Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida—a vibrant city nestled in Lee County, renowned for its stunning waterfront living and a lifestyle that seamlessly blends relaxation with adventure. Often referred to as the “Waterfront Wonderland,” Cape Coral boasts an impressive network of over 400 miles of navigable waterways, making it a paradise for boating enthusiasts, fishing aficionados, and anyone who appreciates the tranquility of waterfront living.

In this idyllic setting, you’ll find a diverse range of homes that cater to every taste and budget. From charming single-family residences to luxurious estates with private docks, Cape Coral offers an array of properties that provide direct access to the Gulf of Mexico. Imagine waking up each morning to breathtaking views of the water, enjoying your coffee on a sun-drenched patio, or embarking on a spontaneous boat trip to explore the picturesque islands just a short ride away.

The community is not just about the homes; it’s about the lifestyle. Cape Coral is teeming with recreational opportunities, including parks, golf courses, and a bustling cultural scene. Residents enjoy year-round sunshine, outdoor festivals, and a warm, welcoming atmosphere that fosters a strong sense of community.

Whether you’re seeking a peaceful retreat or an active lifestyle filled with water sports and social events, Cape Coral has it all. Discover your dream home in this enchanting city, where every day feels like a vacation, and the beauty of nature is right at your doorstep. Come explore the possibilities of waterfront living in Cape Coral—your new adventure awaits!

Newest Cape Coral Homes with Navigable Water Waterfront

$689,000
3 Beds ⋅ 2 Baths ⋅ 2026033063 MLS
Located just six lots from the entrance to the Spreader Waterway, this Gulf-access pool home offers 3 bedrooms plus a den, nearly 1,800 square feet, and a shorter trip to open water than nearly all Gulf-access homes in the surrounding areas. With only about ten homes located between this property and the Spreader Waterway, boats from much of the surrounding Gulf-access neighborhoods pass by throughout the day, creating an active waterfront setting. Designed for the Southwest Florida lifestyle, the outdoor living area features a resurfaced heated pool, separate heated spa, expansive screened lanai, and plenty of space to relax and entertain. Along the waterfront, the concrete dock creates additional waterfront living space, while the wrap-around Trex dock with boat lift and dockside tiki hut provide the perfect setting to unwind after a day on the boat or simply enjoy the view. Inside, the bright open floor plan offers beautiful views of the pool and canal while seamlessly connecting the main living areas. The kitchen features granite countertops, stainless steel appliances, abundant cabinet space, and a breakfast nook overlooking the lanai. All three bedrooms are generously sized, including a spacious primary suite with sliding glass doors leading to the lanai and an en-suite bath with dual vanities, a soaking tub, and separate shower. One guest bedroom also offers direct lanai access through sliding glass doors, while the den provides flexible space for a home office, hobby room, or additional guest accommodations. Additional improvements include a new roof in 2022, complete hurricane protection with electric roll-down and accordion shutters, and all city utility assessments paid. Whether you're heading out for a day on the water, relaxing by the pool, or unwinding beneath the tiki hut as boats pass by, this home offers the waterfront lifestyle that makes SW Cape Coral so special.

2819 SW 37th Terrace, Cape Coral
$639,000
3 Beds ⋅ 2 Baths ⋅ 2026032889 MLS
Welcome to your coastal paradise in Southeast Cape Coral! This turnkey, fully updated 3-bedroom, 2-bathroom canal home delivers the ultimate Florida lifestyle. Step inside to an open-concept great room bathed in natural light, featuring brand-new hurricane-impact windows and sliders framing tranquil water views. The chef-inspired kitchen seamlessly connects to the living space, boasting state-of-the-art appliances, luxurious granite countertops, and a matching full-height backsplash. Relax or entertain in the expansive Florida room, or step outside to your private backyard oasis complete with a sparkling pool, screened cage, and dedicated outdoor bar area. Boaters will love the dock and boat lift—just a short, scenic cruise away from the Caloosahatchee River. Situated on a magnificent Royal Palm-lined street, this home offers endless potential for year-round living, seasonal retreats, or high-yield investment leases.

