Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida—a vibrant city nestled in Lee County, renowned for its stunning waterfront living and a lifestyle that seamlessly blends relaxation with adventure. Often referred to as the “Waterfront Wonderland,” Cape Coral boasts an impressive network of over 400 miles of navigable waterways, making it a paradise for boating enthusiasts, fishing aficionados, and anyone who appreciates the tranquility of waterfront living.

In this idyllic setting, you’ll find a diverse range of homes that cater to every taste and budget. From charming single-family residences to luxurious estates with private docks, Cape Coral offers an array of properties that provide direct access to the Gulf of Mexico. Imagine waking up each morning to breathtaking views of the water, enjoying your coffee on a sun-drenched patio, or embarking on a spontaneous boat trip to explore the picturesque islands just a short ride away.

The community is not just about the homes; it’s about the lifestyle. Cape Coral is teeming with recreational opportunities, including parks, golf courses, and a bustling cultural scene. Residents enjoy year-round sunshine, outdoor festivals, and a warm, welcoming atmosphere that fosters a strong sense of community.

Whether you’re seeking a peaceful retreat or an active lifestyle filled with water sports and social events, Cape Coral has it all. Discover your dream home in this enchanting city, where every day feels like a vacation, and the beauty of nature is right at your doorstep. Come explore the possibilities of waterfront living in Cape Coral—your new adventure awaits!

Newest Cape Coral Homes with Navigable Water Waterfront

$839,000
3 Beds 3 Baths 2026039266 MLS
***Lowest $/sqft for direct Gulf access pool home with 3 full bathrooms in South Cape! Seller is considering all offers. High and dry, zero flooding ever. Large open plan floorplan. Over 2,700sqft. Built in 2003 to strict hurricane codes keeping insurance premiums low. Only 10 minutes to open water***GULF ACCESS POOL HOME with expansive basin views, a 2,705 sq. ft. recently updated home offering 4 bedrooms and 3 full bathrooms, including two private en-suites, direct Gulf access, wide-basin water views, and a serene, private setting. High-elevation construction with no flooding history ensures peace of mind. The floor plan includes a formal dining room, family room, and an open living area adjoining the kitchen for effortless entertaining. Upgraded tile in main areas and carpeted bedrooms provide style and comfort. Tray ceilings with recessed lighting, a built-in speaker system, 16-foot soaring volume ceilings, and 8-foot sliding glass doors create an open, airy feel. Upgraded window treatments add a polished finish. The custom gourmet kitchen features a 10-foot granite island, generous table space, and a large sitting area, with double ovens, warming drawer, pot filler, and instant hot water. The family room includes a built-in media center with uplit bookcases and a fireplace that can heat the room. Rear windows offer unobstructed, long-distance views down the saltwater canal. The primary suite offers separate access, with the fourth bedroom available for use as a private office, and the second en-suite provides privacy. Multiple large closets with custom organizers provide abundant storage. An extra-large laundry room includes cabinetry, utility sink, and new extra-large Samsung washer and dryer. Other highlights include an extra-large hot water tank with expansion tank and one-year-old AC with 10-year transferable warranty and free biannual maintenance. Outdoors features a solar and electric heated pool with waterfall spa, remote controllable, an outdoor kitchen, and expansive lanai perfect for entertaining. The lanai and front door have remote-controlled hurricane shutters, plus roll-down screens and accordion shutters for full hurricane protection, with hard-wired generator ready. The pool also has a portable retractable cover. The waterfront includes a 10,000-lb boat lift with composite dock and Captain’s Walk, electric and water at dock, a negotiable jet ski, and direct sailboat access to open water (no bridges in under 15 minutes). The property sits on a premium basin canal lot with a seawall spanning the full width of the canal. The home also features an oversized 25' x 24' garage with 8-foot hurricane-proof door and custom storage, plus a stamped concrete circular driveway with professional landscaping. This property has been a successful AirBnB, offering excellent rental potential. With no HOA, generous water frontage, and a desirable basin location, this home offers an exceptional waterfront living opportunity.

