Punta Gorda Homes with Navigable Water Waterfront

Punta Gorda Homes with Navigable Water Waterfront

Welcome to Punta Gorda, Florida, a hidden gem nestled along the picturesque shores of Charlotte Harbor. Known for its charming small-town atmosphere, Punta Gorda boasts a vibrant community, rich history, and stunning waterfront views that beckon residents and visitors alike. With its unique blend of old Florida charm and modern amenities, this delightful city is the perfect place to call home.

One of the standout features of Punta Gorda is its extensive network of navigable waterways. For those seeking a waterfront lifestyle, homes with direct access to the serene waters of Charlotte Harbor are in high demand. Imagine waking up to the gentle sound of waves lapping at your dock, enjoying morning coffee on your patio with breathtaking views, and having the freedom to hop on your boat for a day of fishing, sailing, or exploring the beautiful coastline.

The real estate market in Punta Gorda offers a variety of waterfront properties, from luxurious estates to cozy bungalows, each designed to maximize the stunning surroundings. Whether you’re a retiree seeking tranquility or a family looking for adventure, Punta Gorda’s waterfront homes provide a unique opportunity to enjoy the Florida lifestyle to the fullest.

In addition to its natural beauty, Punta Gorda is home to an array of parks, restaurants, and cultural attractions, making it an ideal location for both relaxation and recreation. With a strong sense of community and a welcoming atmosphere, Punta Gorda invites you to discover the joys of waterfront living in one of Florida’s most enchanting cities. Your dream home awaits!

Newest Punta Gorda Homes with Navigable Water Waterfront

$999,000
3 Beds ⋅ 3 Baths ⋅ 2026040084 MLS
Luxury, Privacy & Boating at Its Finest Meticulously maintained, move-in ready estate nestled within the intimate, gated riverfront community of The Estates of Peace River Shores. Privately positioned on 1.14 acres at the end of a quiet cul-de-sac, this exceptional residence offers the perfect blend of luxury , privacy, security and effortless waterfront living. A true standout within the community, this home is thoughtfully designed and loaded with high-end upgrades. The spacious great-room floor plan features ceramic tile throughout, a striking custom accent wall with built-in fireplace, and a gorgeous gourmet kitchen showcasing Level 5 granite countertops, top-tier Bosch appliances and a convenient butler’s pantry. Elegant plantation shutters throughout add a timeless touch, while impact windows provide both security and peace of mind. Designed for modern convenience and self-sufficient living, the home includes a 24kW Generac whole-house generator, a 10-camera security system, Starlink high-speed satellite internet, and a whole-house reverse osmosis water system. Step outside and discover an exceptional outdoor living environment created for both relaxation and entertaining. The expansive screened lanai features a large propane-heated pool and spa with sun shelf, along with a beautiful full outdoor kitchen—the perfect setting for enjoying Florida’s year-round outdoor lifestyle with family and friends. For the boating enthusiast, the lifestyle is truly exceptional. The property includes a deeded boat slip with a 13,000-lb. boat lift, water and electric, with direct Gulf access via the Peace River. From your private boating destination, enjoy easy access to Charlotte Harbor, the Gulf of Mexico and the restaurants, entertainment and amenities of downtown Punta Gorda and Fisherman' s Village. With its peaceful gated setting, expansive homesite, impressive upgrades, exceptional outdoor living and coveted boating access offering a rare opportunity to enjoy the best of Southwest Florida living without the price tag often associated with this level of luxury...this is a property you don't want to miss.

28984 Gin Lane, Punta Gorda
$179,500
2026039758 MLS
Offering a premium canal location on one of the most beautiful streets, Banyan Way does not disappoint! Build your dream on this partially cleared waterfront lot, situated in Punta Gorda’s highly desirable Charlotte Park. Imagine casting a line from your backyard or hopping on your boat behind your home to cruise to local waterfront dining spots in less than 10 minutes. This premier lot offers a swift, direct route to Charlotte Harbor and open water. Completely free from the constraints of HOA fees and rules, you will enjoy "no deed restrictions", allowing you to park your toys on-site. Located just outside city limits, it provides a quiet neighborhood with lightning-fast access to I-75, US-41, a fun filled downtown, and the Punta Gorda Airport. Not in a scrub jay zone. Plus, you can access the community boat ramp and clubhouse via an optional civic association membership. Turn every day into a getaway under the shade trees of Banyan Way. Inquire now!