5240 Seminole Court, Cape Coral
$338,900
4 Beds ⋅ 3 Baths ⋅ 2026032954 MLS
Nueva y hermosa casa FRENTE AL AGUA, de 4 habitaciones y 3 baños construida en bloques de hormigón y en la codiciada zona noreste de Cape Coral. El vendedor está dispuesto a contribuir a los gastos de cierre del comprador. Vea el recorrido virtual. ¡NO SE ENCUENTRA EN ZONA INUNDABLE! Este popular modelo Verona incluye VENTANAS Y PUERTAS RESISTENTES A HURACANES (no se necesitan contraventanas), una amplia y luminosa sala de estar de concepto abierto con pisos de baldosas, techos altos y puertas corredizas de 3 paneles que permiten la entrada de abundante luz natural y ofrecen vistas al agua. La luminosa cocina de chef cuenta con una enorme isla, gabinetes modernos con cierre suave, encimeras de cuarzo y un acogedor rincón para desayunar. La espaciosa habitación principal tiene un luminoso baño privado con encimeras de cuarzo, lavabos dobles, una ducha de azulejos, y vestidor walk-in. Una segunda habitación principal opcional cuenta con un baño moderno y luminoso y acceso directo a la espaciosa terraza. Dos dormitorios adicionales y un tercer baño ofrecen mucho espacio para niños, invitados, una sala de estar, un espacio flexible o una oficina en casa. Ubicada junto a un canal navegable, disfrute de un día de pesca o simplemente explore los canales en paddleboard o kayak. En un vecindario IDEAL PARA FAMILIAS, con fácil acceso a áreas para ir de compras, comer, divertirse y a poca distancia en auto de las famosas playas de arena blanca de Florida. ¡Programe su visita hoy mismo! ~~~~~~~ Brand new, beautiful WATERFRONT 4 bedroom/3 bath concrete block home in desirable NE Cape Coral. NO FLOOD ZONE! This popular Verona model features HURRICANE-RATED windows and doors (no shutters needed), a large and bright open-concept living space with tile floors throughout, soaring cathedral ceiling and 3-panel sliding doors for natural light and views of the water. The bright chef's kitchen features a huge island, modern cabinetry, Quartz countertops, stainless steel appliances, and relaxing breakfast nook. The large owner's bedroom has a bright ensuite bath with Quartz counter tops, dual sinks, a tiled step-in shower, and walk-in closet. An optional SECOND OWNER'S SUITE has a bright, modern bathroom and direct access to the spacious lanai. Two more bedrooms and a third bathroom provide lots of room for kids, guests, a den, a flex space or a home office. Situated on a navigable canal, enjoy a day of fishing or simply exploring the waterways via paddleboard or kayak. In a family-friendly neighborhood with convenient access to areas for shopping, dining, entertainment, and Florida's famous white-sand beaches. Schedule your showing today!

1625 NE 23rd Street, Cape Coral
$1,550,000
3 Beds ⋅ 3 Baths ⋅ 2026032333 MLS
The Salty Sunset is a spectacular waterfront retreat offering more than 3,000 square feet of thoughtfully designed living space with direct Gulf access and no bridges to open water. This custom residence features three spacious bedrooms, a flexible den, and two-and-a-half bathrooms, combining refined finishes with effortless coastal living. Step inside to soaring ceilings, an open concept layout, and expansive hurricane impact windows and sliding glass doors that flood the home with natural light, while framing stunning views of Longview Lake. Travertine flooring flows throughout the main living areas, leading to a chef inspired kitchen complete with premium appliances, granite countertops, a large center island, and a wet bar designed for entertaining. The private owner's suite offers two walk-in closets and a luxurious ensuite bath with dual vanities, a soaking tub, and a walk-in shower, while two additional guest bedrooms and a versatile den provide plenty of room for family, visitors, or a home office. Outdoor living is where this home truly shines. Relax on the expansive brick paver lanai featuring a saltwater heated pool and spa, a fully equipped outdoor kitchen, and an incredible tiki hut with swinging chairs, the perfect place to unwind as breathtaking sunsets reflect across Longview Lake, all enjoyed through premium panoramic no-see-um screens. Boaters will appreciate the impressive 80-foot dock spanning the entire waterfront, complete with a 35-foot boat slip, a 14,000-lb boat lift, a 30-foot boat cover installed less than a year ago, a new captain's walk, and approximately $22,000 in recent structural dock improvements. The sellers also have tritoon and V-bottom aluminum boat boards for the lift. Additional upgrades include a whole house reverse osmosis system, energy efficient LED lighting throughout, a brick paver driveway, fresh sod, and extensive professional landscaping that showcases the exceptional attention to detail invested in this home. Watch dolphins, manatees, birds, and schools of fish right from your backyard, creating an everyday waterfront experience that is as peaceful as it is unforgettable. Furniture is negotiable, making this exceptional property ready to become your own slice of Southwest Florida paradise.