1935 SE 26th Street, Cape Coral

$57,900
2026038464 MLS
SUNSHINE, WATER AND A BLANK CANVAS … THIS ONE IS READY FOR YOUR FLORIDA DREAM HOME! This CLEARED FRESHWATER CANAL LOT already has an EXISTING SEAWALL in place—one less major step between buying the land and bringing your plans to life. Even better, the SOUTHERN REAR EXPOSURE delivers abundant Florida sunshine across your future pool, lanai and waterfront outdoor living area throughout the day. Surrounded by BRAND NEW HOMES and other new home sites, this is an area where new construction is already taking shape and your future home can be part of it! If freshwater boating is on your wish list, there’s even more to love. From your own backyard, launch the boat, kayak, canoe or jet ski and explore MILES OF CONNECTED FRESHWATER CANALS AND NEARBY LAKES. Spend the afternoon cruising, fishing or simply enjoying the peaceful waterways that make Cape Coral such a unique place to call home. The lot is CLEARED AND READY TO BUILD, giving you the opportunity to create exactly what you want from the ground up. Design the home. Add the pool. Create the outdoor kitchen and waterfront lanai. Whether your vision is modern coastal, classic Florida or the perfect seasonal retreat, starting with vacant land means the choices are yours. NO HOA and few rental restrictions add flexibility whether you’re planning a primary residence, winter escape or investment property. You’ll also enjoy convenient access to shopping, restaurants, groceries and everyday necessities. Prefer saltwater boating and fishing? Several PUBLIC BOAT RAMPS throughout Cape Coral provide access to an entirely different side of the Southwest Florida boating lifestyle. Burnt Store Boat Ramp is just minutes away to salt water fishing and boating fun! Cape Coral is famous for its more than 400 miles of canals, and here the waterfront is literally in your backyard. When you’re ready for a day beyond the Cape, Fort Myers Beach and the beautiful islands of Sanibel and Captiva are within an easy drive. RSW International Airport and Punta Gorda Airport also make travel convenient for seasonal owners, visiting family and guests. The lot is located within the N4 UTILITY EXPANSION AREA. Buyer to assume future utility connection requirements, permits, impact fees and assessments associated with the City of Cape Coral Utility Expansion Project. Vacant waterfront property offers something an existing home simply can’t—the opportunity to build around YOUR priorities instead of someone else’s. And with the LOT ALREADY CLEARED, SEAWALL ALREADY IN PLACE, SOUTHERN EXPOSURE and BEAUTIFUL NEW HOMES going up nearby, you’re starting with some of the boxes already checked. No mandatory build time either! NOT IN A FLOOD ZONE … so NO FLOOD INSURANCE IS REQUIRED. BRING THE BLUEPRINTS. BUILD THE HOME. ADD THE POOL. LAUNCH THE BOAT. Then enjoy your own piece of waterfront Southwest Florida!

2408 NW 6th Terrace, Cape Coral

$1,349,900
4 Beds 5 Baths 2026039054 MLS
Set on a fully fenced triple lot along a freshwater canal with access to multiple lakes, this four-bedroom-plus-den, four-and-a-half-bath home combines modern design, functionality, storm protection and storage. Better than new, it features four ensuite bedrooms, a circular paver driveway, a four-car air-conditioned garage and outdoor living that feels like an extension of the home. A double-door entry opens to soaring ceilings, architectural details and a great room anchored by a four-panel, zero-corner pocketing slider. New Italian ceramic tile runs throughout, complemented by plantation shutters, linear A/C diffusers and accent lighting. The kitchen features a waterfall granite island, illuminated glass-front cabinetry, under-cabinet lighting, a wine cooler and a large butler’s pantry with an appliance counter. The dining area has an impressive wall of custom built-in cabinetry with illuminated glass-front displays and abundant concealed storage. The private primary wing has its own A/C zone and slider to the pool. Its bath offers an oversized tiled shower with multiple heads, a soaking tub and separate vanities. The custom walk-in closet has extensive built-ins and doubles as one of two hardened safe rooms on the property. Three additional bedrooms have private full baths, one of which also serves the pool. Open the sliders to an enormous under-truss lanai with an outdoor kitchen, built-in grill, sink, bar, beverage refrigeration, TV and Sonos audio. Beyond are the automated heated saltwater pool and spa, including colored lighting, which can be controlled from an included iPad or your phone. A terraced paver path winds past producing banana, avocado and citrus trees to a paver sitting area by the canal, with no home directly across the water. A 500-gallon propane tank and 22-kW Generac whole-home generator provide seamless automatic backup power. During Hurricane Ian, the system powered the property for approximately ten days without utility power. All utilities are in place, and the related assessments are paid in full. Power and internet lines are underground for added storm resilience. The impact windows and doors are supplemented by two remote-controlled Storm Smart shutters. A metal roll-down shutter protects the entry, while an oversized fabric shutter encloses the lanai and protects outdoor furnishings. Additional fill, retaining wall improvements and privacy fencing created large, level side yards. A double gate opens to a paver pad for RV or trailer storage with high-power electrical service. The insulated four-car garage has an epoxy floor and its own mini-split A/C. A large laundry room with newer washer and dryer, security cameras and select furnishings included with the home add to its appeal. With four ensuite bedrooms, extensive storm protection, a private waterfront setting and an enormous lanai, this home offers a rare combination of space, privacy and function.