3100 Banyan Way, Punta Gorda
$349,900
3 Beds ⋅ 2 Baths ⋅ 2026037782 MLS
HUGE PRICE REDUCTION, AND THE SELLER SAYS BRING OFFERS!!! TALK ABOUT A BEAUTIFUL 3 BEDROOM 2 BATH CONDO with over 2000sf of living space. THIS CONDO HAS A LAVISH CUSTOM DESIGNED CHEFS KITCHEN, BEAUTIFUL STAINLESS STEEL APPLIANCES, QUARTZ COUNTERS LAID OUT FOR THE CHEF IN THE FAMILY. THE DINING AREA AND LIVING ROOM MAKES FOR ONE HUGE OPEN FLOOR PLAN. When you enter you will notice how the area includes the kitchen, dining and huge living room. Looking out of the living room there is a very large screened in Lanai, with a bar and lots of area for entertaining. ALL WITH AN AWESOME WIDE VIEW OF OF THE CANAL THAT LEADS INTO THE MARINA. The master bedroom is very nice sized with a nicely laid out bathroom, walk-in shower and private toilet. The 3rd bedroom can be used as a bedroom or a den with 2 exterior windows. Besides the custom kitchen the nicest feature is the lanai. The lanai has all hurricane impact sliders. To bring the outside in or closed if its chilly or raining. The area is huge and there are water and marina views from all sides. SOUTHSHORE offers a huge community room for events and a huge private pool for residents. Charlotte Harbor is about 3 minutes away by boat. Burnt Store Marina is a resort community, with a 27 hole golf course, 2 on-site restaurants, shops and Platinum Point Yacht Club. The marina features 500+ in-water slips and rack storage. For Marina residents there are tennis & pickleball courts and also a workout area available for an extra fee. The Marina is located between Cape Coral and the historic town of Punta Gorda. Bothe areas offer lots of shops and restaurants. Punta Gorda has events nearly every weekend and if you are in town you have to venture to Fisherman's Village. Fishville as referred to by locals is a nice inside/outside little area with lots of shops, several restaurants from casual to more up-scale food. My favorite saying is if you come to visit you may end up staying for a life time. Believe me when I say I tried leaving and after 2 years I was back for the sunshine. This area is a beautiful piece of paradise. COME on down and leave the COLD weather behind.

3230 Southshore Drive Unit 34A, Punta Gorda
$465,000
2026026978 MLS
Build your Southwest Florida dream home on this exceptional waterfront homesite in Burnt Store Isles! Offering 84 feet of city-maintained seawall and true sailboat access with no bridges, this prime waterfront lot provides direct access to Charlotte Harbor and the Gulf of America, making it a boater's paradise. Situated on an extra-wide canal basin, the property enjoys beautiful basin and preserve views while providing plenty of room to maneuver your boat with ease. This custom home site offers the perfect setting to create your ideal waterfront retreat. An incredible opportunity exists for those seeking additional space and privacy—the neighboring waterfront home at 3330 Tripoli Blvd is also available for purchase. Together, the two properties would create approximately one-half acre of prime waterfront living. The current owner has conceptual plans available for building a custom home across both properties, providing inspiration for a future estate-sized waterfront residence. Located within the sought-after deed-restricted Burnt Store Isles community, residents enjoy a beautiful waterfront and golf course lifestyle with easy access to Burnt Store Marina, shopping, dining, entertainment, US-41, and I-75. Whether you're an avid boater, golfer, or simply looking to build your dream home in one of Punta Gorda's premier waterfront communities, this rare homesite offers endless possibilities.

3324 Tripoli Boulevard, Punta Gorda
$399,000
3 Beds ⋅ 2 Baths ⋅ 2026014519 MLS
Experience the ultimate Florida lifestyle in this beautiful 3-bedroom, 2-bathroom DIRECT GULF ACCESS retreat. BRAND NEW AC! Beautifully remodeled in 2018. Newer kitchen, flooring and baths. Located in the pristine, stunning Punta Gorda Isles neighborhood, where sailboats and marinas are all around. Designed for the serious boater, this home offers bridge-free, direct Gulf access right from your private dock. Enjoy an oversized corner lot with western exposure over the rear for beautiful sunsets over the water. There is plenty of room for a pool. No rental restrictions can allow for a perfect investment for short and long term renters. Inside, an expansive open floor plan connects a recently updated kitchen—complete with modern finishes and sleek countertops—to a sun-drenched living area. The split-bedroom layout ensures maximum privacy, featuring a primary suite with a dual-sink vanity and a spacious walk-in closet. Recent upgrades include brand-new flooring throughout, 6" seamless gutters, soffits and fascia...a freshly screened lanai, and a professionally sealed concrete tile roof. No assessments owed, and zero flooding from past hurricanes. Strong tile roof w zero leaks. Your private coastal sanctuary awaits. Walk to shops, restaurants and even the Isles Yacht Club. Absolutely stunning location. Extremely close to Fishermans Village.