4615 NW 32nd Terrace, Cape Coral
$1,529,000
4 Beds ⋅ 3 Baths ⋅ 2026029965 MLS
Waterfront luxury awaits on an intersecting canal with over 356 feet of breathtaking views and true Gulf access. This 2014-built estate offers 4 bedrooms, 3 baths, and 2,659 sq ft of living space (3,829 total) on a 0.23-acre lot with 80 feet of water frontage — a boater's dream just minutes from open water. Inside, enjoy 13-foot ceilings, designer tray ceilings with 7-inch crown molding, travertine and engineered wood flooring, and impact windows and doors with 8-foot rear impact sliders. The gourmet kitchen features cherry cabinetry, granite counters, a large island with pantry, and Kenmore Elite appliances plus a new GE Profile Elite refrigerator (2025). The primary suite offers a sitting area, tray ceiling, custom walk-in closet, automated Hunter Douglas blinds, water views, and direct lanai access via French doors. The spa-like bath includes his-and-hers vanities, a soaking tub, and a walk-around Roman shower with dual rain heads. Two guest suites each have walk-in closets and en-suite or nearby baths. Outside, entertain on the 63-foot screened lanai with a 150-mph-rated picture-frame screen (2023), an electric-heated saltwater pool and spa (resurfaced 2025), and a summer kitchen. The expansive composite dock with LED lighting offers a captain's walk, shore power, two remote-operated boat lifts (14,000 lb and 10,000 lb), a new canopy (2025), and a Tiki hut. Additional highlights: 3-car garage with epoxy flooring, brick paver driveway, 12 mature Royal palms, and whole-home security pre-wiring. Refined SWFL waterfront living — schedule your private tour today

4813 SW 23rd Avenue, Cape Coral
$749,900
3 Beds ⋅ 3 Baths ⋅ 2026032410 MLS
Experience the best of Southwest Florida waterfront living with direct, no-bridge sailboat access to the Gulf from this southern exposure residence in Cape Coral's original Yacht Club neighborhood. Offering approximately 2,163 square feet of living space, this 3-bedroom, 2.5-bath home blends comfort, functionality, and an exceptional boating lifestyle in one of the area's most desirable waterfront locations. The open floor plan is designed for both everyday living and entertaining, with the kitchen flowing seamlessly into the main living areas. Expansive windows and sliding glass doors fill the home with natural light while showcasing picturesque canal views and creating a seamless connection to the outdoor living spaces. The spacious waterfront lanai and private pool provide an inviting setting for relaxing, entertaining, or enjoying the Florida sunshine. A private boat ramp and canal frontage offer quick access to open water, making it easy to enjoy boating, sail boating, fishing, kayaking, paddleboarding, or exploring the Gulf. Recent updates, including a new pool pump and pool heater, add value and convenience. Additional features include hurricane shutters and hurricane-rated doors for added protection and peace of mind during storm season. The attached garage provides additional storage and convenience. Ideally located just minutes from the newly redeveloping Cape Coral Yacht Club campus, this home offers convenient access to the area's revitalized waterfront amenities, including the beach, marina, dining, parks, and recreational opportunities. Shopping, restaurants, and everyday conveniences are also nearby, making it easy to enjoy everything Cape Coral has to offer. Whether you're searching for a year-round residence, seasonal retreat, or investment opportunity, this Gulf-access waterfront property offers the opportunity to embrace the Southwest Florida lifestyle. Schedule your private showing today and experience the boating, waterfront views, and location that make this home truly special.

