Matlacha Homes under $700,000

Matlacha Homes under $700,000

Welcome to Matlacha, a hidden gem nestled in the heart of Florida's Lee County! This vibrant coastal village is renowned for its colorful, artistic charm and laid-back atmosphere, making it the perfect destination for homebuyers seeking a slice of paradise without breaking the bank. With homes available under $700,000, Matlacha offers an incredible opportunity to invest in a serene waterfront lifestyle.

Matlacha is a haven for nature lovers and outdoor enthusiasts. Surrounded by the breathtaking waters of Matlacha Pass and the Gulf of Mexico, residents enjoy easy access to fishing, boating, and kayaking. The area is also home to a variety of wildlife, making it a perfect spot for birdwatching and exploring the scenic beauty of the nearby parks and preserves.

The town is famous for its vibrant art scene, with local galleries and colorful murals adorning the streets, reflecting the creative spirit of its community. Dining options abound, from charming seafood shacks to upscale waterfront restaurants, ensuring that you can always savor the freshest catch of the day.

Matlacha's real estate market features a diverse selection of homes, including cozy cottages, modern bungalows, and spacious waterfront properties—all available for under $700,000. Whether you're looking for a vacation retreat or a permanent residence, Matlacha offers a unique blend of affordability, charm, and natural beauty.

Discover your dream home in Matlacha, where the sun shines bright, the waters are inviting, and the community welcomes you with open arms!

Newest Matlacha Homes under $700,000

2607 Bayshore Drive, Matlacha
$439,000
2 Beds ⋅ 2 Baths ⋅ 2026036494 MLS
This BEAUTIFUL island home offers direct access to the Gulf of Mexico, from your private boat dock! Boasting 2 bedrooms, a den, and 2 full bathrooms, cathedral ceilings in the living room, a new 2021 roof, impact windows and doors, and an amazing waterfront lifestyle. This property is also on one of the best canals- with a 90-degree curve-  a natural break in the wake from the boating channel, ensuring your seawall and boat will have the highest level of protection. These still waters are a haven for our island birds and sea life. The AC and appliances were replaced between 2022-2024, so this home is all set for years to come. Choose this property for your perfect primary residence, second home, or an Airbnb investment property. The pride in ownership is guaranteed to make this a top contender. There is a vacant lot for sale next door. So don't miss this excellent choice in the artsy island community of Matlacha- celebrated as a top destination within the Greater Fort Myers Area.  Schedule your private showing today!

2607 Bayshore Drive, Matlacha
2574 Bayshore Drive, Matlacha
$625,000
2 Beds ⋅ 2 Baths ⋅ 2026033260 MLS
Waterfront living in Matlacha has a special rhythm, and this Island Harbors pool home captures it beautifully. Set along a wide canal with Gulf access, this 2-bedroom plus den, 2-bath ranch offers the kind of indoor-outdoor lifestyle Southwest Florida buyers come here to enjoy. Start the day with coffee by the water, spend the afternoon by the screened pool, or head out from your private dock with boat lift, electric and water available dockside. Inside, the home is bright, relaxed, and thoughtfully updated with an open great-room layout, abundant natural light, impact-resistant windows, recessed lighting, crown molding, shiplap accents, built-in cabinetry, tile and wood-look flooring, and French doors that keep the waterfront setting in view. The open-concept kitchen adds style and function with a center island, pendant lighting, two-tone cabinetry, light countertops, a black undermount sink, and stainless-steel appliances. Outdoor living is the highlight, with a screened lanai, covered patio, brick-paver pool deck, composite waterfront deck, northwest rear exposure, and peaceful water views. With no HOA fees, negotiable furnishings, in-residence laundry, central electric comfort, and a location in one of Matlacha’s boating communities, this canal-front home delivers a polished take on the Florida island lifestyle. Schedule your private showing today.

