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$139,000
2 Beds ⋅ 2 Baths ⋅ 2026030375 MLS
**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community’s long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events. The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier. The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space. There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional. With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!

4931 Needle Fish Lane, St James City
$145,000
2 Beds ⋅ 2 Baths ⋅ 225048514 MLS
Turnkey! Fully furnished! Welcome to Pine Island Cove, a vibrant 55+ waterfront boating community in St. James City. Plenty of social activates and events; bingo, yoga, water aerobics, holiday dinner...etc. Enjoy a saltwater pool & Spa, bocce and pickleball courts, a clubhouse, fitness center, picnic park, dog park, boat ramp, and boat/RV storage, along with a variety of programs to keep you active. This SPACIOUS 1144sqft newly renovated 2-bedroom, 2-bathroom, fully furnished home features a 2022 roof, new ductless split AC, new flooring, large walk-in closets, a relaxing Florida room and more. Situated on a corner lot, it boasts the best location in the community, with amenities just across the street. The HOA fee is $160 per month. The boat/RV storage is $50 per year if utilized. Launch your boat at the community ramp, just 5 minutes from open water, and explore Pine Island Sound, renowned for diverse fishing opportunities, including snook, trout, redfish, and tarpon. Easily navigate to stunning barrier islands like Sanibel, Captiva, and Cayo Costa - accessible only by boat. In Pine Island Cove, you own both the house and the land. Don’t miss your chance to live in paradise!

4920 Pinfish Lane, St James City