902 El Dorado Parkway E, Cape Coral
$825,000
3 Beds ⋅ 2 Baths ⋅ 2026027024 MLS
A TRIFECTA THAT’S HARD TO FIND AT THIS PRICE … 3-CAR GARAGE, POOL and DOCK WITH BOAT LIFT. Even better, it’s all wrapped in a beautifully maintained 2020-CONSTRUCTED home featuring today’s open design, soaring ceilings and quality finishes throughout. Offering 2,004 SQ FT of thoughtfully designed living space, this 3 BEDROOM + DEN, 2 BATH home impresses with a spacious greatroom floorplan, dramatic 14’, 16’ and 18’ ceilings, decorative tray ceilings, 8-FOOT INTERIOR DOORS, 8-FOOT SLIDING IMPACT GLASS DOORS and ALL-TILE FLOORING throughout. A NEWER DIMENSIONAL SHINGLE ROOF (2024) adds even more value and peace of mind. The kitchen is a true statement piece, showcasing quality craftsmanship, timeless finishes and thoughtful details throughout. Beautiful bisque raised-panel wood cabinetry features soft-close dovetail construction, roll-out drawers, crown molding, under-cabinet lighting, a PREMIUM INDUCTION RANGE and stunning cream-and-brown granite countertops. Matching cabinetry and granite continue into both bathrooms, creating a cohesive, upscale design that never goes out of style. Outside you’ll discover your own private Florida retreat. The FREEFORM SWIMMING POOL is surrounded by a beautiful paver pool deck, while the oversized lanai is already plumbed and wired for the outdoor kitchen you’ve always envisioned. IMPACT WINDOWS AND DOORS together with an ELECTRIC ROLL-DOWN HURRICANE SCREEN, provide exceptional storm protection inside and out and everyday peace of mind. Situated on a 100-FT-WIDE GULF ACCESS CANAL with desirable EASTERN REAR EXPOSURE, this property was built for the boating lifestyle. The OVERSIZED WRAP-AROUND TREX DOCK features a BOAT LIFT, NEWER BOAT CANOPY and MECHANICAL KAYAK LIFT. This lovely home has NO HISTORY OF WATER DAMAGE and offers outstanding durability and protection, giving you confidence and peace of mind. Additional features include a TRANE HVAC, paver driveway, 3-CAR GARAGE with pull-down attic stairs and two overhead storage racks, plus a LOREX EXTERIOR CAMERA SYSTEM (interior cameras do not convey). Located in one of SE CAPE CORAL’S most desirable boating neighborhoods, you’ll enjoy convenient access to shopping, dining, entertainment, healthcare and all the amenities that make Cape Coral one of Florida’s premier waterfront destinations. Cape Coral offers the ultimate Florida lifestyle with over 400 miles of navigable canals, outstanding boating and fishing, beautiful parks, golf, waterfront dining and year-round sunshine. Frequently recognized as one of Florida’s safest cities and among the nation’s best places to retire, it’s easy to see why so many choose to call Cape Coral home. Close to beaches, islands, international airport and SO MUCH MORE! Finding a Gulf access home with a 3-CAR GARAGE, FREEFORM POOL and OVERSIZED DOCK WITH BOAT LIFT is difficult enough. Finding it in a stylish, exceptionally maintained home built in 2020 at this price is a rare opportunity. Low $1,239 transferrable flood insurance.