2574 Bayshore Drive, Matlacha
4819 Pine Island Road NW, Matlacha
$640,000
2 Beds ⋅ 2 Baths ⋅ 2026033426 MLS
Beautiful custom cottage with open water views and incredible gulf access. This is a fully custom, renovated and restored property that proves the resiliency and spirit of this special little island. Designed specifically to be supported on helical pilings when it was built, this property also boasts cement board siding, impact doors and windows, metal roof, weather-proof composite trim and decking and a new seawall with extended side support tiebacks. The attention paid to the storm-proofing of this property gives peace of mind in protecting its gorgeous design and contents while still enabling expansive open water views and incredible gulf access. From one-of-a-kind tile design and light fixtures to a highly functional layout, this home is like a jewel box with the “extras” that will delight! On the main street of Matlacha and within walking distance of this special home are restaurants, shops, and the community park with boat and kayak launches.

4819 Pine Island Road NW, Matlacha
2623 2nd Street, Matlacha
$475,000
2 Beds ⋅ 2 Baths ⋅ 2026033202 MLS
Waterfront duplex in the heart of Matlacha. Live in one, rent the other, or run both as income properties. Two units, waterfront, direct gulf access. This setup gives you flexibility whether full-time, seasonal, or investment. This property has a rental track record, and the location puts you steps from Matlacha's restaurants, galleries, and incredible fishing. Start your morning with a paddle, grab fresh seafood nearby, and end the day on your own waterfront! Own a piece of historic Matlacha, generate income, and enjoy the laid-back island lifestyle that continues to draw visitors and residents back year after year. Schedule your private showing and explore the possibilities this distinctive waterfront property offers.

2623 2nd Street, Matlacha
4278 Pine Island Road NW, Matlacha
$394,900
2 Beds ⋅ 1 Baths ⋅ 2026032067 MLS
MATLACHA CHARM ALERT! Sitting on the Dock of the Bay — the Best Seat in the House! Welcome to your slice of paradise! This fully remodeled and beautifully updated coastal cottage offers never-ending views of the water and breathtaking sunsets — right from your own backyard. Whether you’re dreaming of a laid-back island lifestyle or looking for a fantastic vacation rental (VRBO) opportunity, this home is pure perfection. Two cozy bedrooms, one stylish bath, and an unbeatable location for anyone whose heart belongs to the water — boating, fishing, or simply soaking in the coastal beauty. Rebuilt after Hurricane Milton, this gem features all-new everything — including a brand-new dock and boat lift! Cast your line right from your dock and enjoy endless panoramic views where dolphins, manatees, and sea life make regular appearances. This is more than a home — it’s an experience. A magical waterfront retreat that radiates light, charm, and carefree island vibes. Join the friendly fishing and boating community of Matlacha and start living your best life on the bay! Assumable and affordabel flood insurance!

4278 Pine Island Road NW, Matlacha
2709 Clyde Street, Matlacha
$575,000
2 Beds ⋅ 2 Baths ⋅ 2026032087 MLS
Beautifully maintained 2-bedroom, 2-bath waterfront home offering a peaceful and relaxing coastal lifestyle with direct Gulf access. This move-in ready home features a bright living room, separate dining area, and an inviting layout designed for comfortable everyday living and entertaining. The boat lift has been meticulously maintained and is ready for your next adventure, while flood barriers for all openings are included, providing added value and peace of mind. Furniture included, making this an exceptional opportunity to move right in and start enjoying everything this waterfront home has to offer.