2001 SW 2nd Terrace, Cape Coral

$1,595,000
4 Beds 5 Baths 2026038920 MLS
RARE TRIPLE-LOT WATERFRONT ESTATE | DIRECT SAILBOAT ACCESS | 2,396 SQ FT RV/BOAT GARAGE! A truly unique opportunity in desirable SW Cape Coral! Situated on an expansive 3-Lot Site at the end of a canal, this impressive 2-story home offers 3,757 sq ft of living space, exceptional waterfront amenities, and a garage setup that is almost impossible to find! THE ULTIMATE GARAGE FOR CAR COLLECTORS, BOATERS & RV ENTHUSIASTS! In addition to the attached 2-car garage, a MASSIVE 2,396 SQ FT AIR-CONDITIONED GARAGE features a 14' RV door, additional 10' overhead door, can accommodate up to 10 vehicles or multiple RV’s, CAR LIFT, commercial-grade air compressor, workshop, and half bath. Whether you're storing your RV, boat, classic cars, or recreational toys, this extraordinary space offers endless possibilities! Boating enthusiasts will appreciate DIRECT GULF ACCESS WITH NO BRIDGES, a COMPOSITE DOCK spanning the full width of the canal, CAPTAIN'S WALK, and 20,000 LB BOAT LIFT. The waterfront deck provides plenty of room to relax and enjoy the views. Designed for both entertaining and everyday living, the home features a dramatic 2-story entry, soaring vaulted ceilings, and a spacious great room with POCKETING SLIDERS opening to the large pavered lanai. Enjoy a RESORT-STYLE POOL & SPA with rock waterfall features, generous lounging areas, and beautiful canal views. Inside, a wet bar, dedicated dining room, and spacious kitchen with granite countertops, stainless steel appliances, and TWO PANTRIES make entertaining a breeze. The FIRST-FLOOR PRIMARY SUITE offers a private retreat with French doors opening to a secluded SOUTH-FACING PATIO and PRIVATE ABOVE GROUND SPA, plus an ensuite bath with dual vanities, soaking tub, walk-in shower, and generous walk-in closet. Two additional flexible rooms on the main level provide options for a home office, fitness room, or additional living space. Upstairs, THREE GUEST BEDROOMS, a Jack-and-Jill bath, and an oversized storage closet provide plenty of room for family and guests. Major improvements include a NEW TILE ROOF (2023), exterior paint (2023), interior paint (2025), a 26KW WHOLE-HOUSE GENERATOR with buried 500-gallon propane tank, and extensive SMART HOME AUTOMATION. Additional features include WiFi-controlled hurricane shutters, advanced security, upgraded LED lighting, and an automated irrigation system. A huge CIRCULAR PAVER DRIVEWAY, extensive paver walkways, and beautifully maintained grounds complete this exceptional property. A rare combination of SPACE, STORAGE, BOATING, and WATERFRONT LIVING in one remarkable SW Cape Coral property! Don’t let this one slip away! Secure your “Piece of Paradise” today!