2700 W Marion Avenue, Punta Gorda
$369,900
2 Beds ⋅ 2 Baths ⋅ 2026023881 MLS
Waterfront living awaits in this lovely 2-bedroom, 2-bathroom pool home in a desirable Tierra Coronado neighborhood! Situated on a Gulf access intersecting canal, this property offers beautiful water views, quick boating access, and the ultimate Southwest Florida lifestyle. Inside, the home offers a comfortable and functional layout with plenty of natural light and tile flooring throughout. The beautiful kitchen has been updated with white shaker style cabinetry, quartz countertops, stainless steel appliances including a new range and dishwasher, while the new washer and dryer add convenience and value. The home features a primary suite with a private en suite bathroom and convenient step-in shower, along with a guest bedroom offering easy access to the hall bathroom with a tub/shower combination. Enjoy your private backyard oasis featuring a sparkling pool with a new pool heater and a paver patio, perfect for year-round enjoyment. The fenced backyard offers a safe and spacious area for kids and pets to play, while the garden shed provides convenient extra storage for tools and outdoor equipment. Boaters will appreciate the boat dock with lift, making it easy to spend your days exploring Charlotte Harbor and the Gulf waters beyond. Energy-efficient solar panels help reduce utility expenses year-round. Whether you're looking for a seasonal retreat, full-time residence, or investment opportunity, this waterfront gem combines comfort, convenience, and exceptional canal-front living in a quaint Punta Gorda boating community. Conveniently located just minutes from Fisherman's Village, Punta Gorda airport, as well as a variety of restaurants, shopping, and local attractions. Don't miss your chance to enjoy Florida living at its finest!

3601 Wisteria Place, Punta Gorda
$585,000
2 Beds ⋅ 2 Baths ⋅ 2026017940 MLS
Experience the freedom of true waterfront living in the highly sought-after community of Pirate Harbor, a hidden gem offering direct boating access, world-class fishing, and the rare advantage of no HOA or deed restrictions. Enjoy the Southwest Florida lifestyle your way with the flexibility to boat, entertain, and relax without limitations. Situated on 100 feet of sailboat/powerboat canal frontage, this waterfront property features a concrete seawall, private dock, and a 10,000 lb boat lift with new risers, motors, and canopy, accommodating up to a 40-foot boat. Long canal views create the perfect backdrop for sunset cruises and waterfront living. Located just minutes to Charlotte Harbor with quick access to Boca Grande Pass and the Gulf of Mexico, this is truly a boater’s and angler’s paradise. Thoughtfully renovated with a relaxed coastal design, the home offers 2 bedrooms, 2 bathrooms, and over 1,700 square feet of living space, with 2,208 total square feet including the garage. Inside, an open layout flows seamlessly to the spacious 29’ x 16’ air-conditioned Florida room featuring removable sliding glass windows that allow you to enjoy refreshing breezes and stunning water views year-round. The kitchen combines style and function with wood cabinetry, granite countertops, abundant storage, recessed lighting, breakfast bar seating, and a convenient pass-through window to the Florida room. Just off the kitchen, a beautifully designed bonus bar area showcases wood-beamed vaulted ceilings, shiplap accent wall with shelving, pendant lighting, and ample room for entertaining. The spacious primary suite offers a large closet and private ensuite bath with tiled shower. The guest bedroom is light and bright with generous closet space, while the guest bath features a tub/shower combination and oversized vanity. Additional linen and coat closets provide excellent storage throughout the home. Step outside to a paver patio with seating and fire pit overlooking the water, creating the perfect setting for relaxing evenings and unforgettable sunsets. The backyard offers plenty of room to enjoy your private tropical oasis. Additional features include a 2024 metal roof, tankless water heater, new appliances, fresh interior and exterior paint, new gutters, a 12’ x 24’ workshop/shed built in 2020, tropical landscaping with curbing, and an attached 26’ x 17’ garage with laundry area. Newer furnishings may be negotiated separately, offering a possible turnkey opportunity. If you’ve been searching for a waterfront home with direct boating access, exceptional fishing, and no HOA restrictions, this is a rare opportunity to own in one of Southwest Florida’s most authentic boating communities.