3619 SE 1st Avenue, Cape Coral
$599,000
4 Beds ⋅ 2 Baths ⋅ 2026030426 MLS
Welcome to Villa "Boater's Paradise" nestled in the Historic Yacht Club Area of Cape Coral. Explore this Beautifully Remodeled Gulf Access Pool Home, Currently in a Successful Vacation Rental Program! Great Layout for Large Families & Visiting Guest. Offering 4 Bedrooms & 2 Baths, at just over 1800+ sq ft of Living Space, this is the "Quintessential" Florida Vacation Home. Recent updates include Sleek Modern Kitchen w/Shaker Cabinets, High-End SS Appliances, Gorgeous Quartz Counter Tops, Tile Back Splash, Plank Tile Floors , Updated Bathroom Vanities, Glass Shower Enclosures w/Tile Surrounds. The Pool and Spa are Heated for your Comfort & Enjoyment, the Large Covered Lanai is perfect for Outdoor Dining, Relaxing & Entertaining, A New Roof was also installed in 2022'. Situated on a Large "TRIPLE" Lot, surrounded by Lush, Tropical Palms & Landscaping, while still close to all the New City Attractions like, Future Cape Coral Yacht Club, The Cove on 47th, Bimini Basin Project, Tarpon Point Marina, Cape Harbour..... Home is Offered "TURNKEY" just bring your Suitcase & Toothbrush!! Boaters will enjoy the Super Quick Access to the River, just 5 mins and 1 Bridge from your backyard~~~ Explore the Beaches of Sanibel, Captiva & Cayo Costa Islands. Enjoy some of the Best Fishing SWFL has to Offer. See Manatee, Dolphin and Migratory Birds as you Cruise the shores of the Caloosahatchee River. Enjoy some of the most Spectacular Sunsets, you can imagine~~~~~Hurry and schedule your Private Tour today before it's too late!!

5135 Rutland Court, Cape Coral
$819,900
2026028714 MLS
Create an exceptional waterfront estate in Cape Coral’s highly desirable Yacht Club area. This cleared, Gulf-access triple lot offers 120 feet of canal frontage and quick access to open water with no bridges - an outstanding setting for boating enthusiasts and buyers seeking space to design a truly custom residence. Significant waterfront improvements are already complete, including a new 10-foot seawall, dock, and four-motor Dolphin Hybrid cradle lift with a 20,000-pound capacity. Designed to accommodate a vessel up to approximately 36 feet, the lift is protected by a 39-by-15-foot canvas canopy. The property features four water hookups and the dock will soon be equipped with 110-volt electrical service, 240-volt shore power, and generator disconnect, providing a well-equipped setup for waterfront living from day one. The previous residence has been removed, leaving the property cleared and ready for new construction while potentially preserving valuable impact-fee credits. The oversized triple-lot configuration provides exceptional flexibility for a custom luxury home with expansive indoor-outdoor living, a resort-style pool, generous garage space, or even an integrated RV garage. Located within one of Cape Coral’s most established waterfront neighborhoods, the property offers convenient access to boating, dining, shopping, recreation, and the future redevelopment of the Cape Coral Yacht Club area. Opportunities combining this much land, substantial completed improvements, and direct boating access are increasingly difficult to find.

5264 Tamiami Court, Cape Coral
$2,170,000
5 Beds ⋅ 5 Baths ⋅ 226026701 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Introducing an exceptional new-construction waterfront residence in Cape Coral’s highly desirable Yacht Club area, offering western rear exposure and direct, no-bridge route only minutes to the Caloosahatchee River and open Gulf waters. Designed for effortless Florida living, the home offers approximately 2,780 square feet of air-conditioned living space and more than 4,000 total square feet, with five bedrooms, four full bathrooms and an additional powder room. A dramatic double-height foyer opens to a light-filled great room featuring soaring ceilings, 90-degree corner sliding-glass doors, a striking porcelain fireplace feature wall, tall ceilings and refined designer finishes throughout. The indoor and outdoor living spaces connect seamlessly, creating an exceptional setting for entertaining while embracing the home’s spectacular waterfront setting. The gourmet kitchen showcases ceiling-height custom cabinetry with illuminated glass upper cabinets, quartz countertops, an oversized island, designer tile backsplash, walk-in pantry and premium stainless-steel appliances, including a gas cooktop (easily converted to induction), wall oven and built-in microwave. The luxurious owner’s suite offers a private retreat with spacious his-and-hers walk-in closets and a spa-inspired bath featuring dual vanities, a freestanding soaking tub and an expansive walk-in shower. The expansive screened lanai overlooks the canal and western sky. An infinity-edge heated saltwater pool with smart controls and integrated spa, two fire bowls and a fully equipped outdoor kitchen featuring a connected Blaze gas grill create a private resort-style setting for relaxing and entertaining while enjoying breathtaking sunset views. Additional features include upgraded landscaping, impact-resistant windows and doors, a reinforced five-course stem wall foundation for enhanced elevation, structural integrity and flood resilience, a premium concrete seawall with a reinforced concrete tie-back anchoring system, an underground 250 gallon propane tank, Level 5 smooth-finish walls, wood-look plank tile flooring, and a spacious three-car garage with durable epoxy flooring and insulated ceilings for improved comfort and energy efficiency. Located near waterfront dining, downtown Cape Coral and the Fort Myers riverfront, this newly built residence presents a rare opportunity to enjoy modern luxury, exceptional boating access and unforgettable Southwest Florida sunsets. Design services included! 3 guest bedrooms include Reality Staged images, design boards with click to purchase solutions for all items shown are available!