907 SW 51st Terrace, Cape Coral

$2,499,000
4 Beds 4 Baths 2026038762 MLS
The pinnacle of waterfront luxury awaits in this newer-construction, move-in ready 4-bedroom, 3.5-bathroom custom estate. Perfectly positioned at the end of a quiet cul-de-sac just off prestigious Surfside Boulevard, this architectural masterpiece sits on an oversized, direct Gulf-access lot. Built for a refined, turn-key lifestyle, the home showcases a sprawling open floor plan beneath soaring 12-foot custom ceilings with high-end upgrades at every turn. The Owner’s Sanctuary: The primary suite serves as a private oasis, pairing tranquil water views with dual custom walk-in closets. The spa-like ensuite features a deep soaking tub and a massive, meticulously tiled walk-in shower. The Culinary Experience: Epicureans will marvel at the gourmet chef's kitchen. It comes fully equipped with premium Wolf cooking appliances, a spectacular integrated island, and a hidden pantry room—ingeniously designed with a second refrigerator and a direct-from-garage grocery pass-through door. The Indoor-Outdoor Oasis: Designed for seamless entertaining, innovative zero-corner pocketing sliders disappear entirely, blending the interior with a magnificent outdoor retreat. This space features a full outdoor kitchen, automated saltwater pool and spa, and elegant shell stone flooring—all framed by unforgettable, unobstructed sunset views. A Boater & Car Enthusiast's Paradise: Boaters will appreciate the private dock and a massive, 245-foot wrap-around seawall ready to accommodate multiple large vessels. For the automotive collector, the 27’+ deep, temperature-controlled 3-car garage features soaring ceilings perfect for a car lift, epoxy floors, insulated 9-foot doors, and dual EV power outlets. Advanced Infrastructure: No detail was overlooked in the structural integrity and efficiency of the home. Premium features include impact-resistant glass, spray foam insulation, a flat tile roof, motorized window blinds, a dedicated storage room, and a buried 500-gallon LP tank. Best of all, all assessments are in and fully paid. Privacy is key with nothing but water and protected preserves from all exterior living areas on this rare intersecting spreader view location. Don't miss your chance to live the ultimate coastal dream in an elegant, meticulously crafted home that masterfully balances high refinement with everyday comfort. Your exceptional lifestyle starts here.

2939 SW 28th Lane, Cape Coral

$1,225,000
3 Beds 3 Baths 2026038603 MLS
This is the kind of home that makes you stop the second you walk through the door. The ceilings soar. The water immediately pulls your eye outside. The scale, the light, the finishes, the furnishings, the view, everything feels intentional. This is not simply a furnished home. It is a fully curated, designer finished retreat where every room feels complete, elevated and effortlessly put together. This 2021 built Cape Coral waterfront home offers 3 bedrooms, 3 full baths, a den, 2,249 square feet and a 3 car garage, but the numbers only tell part of the story. The real experience begins when the 90 degree zero corner sliders disappear and the great room opens completely to the lanai, pool and expansive water beyond. With no fixed post interrupting the view, the transition from inside to outside is dramatic and seamless, creating the feeling of your own private luxury resort. Out back, the home becomes something special. The oversized saltwater pool, picture screen enclosure, coral stone pool deck, covered lanai, outdoor kitchen and wide open water views create a setting that feels peaceful, private and completely removed from the everyday. Morning coffee feels different here. Sunset cocktails feel different here. Even doing absolutely nothing feels like an event. Positioned at Cape Coral’s Northwest Spreader, the property offers no bridge sailboat Gulf access along with an oversized dock, captain’s walk, seawall and 10,000 pound boat lift. For boaters, this is exactly the kind of waterfront lifestyle people come to Cape Coral looking for. Inside, the home continues to deliver with 12 and 13 foot ceilings, a dramatic coffered great room ceiling, custom cabinetry, waterfall porcelain kitchen surfaces, GE Café appliances, 24 x 48 porcelain tile, impact windows and doors, plantation shutters, an oversized primary shower, whole house reverse osmosis system, upgraded lighting and plumbing fixtures and a metal roof. And then there is the design. The home is offered fully furnished and turnkey with high end, interior designer selected furnishings and decor throughout. No pieced together vacation rental furniture. No shortcuts. Every room has been thoughtfully curated so the entire home feels cohesive, sophisticated and finished from the moment you walk in. It has also previously operated as a successful vacation rental, giving the next owner flexibility whether the goal is a full time Southwest Florida residence, seasonal escape or investment property. This is not just another Cape Coral pool home on the water. It feels like checking into a five star resort and realizing the entire place is yours. Water. Boating. Privacy. Design. Sunshine. And absolutely nothing left to do except arrive.