24240 Henry Morgan Boulevard, Punta Gorda
$898,900
2026020966 MLS
Discover a rare gem in the heart of Southwest Florida’s coveted Pirate Harbor community—a breathtaking half-acre lot that embodies coastal paradise. This oversized, tip-lot property, the only one of its kind available, boasts over 300 feet of pristine waterfront, offering unrivaled sailboat access to the open waters of the Gulf of America and beyond. Imagine casting off from your private dock, gliding effortlessly toward adventure, with the shimmering expanse of open water at your doorstep. Cleared with plenty of fill dirt on site, this stunning lot is a blank canvas ready for your dream home, where every day begins with serene water views and ends with vibrant, awe-inspiring sunsets. The natural beauty of Pirate Harbor surrounds you, with quick access to the region’s enchanting barrier islands—perfect for exploring hidden coves and pristine beaches. Whether you’re an avid boater, angler, or simply crave the tranquility of waterfront living, this lot delivers a lifestyle of unparalleled freedom and splendor. With the potential to split into two parcels, the possibilities are endless. Conveniently located just 15 minutes from Punta Gorda Airport, this slice of heaven combines seclusion with accessibility. Don’t miss this extraordinary opportunity to own a piece of Pirate Harbor’s coastal allure. Seller financing available with flexible, negotiable terms—inquire for more details. *Prior home on property demolished saving you money on impact fees*

24153 Henry Morgan Boulevard, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ 2026018837 MLS
Fabulous WATER Views of BURNT STORE MARINA'S South Basin from this Spacious - 3 bedroom condo in Gated SOUTH SHORE ...This unit comes Furnished with Exclusion List of Personal Items- Recently Updated with Luxury Vinyl Tile, Interior Painted, New Lanai Roof 2025, UP-SCALE Furnishings and Accessories thru-out...Dream Kitchen with loads of Cabinetry - well stocked with beautiful dish and cooking ware for the Chef in the family...Open Floor plan great for Entertaining, Enclosable HUGE 500 sqf LANAI offers extended Relaxing Space and entertaining views of Beautiful Boats bobbing in the glistening water outfront ...ONE CAR GARAGE...You will TOTALLY ENJOY lounging around the LARGEST POOL in BSM and Southshore's large CLUB HOUSE offering many Activities...WALK to CASS CAY WATERFRONT RESTURANT & TRADING POST...BURNT STORE MARINA is the largest, deep water Marina along the GULF COAST of Florida...over 500 reservable Wet Slips and Hundreds of Outside Cradles...Waterfront Dining and Entertainment at Cass Cay Restaurant and the Trading Post for Breakfast Coffee, Lunch by the Water....Fitness, Racquet and Pool Club memberships available...Freedom Boat Club...Boat & Golf Cart Rentals....27 Holes of Golf and Linkside Cafe, Club House activites, Pro-Shop Food Trucks during Season, Walking & Jogging Paths, Golf Carts welcome...Seasonal Rental History...AMAZING SUNSETS to make new friends..** Buyer to Pay One Time Capital Investment of $2500 at Closing**

3250 Southshore Drive Unit 53B, Punta Gorda
$615,000
3 Beds ⋅ 2 Baths ⋅ 2026019685 MLS
SPECTACULAR...Panoramic... Charlotte Harbor Views!!!...from the air conditioned 32 x 16.4 Glass/Screen Enclosed LANAI in Marina South Shore - 3rd Floor with Elevator...Furnished with Exclusion List of personal items - Totally REMODELED CUSTOM KITCHEN makes its fun to Entertain...Complete revamp thru-out this Stunning home....Luxury Vinyl Flooring...Upgraded Appliances...Laundry Room with tons of Built-In Cabinets...Totally Remodeled-Custom Primary ensuite Bath with beautiful cabinetry and custom designed - deep walk-in closet with built-ins ...Walk to South Shore's LARGE Heated Pool to relax and make new friends...Nice Club House with Kitchen and Fun Activities...walk few steps more to Cass Cay Waterfront Restaurant for Delicious Food and Entertainment and Enjoy Breakfast and Lunch at the Trading Post while watching Boat activity in the South Basin of BSM...27 Holes of Golf available with Pro-Shop and Linkside Restaurant offering fabulous food and club activities and Live Entertainment...for the Pickleball and Tennis lovers join the Racquet and Pool Club...Inside Fitness Classes and Equipment and Water Aerobics at Pool...Boat Rentals on site as well as Golf Carts to enjoy all Burnt Store Marina activities!!...Buyer to Pay $2500 One Time Capital contribution at Closig.... Paradise is waiting for you!