5314 Bayshore Avenue, Cape Coral
$500,000
3 Beds ⋅ 2 Baths ⋅ 2026031161 MLS
Welcome to your meticulously remodeled waterfront oasis, a true Mid Cape forever home, nestled in a quiet, friendly neighborhood of permanent residents! This property has been completely remodeled. This unparalleled masterpiece is now available and features completely PAID city water, sewer assessments and flood insurance is entirely optional! Enjoy a highly desirable location with quick, easy access to grocery stores, retail shopping, highways, and the airport. Inside, you will be greeted by a bright, open floor plan featuring fresh interior paint and luxury vinyl floors. The layout offers 3 bedroom split plus a den—currently styled as a sitting room but perfect for a dedicated home office or 4th bedroom. The 3 pocket sliding doors disappear seamlessly blending the indoor and outdoor spaces, so the outside becomes a true extension of the inside. The kitchen is an entertainer's dream, boasting an enormous granite kitchen island with piggyback cabinets for extra storage, a large pantry, all-new solid wood, soft-close cabinetry with LG Smart black-stainless steel appliances, including a double oven stove and “tap” see-thru refrigerator door. The lighting throughout features recessed rim lights with dimmers. walk-in closets, and everyone will enjoy the Bluetooth speakers installed in the bathrooms and lanai. The home is elegantly finished with custom plantation shutters. A separate laundry room offers convenience with a utility sink, a large closet, and Maytag washer and dryer. Outside, you will discover a resort-style outdoor oasis. A large area of the lanai is under roof which provides ample shade for both dining and seating surrounding the 4ft - 7ft deep pool. The pool and jacuzzi have been upgraded to a phone app-controlled saltwater system with Pentair and Hayward equipment (pump, blower, heater), The pool area also features convenient direct access to the guest bathroom. Step outside the lanai onto a new paver deck that leads to the canal which offers fantastic fishing from your seawall. The exterior features a staggering $20,000 invested in upgraded landscaping, including banana and dragon fruit trees, exterior uplighting, and the irrigation piping and head system has been replaced. A new roof was installed in 2023, and the HVAC system was replaced in 2024, The property has been pre-wired for a whole-house generator, just plug one in. Additional updates include a huge garage workbench equipped with lighting, cabinets and drawers. This home was beautifully upgraded with the intention of it being the sellers's forever home, their loss is truly your gain! Finally, please note that furniture and TVs are negotiable, making this a remarkable turnkey opportunity.

441 NE 5th Avenue, Cape Coral
$179,000
2026032139 MLS
RARE TRIPLE LOT READY FOR YOUR DREAM HOME! Discover this exceptional build site located in a prime Cape Coral neighborhood just off Skyline Blvd.Oversized Site: Premium triple lot with ample space for a custom estate and pool.Waterfront Proximity: Situated just off an intersecting canal.Massive Savings: All utility assessments (water/sewer) are 100% PAID.Ready to Build: Newer concrete seawall already installed.Peace of Mind: Located in a preferred no-flood zone.High-and-dry triple lots with paid assessments and a seawall are a rare find. Make your move and secure your piece of Florida paradise today!

1109 SW 37th Street, Cape Coral
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