4327 NW 22nd Street, Cape Coral

$1,289,000
2026038827 MLS
Rare opportunity to own a triple lot with direct sailboat Gulf access in one of Cape Coral’s most prestigious waterfront neighborhoods, located directly across from Cape Harbour and within walking distance to waterfront dining, boutique shopping, and live entertainment in one of the city’s most sought-after luxury communities. This is a truly oversized homesite, offering 120 feet of waterfrontage compared to the standard 80 feet, and spanning approximately 0.34 acres versus the typical 0.23-acre lot. The additional width and depth provide the flexibility to build a larger custom luxury residence, incorporate a multi-car or RV garage, and still maintain valuable green space for privacy between neighboring homes—an increasingly rare feature in high-end Cape Coral waterfront areas. Oversized lots like this are extremely hard to find, especially on established, high-end streets surrounded by custom waterfront estates. This property offers the opportunity to design and build a home that truly stands out and maximizes both scale and waterfront presence. Positioned with desirable southern exposure, the lot sits on a wide 100+ foot canal and includes an existing seawall, saving both time and significant construction cost. The property is cleared and ready to build, making it ideal for buyers looking to move forward quickly on a custom waterfront home. Boaters will appreciate the premium deep-water sailboat access with no bridges and no locks, allowing for quick and unobstructed access to the Caloosahatchee River, Gulf of Mexico, and world-class boating destinations including Sanibel, Captiva, and Boca Grande. Located just steps from Cape Harbour, residents can enjoy a vibrant waterfront lifestyle with dining at Rumrunners, Fathoms, and The French Press, along with boutique shopping, art galleries, live music, car shows, and seasonal events—all within walking distance. All city utilities are in place and assessments are paid, adding further value and convenience. This property represents one of the most desirable buildable Gulf access lots in Cape Coral, combining location, size, exposure, and boating access. Whether you are searching for a luxury waterfront homesite, a direct Gulf access property, or a rare oversized lot near Cape Harbour, this is an exceptional opportunity to build a custom estate and experience the best of the Southwest Florida waterfront lifestyle. *Listing is for a lot only* Home is for example. Photos shown are of the Barrington II model from the Signature Series by award-winning custom home builder. Floor plans, specifications, and additional information available upon request.