2709 Clyde Street, Matlacha
11242 Matlacha Avenue, Matlacha
$409,000
1 Beds ⋅ 1 Baths ⋅ 2026031165 MLS
Experience the Matlacha island lifestyle from this charming historic home featuring direct water access, impact windows, a private garage, and an oversized yard. Located directly across from Matlacha Park and the public boat launch, this property places you just steps from historic downtown Matlacha, waterfront restaurants, art galleries, local shops, fishing, kayaking, and open-water adventures. Inside, the home offers stainless steel appliances, easy-care tile flooring, updated electrical, and a newer Florida room with peaceful views of the surrounding natural scenery. Impact windows add valuable storm protection, energy efficiency, and peace of mind. The oversized yard is a rare find in Matlacha, providing space for outdoor entertaining, gardening, recreational equipment, or future improvements. The garage and additional bonus square footage offer even more flexibility for storage, hobbies, or customization. Whether you are searching for a full-time residence, seasonal Florida escape, weekend fishing retreat, or income-producing rental property, this home offers an exceptional combination of location, waterfront access, character, and opportunity. Homes with direct water access in the heart of Matlacha are difficult to duplicate. Schedule your private showing today and see why this unique island property deserves your attention.

11242 Matlacha Avenue, Matlacha
2742 Bruce Street, Matlacha
$464,900
3 Beds ⋅ 2 Baths ⋅ 2026026235 MLS
YOUR MATLACHA WATERFRONT DREAM STARTS HERE – FULLY RENOVATED 3+DEN / 2 BATH – DIRECT GULF ACCESS! ALL HURRICANE IMPACT WINDOWS AND NEW ROOF - all the work has been mdone for you! Imagine waking up every morning to the calm of the water, sipping your coffee while boats drift by and the island comes to life. This beautifully updated waterfront home is not just a place to live it is a lifestyle you’ve been waiting for. Located in the heart of Matlacha, this 3 bedroom plus den, 2 full bath residence has been lovingly refreshed with a completely redone kitchen and brand-new bathroom with tile throughout, creating a bright, modern space that feels both stylish and welcoming. The open layout invites you to gather, relax, and entertain with ease. The den offers the flexibility today’s buyers crave your home office, reading retreat, or extra space for visiting friends and family. Every room is filled with natural light, making the entire home feel warm and connected to the outdoors. Step outside and you are instantly on island time. The property sits on an oversized lot, providing ample space for outdoor living, and there’s plenty of room on the side of the house for RV or boat parking. With direct access to Matlacha Pass, your days can be spent fishing at sunrise, kayaking through quiet canals, or cruising to nearby waterfront restaurants for dinner. This is the Southwest Florida lifestyle simple, relaxed, and unforgettable. Waterfront homes like this rarely become available in Matlacha, especially ones that are fully renovated and move-in ready. If you have been waiting for the right home, this is it.

2742 Bruce Street, Matlacha
2567 Cay Cove, Matlacha
$399,000
2 Beds ⋅ 2 Baths ⋅ 2026025826 MLS
Classic Matlacha Cottage on an oversize lot with deep water access! This completely renovated 2-bedroom, 1.5 bath classic comes FULLY FURNISHED and is nestled right in the heart of Matlacha. Not only is this home surrounded by world-class fishing, pristine gulf beaches, incredible native wildlife, it is also within walking distance to everything Matlacha has to offer including art galleries, restaurants and shops. This perfectly renovated home is the definition of coastal chill and features wood plank ceilings, tile throughout, beautiful new kitchen complete with quartz countertops, updated electrical with raised outlets, DenseGlass wallboard throughout, new washer and dryer and new water heater. Enjoy the incredible Matlacha sunsets and native wildlife from the back patio that along with the seawall was replaced in 2019! Roof is also a 2019! Come see this home today and start Living the Island Life!

