (with a house) are also now for sale !!! At this Location, at this price and before it's gone, Please check this property out NOW !!!!

2026011268 MLS

Bring your Sailboat.. ! Intersecting canals, seconds from Open water and San Carlos Bay. Seawall, Very desirable SW direction... Dock with lift and 2- Chickee Huts . Once sold you won't have this opportunity to purchase this type lot and build YOUR home so close to San Carlos Bay, there isn't any more left.!! This lot was part of a 3-lot Estate and Lot-11 & Lot 12 (with a house) are also now for sale !!! At this Location, at this price and before it's gone, Please check this property out NOW !!!!

3547 Emerald Avenue, St James City

$389,000

Bring your Sailboat.. ! Intersecting canals, seconds from Open water and San Carlos Bay. Seawall, Dock with lift. Once sold you won't have this opportunity to purchase this type lot and build YOUR home so close to San Carlos Bay, there isn't any more left.!! This lot was part of a 3-lot Estate and Lot-11 is now for sale !!! the other two lots, 12 & 13 are also for sale, Lot 12 has a Single Family Residence on it...At this Location, at this price and before it's gone, Please check this property out NOW !!!!

2026011258 MLS

Bring your Sailboat.. ! Intersecting canals, seconds from Open water and San Carlos Bay. Seawall, Dock with lift. Once sold you won't have this opportunity to purchase this type lot and build YOUR home so close to San Carlos Bay, there isn't any more left.!! This lot was part of a 3-lot Estate and Lot-11 is now for sale !!! the other two lots, 12 & 13 are also for sale, Lot 12 has a Single Family Residence on it...At this Location, at this price and before it's gone, Please check this property out NOW !!!!

3554 Emerald Avenue, St James City

$2,750,000

MUST-SEE OPEN-BAY WATERFRONT HOME WITH PANORAMIC SAN CARLOS BAY VIEWS, NO-BRIDGE GULF ACCESS, TWO NEW BOAT LIFTS & DESIGNER FINISHES! If you are looking for one of the most impressive waterfront settings in Southwest Florida, this St. James City home deserves to be seen in person. Positioned on the southern tip of Pine Island with wide-open San Carlos Bay views, incredible sunsets, direct deep-water Gulf access, and no bridges, this property offers the kind of boating and waterfront lifestyle that is extremely hard to find. More than $400,000 in renovations have created a true designer home with high-end finishes throughout. Updates include a newer roof, hurricane-impact windows and doors, spray-foam insulation, whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, custom closets, and extensive custom details. The kitchen is a showstopper with JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. Expansive windows and an open floor plan keep the water views front and center, creating a bright, sophisticated interior designed for both entertaining and everyday living. Outside is where this home becomes truly unforgettable. Enjoy a heated pool and spa overlooking San Carlos Bay, a custom tiki hut, full outdoor kitchen, and spectacular sunset views. The private dock features TWO BRAND-NEW BOAT LIFTS — 6,000-pound and 15,000-pound — plus direct access toward Sanibel, Captiva, surrounding islands, and the Gulf. Offered TURNKEY furnished in a Tommy Bahama-inspired coastal style with some exclusions, this home is ready to enjoy as a full-time residence, seasonal retreat, luxury second home, or waterfront getaway. The oversized four-car garage with epoxy flooring offers room for up to six vehicles plus golf carts, kayaks, paddleboards, fishing gear, and boating equipment. For buyers searching Zillow for a Pine Island waterfront home, St. James City Gulf-access property, no-bridge boating home, San Carlos Bay home, luxury waterfront pool home, or turnkey Southwest Florida retreat, this property checks nearly every box. COME SEE THE VIEWS IN PERSON — PHOTOS DO NOT FULLY CAPTURE THIS SETTING. Schedule your private showing and experience one of the most special waterfront opportunities in St. James City.

3 Beds ⋅ 4 Baths ⋅ 2025021960 MLS

MUST-SEE OPEN-BAY WATERFRONT HOME WITH PANORAMIC SAN CARLOS BAY VIEWS, NO-BRIDGE GULF ACCESS, TWO NEW BOAT LIFTS & DESIGNER FINISHES! If you are looking for one of the most impressive waterfront settings in Southwest Florida, this St. James City home deserves to be seen in person. Positioned on the southern tip of Pine Island with wide-open San Carlos Bay views, incredible sunsets, direct deep-water Gulf access, and no bridges, this property offers the kind of boating and waterfront lifestyle that is extremely hard to find. More than $400,000 in renovations have created a true designer home with high-end finishes throughout. Updates include a newer roof, hurricane-impact windows and doors, spray-foam insulation, whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, custom closets, and extensive custom details. The kitchen is a showstopper with JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. Expansive windows and an open floor plan keep the water views front and center, creating a bright, sophisticated interior designed for both entertaining and everyday living. Outside is where this home becomes truly unforgettable. Enjoy a heated pool and spa overlooking San Carlos Bay, a custom tiki hut, full outdoor kitchen, and spectacular sunset views. The private dock features TWO BRAND-NEW BOAT LIFTS — 6,000-pound and 15,000-pound — plus direct access toward Sanibel, Captiva, surrounding islands, and the Gulf. Offered TURNKEY furnished in a Tommy Bahama-inspired coastal style with some exclusions, this home is ready to enjoy as a full-time residence, seasonal retreat, luxury second home, or waterfront getaway. The oversized four-car garage with epoxy flooring offers room for up to six vehicles plus golf carts, kayaks, paddleboards, fishing gear, and boating equipment. For buyers searching Zillow for a Pine Island waterfront home, St. James City Gulf-access property, no-bridge boating home, San Carlos Bay home, luxury waterfront pool home, or turnkey Southwest Florida retreat, this property checks nearly every box. COME SEE THE VIEWS IN PERSON — PHOTOS DO NOT FULLY CAPTURE THIS SETTING. Schedule your private showing and experience one of the most special waterfront opportunities in St. James City.

3807 San Carlos Drive, St James City