1524 SW 57th Street, Cape Coral

$2,385,000
4 Beds 4 Baths 2026038432 MLS
Welcome to an exceptional Cape Coral waterfront residence offering 160 feet of waterfront, direct Gulf and Bimini Basin access with no bridges, expansive water views and an adjacent lot included in the sale. On a broad canal and positioned with views toward another large canal, the home enjoys an unusually open waterfront perspective, along with front-row views of holiday boat parades that travel directly past the property. Built in 2008, the home was thoughtfully designed for indoor-outdoor Florida living. Dramatic disappearing corner sliders and fully pocketing downstairs sliders open the main living areas to the spacious lanai, pool, spa, and covered outdoor kitchen and bar, creating an entertaining space designed to be enjoyed in virtually any weather. The adjoining second lot connects directly to the outdoor living area and offers remarkable additional space for lawn games, a garden, pets or simply added privacy. Mature landscaping and established privacy plantings complete the setting. The first-floor primary suite features two walk-in closets, direct lanai access through a fully pocketing slider, and a spacious bath with a soaking tub, spacious separate shower and multiple showerheads. Two additional downstairs en-suite bedrooms provide excellent guest accommodations, including a guest suite with direct pool access. Soft-close cabinetry and drawers are found throughout the home, and the washer and dryer are included. Upstairs offers exceptional flexibility, with a large bonus room designed equally well as an executive home office, media room or private entertainment retreat. A convenient galley kitchen makes the space especially well-suited for extended work sessions or hosting. The second floor also includes a spacious private bedroom, full bath, and screened terrace positioned by the architecture for added privacy while capturing the breeze and waterfront views. Storage has been carefully incorporated throughout the property, including substantial step-out attic storage above the garage, extensive garage storage, in-garage cabinetry, a dedicated overhead HVAC service and storage area, and an under-stair closet configured for wine storage and technology equipment. The oversized three-car garage accommodates vehicles as well as bikes, recreational equipment and smaller water toys. At the water, a composite dock, two boat lifts, and bridge-free Gulf/Basin access create an outstanding boating setup. The dock also provides convenient fishing directly from the property, while manatees are frequently seen in the surrounding waterways. City-supplied non-potable irrigation water economically and environmentally serves the landscaping. From the expansive waterfront and included second lot to the multiple guest retreats, abundant storage and resort-style outdoor living spaces, this property offers a rare combination of land, boating access, privacy and flexibility in the Cape Coral waterfront market.

5055 Sorrento Court, Cape Coral

$2,299,000
4 Beds 5 Baths 2026038370 MLS
Some homes are defined by their features. This one is defined by its setting. Directly on Cape Coral’s North Spreader Canal and overlooking the protected mangroves of the Matlacha Pass Aquatic Preserve, this spectacular custom waterfront residence offers a level of privacy and natural beauty that is increasingly difficult to find. With NO HOMES BEHIND YOU, NO BRIDGES TO NAVIGATE AND FULL SAILBOAT ACCESS, the open waters of Pine Island Sound, and Matlacha, Cayo Costa and the Gulf are just minutes away. With 4 bedrooms, 4.5 baths and 3,902 square feet, this TURNKEY FURNISHED home blends modern European design with dramatic architecture and extraordinary views. The main living area features a soaring 24 FOOT CEILING, a dramatic fireplace accent wall, second-floor overlook and walls of glass opening toward the water. 9’ exterior doors and sliders, zero-corner sliding doors and IMPACT RATED windows create a seamless connection between indoors and out. The kitchen is equally impressive, featuring PREMIUM DEKTON COUNTERTOPS, BOSCH APPLIANCES, custom cabinetry and an oversized island with breakfast-bar seating designed to tuck neatly beneath the countertop. EVERY BEDROOM IS A PRIVATE SUITE with its own bath, walk-in closet, and direct exterior access. A second-floor loft overlooks the main living area. Outside, the huge screened lanai includes an outdoor kitchen and opens to a heated SALTWATER INFINITY EDGE POOL with SPA and TANNING SHELF. An outdoor shower and wide-open preserve views complete the resort-like setting. The private dock includes a 10,000 LB BOAT LIFT, KAYAK LAUNCH and full-length captain’s walk. The Great Calusa Blueway is just across the canal for amazing kayak adventures through the preserve. And then there is the 3RD STORY ROOFTOP TERRACE providing panoramic views across miles of untouched mangroves, waterways and preserve. It is a remarkable place to entertain, relax with a glass of wine or watch the legendary SW Florida sunsets. A FULLY PAID SOLAR SYSTEM is paired with batteries, along with solar thermal water heating, an EV charging station and a generator connection in the garage. Three HVAC systems provide 5 independent climate zones. Additional features include electric window shades, a metal roof, an oversized two-car garage with side-entry roll-up door & a paver driveway. Located beside Sirenia Vista Park and walking distance to Joe Stonis and Tropicana parks, the home is private yet close to everyday conveniences. Publix is just down the road, Matlacha’s restaurants are minutes away, and Fort Myers Beach, RSW and Punta Gorda airports are all within easy driving distance. This is a truly exceptional Southwest Florida residence. FLOOD INSURANCE ONLY $1130 PER YEAR!

214 Old Burnt Store Road S, Cape Coral

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