2567 Cay Cove, Matlacha
2691 Geary Street, Matlacha
$495,000
2 Beds ⋅ 1 Baths ⋅ 2026022664 MLS
WELCOME TO YOUR MATLACHA FISHING PARADISE! Just four homes from the channel, this DIRECT GULF ACCESS waterfront retreat offers the laid-back island lifestyle that makes Matlacha one of Florida's most beloved boating communities. Known for its colorful art galleries, waterfront restaurants, and "Old Florida" charm, Matlacha delivers a Key West vibe without the Key West price tag. For ANGLERS & BOATERS, the location simply doesn't get much better! Cast a line right from your backyard and reel in snook, snapper, grouper, trout, sheepshead, and countless other species. Watch dolphins and manatees cruise through the channel behind the home while enjoying your morning coffee, then head out to the Gulf and Boca Grande in approximately 20-30 MINUTES BY BOAT. The composite dock with 10K BOATLIFT and separate kayak launch make boating a breeze! This home is very low maintenance with a stone front yard which also doubles as additional parking for all of your toys! Come see today and start Living the Island Life! Recent improvements include a NEW 2025 roof featuring premium 165 MPH wind-rated shingles, upgraded aluminum carport roofing, a FULLY REMODELED bathroom, NEW kitchen island and lower cabinetry, NEW stove and refrigerator, TILE ALL THROUGHOUT, washer and dryer, and fresh interior paint. The home also features a unique flood-conscious wall system with waterproof PVC materials designed to simplify future maintenance and restoration. Whether you're looking for a full-time residence, seasonal escape, or investment opportunity, this property offers the perfect blend of island charm, boating convenience, and peace of mind.

2691 Geary Street, Matlacha
2823 Janet Street, Matlacha
$689,900
3 Beds ⋅ 3 Baths ⋅ 226022449 MLS
SELLER SAYS BRING HIM AN OFFER!!!!!!!!!!!!!!!!!!!! THIS RESIDENCE HAS BEEN REMODELED FROM THE SLAB TO THE ROOF! THREE MASTER SUITS!!! NEW INTERIOR: NEW DRYWALL / PAINTED AND TEXTURED, NEW KITCHEN CABINETS AND VANITIES, NEW QUARTZ COUNTER TOPS, NEW KITCHEN / BATH PLUMBING AND FIXTURES, SS FARM SINK, SS LG APPLIANCES: RANGE/CONVECTION OVEN, MICROWAVE, 25c/f REFRIGERATOR/W ICEMAKER, DISPOSAL, 2 LAZY SUSANS AND 6 DOOR PANTRY, FULL SIZE WASHER AND DRYER, HWH, ALL TILE BATHS WITH LIGHTED MIRRORS, FLOATED VANITIES, 3 CEILING FANS, NEW 200 AMP ELECTRIC SERVICE PANEL, NEW CENTRAL AIR / INSULATION IMPACT WINDOWS / DOORS, METAL ROOF, PAINTED STUCCO EXTERIOR, NEW LANDSCAPING AND RIVER ROCK, COMPOSITE DOCL WITH 10k LB. BOAT LIFT / H2O/ELECTRIC @ DOCK, LOCATION! LOCATION! LOCATION! 5 minutes for 2 Publix shopping centers with gas, banks, restaurants, shops, ride your bike or take your boat to the shops and restaurants of Matlacha, NO HOA FEES! MINUTES TO THE BEACHES SANIBEL AND BOCA GRANDE TARPON WATERS! NO ISSUES WITH LOW TIDE WATER LEVELS, BEST VALUE ON THE WATER!!!

2823 Janet Street, Matlacha
2647 Pine Street, Matlacha
$299,000
2 Beds ⋅ 1 Baths ⋅ 2026016983 MLS
Discover your slice of paradise in the quiet fishing town of Matlacha Island. This charming 2 bedroom 1 bath home offers the perfect blend of island character and modern comforts. This home is a boaters dream with direct access with wood dock and boat lift out back along with a kayak rack for those AirBNB guest or avid fishermen. Step inside to an open & split floor plan with plenty of light. Newer roof, New cabinets and A/C with tile flooring throughout. Whether you're looking for a full time residence, vacation getaway, or investment opportunity, this Matlacha waterfront gem!! Nestled in prime location and walking distance to shopping, art galleries and restaurants, and just a short drive to Cape Coral & Fort Myers, this is a true old Florida Living with modern day convenience. Seller has an assumable flood policy of $2,663 due annually

2647 Pine Street, Matlacha
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