3280 Southshore Drive Unit 85C, Punta Gorda
$350,000
3 Beds ⋅ 2 Baths ⋅ 2026018430 MLS
Experience this mid-century waterfront property in Punta Gorda, Florida. This historic small town is a hidden treasure trove of natural beauty, resources, and entertainment. Find yourself in the upper River location 550 yards up a navigable canal to a backwater Bay teaming with aquatic and marine life. Launch from your private boat ramp or get your bay boat off the lift for some salt water time. Canal front amenities include freshwater shore, power, 10K boat lift with canopy, lots of Park space, well lit area. Find yourself at peace in this waterside, classic with southern style charm in an old neighborhood minutes from the creature comforts that this area offers. This property offers a rare blend of privacy serenity, and the off the beaten path that Fla is. This asset features, classic construction and layout of a modified vernacular with a lifestyle of coastal dwelling. Designed a landscape features as low maintenance, CBS and stucco, easy access receptacles, all around impact glass and more! No HOA, live free! Indulge in the luxury of your private pool with an estimated depth of 3 feet 6 feet. The outdoor lanai space is a Haven for relaxation and entertainment with the 38 x 40 area encompassing the lazy L pool, distributed, power and water, also a convenient 6‘x6' outdoor shower. Step out back for some cornhole or shuffleboard on the 14 x 40 concrete slab or take a martini to the dock and catch dinner. The cottage includes three bedrooms, two bath, with a central open concept, kitchen, dining and a visually aesthetic layout from the front door through to the boat lift! Living room and laundry are conveniently offset. The primary suite with en suite bathroom, includes open concept, rest, and bath. Two additional bedrooms, are split from the primary with a second bathroom. Kitchen is a wide galley of bamboo cabinetry, French door fridge with ice and filtered water, induction convection range with a pot filler. Deep court sink and an epoxy countertops, and deeper and higher than standard. Tile throughout, block/CBS walls. Neutral white. And for your hobby being dreams, a 10 x 20 art studio, currently housing a Glass fusion and ceramicist shop, you can draw inspiration from the east view of the secured black bay. Studio has distributed power, AC, hot and cold, running water. Come and relax in the picture sanctuary. For him and oversize garage. Not enough of a safety zone for your privacy in peace, an additional adjoining parcel is available with purchase.

232 DARST Avenue, Punta Gorda
$565,000
3 Beds ⋅ 2 Baths ⋅ 2026014738 MLS
Wake up to open water from this 5th-floor penthouse on the shores of Charlotte Harbor and the Peace River. Harbor Walk sits right on the waterfront in the heart of downtown Punta Gorda, beside Laishley Park and the popular Harborwalk. The east-facing screened/all-seasons lanai catches every sunrise, with passing boats, wildlife, and expansive Harbor views. Three pocketing sliders open the lanai to the living room, so the water feels part of the home. Inside, 2,018 sq ft of furnished, turn-key living includes cathedral and vaulted ceilings and bamboo floors. The kitchen has granite counters, generous cabinetry, a pantry, a breakfast bar, and a bay-window nook overlooking the water. A split plan gives the large primary suite privacy, with water views, a walk-in closet, and ensuite bath with dual sinks, a garden tub, and a separate shower. Two guest rooms work as an office, den, or space for visitors. Buyers can move forward with confidence, because the building's SIRS study is complete and condo docs are available. The monthly fee covers building insurance, water, sewer, trash, cable, exterior and grounds maintenance, pest control, the heated pool, and tennis. You also get elevator access, a private entry, hurricane shutters, central vacuum, inside laundry, storage, and assigned under-building parking. Step outside onto the Harborwalk and follow the water to waterfront dining, boutiques, galleries, festivals, the Saturday farmers market, and Fishermen's Village. Punta Gorda Airport is about 15 minutes away, and Fort Myers and Sarasota airports are within easy reach. Gulf beaches, golf, boating, fishing, and pickleball complete the lifestyle.

200 Harbor Walk Drive Unit 354, Punta Gorda
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