Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, Florida – a hidden gem nestled in the heart of Charlotte County. Known for its picturesque waterfront views and vibrant community spirit, Punta Gorda offers a unique blend of small-town charm and modern amenities. This delightful city is perfect for those seeking a tranquil lifestyle while still enjoying easy access to the bustling attractions of Southwest Florida.

One of the most appealing aspects of Punta Gorda is its diverse real estate market, particularly for homebuyers looking for affordable options. With a range of homes available for under $500,000, you can find your dream residence without breaking the bank. Whether you’re a first-time buyer, a retiree, or looking for a vacation getaway, Punta Gorda has something to suit every taste and budget.

Imagine waking up to stunning sunrises over the Peace River or enjoying leisurely strolls along the scenic waterfront parks. The community is rich in recreational opportunities, including boating, fishing, and cycling along the picturesque paths. Punta Gorda is also home to a variety of local shops, restaurants, and cultural attractions, making it a vibrant place to live.

With its friendly atmosphere and active lifestyle, Punta Gorda is more than just a place to live – it’s a community where you can truly thrive. Explore our listings today and discover the perfect home that fits your budget and lifestyle in this charming Florida paradise!

Newest Punta Gorda Homes under $500,000

11188 Royal Road, Punta Gorda
$175,500
3 Beds ⋅ 2 Baths ⋅ 2026040736 MLS
Home in need of TLC but the space and land is great for your future toys, such as boats and RV. If space, is what you are looking for, then this might be the place. Off of S Tamiami Trail and route 75, close to shopping as well. Country living, yet close to town.

11188 Royal Road, Punta Gorda
24299 Airport Road, Punta Gorda
$195,000
3 Beds ⋅ 2 Baths ⋅ 226034582 MLS
Welcome to this cozy and beautifully renovated home in a convenient Punta Gorda location! This move-in-ready property has been thoughtfully updated with a brand-new kitchen, renovated bathroom, new flooring, and fresh interior paint throughout. The kitchen features high-end, energy-efficient appliances, while LED lighting throughout the home adds modern style and helps improve energy efficiency. Situated on a desirable corner lot, the property offers plenty of outdoor space and even includes a large vacant lot next to the home, providing additional privacy, space, or future possibilities. Enjoy the convenience of being just minutes from downtown Punta Gorda, with shopping centers, grocery stores, restaurants, and everyday amenities nearby. The home is served by well water and septic, offering a more independent setup. Whether you're looking for a comfortable primary residence, seasonal home, or investment opportunity, this beautifully updated property is ready to welcome you home!

24299 Airport Road, Punta Gorda
4054 River Bank Way, Port Charlotte
$395,777
4 Beds ⋅ 3 Baths ⋅ 2026040424 MLS
Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

4054 River Bank Way, Port Charlotte
36 Vine Circle, Punta Gorda
$300,000
3 Beds ⋅ 2 Baths ⋅ 2026040220 MLS
Under Construction. Welcome to this new-construction three bedroom, two bath home located in beautiful Peace River Shores community. Give yourself peace of mind for years to come with this beautiful home, concrete block exterior walls with all the additional reinforcements for current hurricane building codes, including high impact, low-E windows and doors, metal roofing, and low maintenance stucco siding. The interior of the home boasts easy care luxury plank vinyl flooring, a gorgeous open concept kitchen The kitchen is equipped with brand-new stainless-steel appliances, granite countertops, and soft-close wood cabinetry. Enjoy entertaining guests and family in the great room and dining area overlooking the gorgeous kitchen. Large windows flood the home with natural lighting, creating a cheerful space you will look forward to living in everyday! The new Buyer can retreat to the privacy of the owner's suite with a walk-in closet and fantastic bathroom, featuring tile shower surround and gorgeous vanity. The home also gives the Buyer convivence of a large interior laundry room. Located just minutes from shopping, dining, and major roadways, this home is in a prime location for living your best Florida life!

36 Vine Circle, Punta Gorda
15440 Orchid Drive, Punta Gorda
$179,900
2 Beds ⋅ 2 Baths ⋅ 2026039759 MLS
Welcome to 15440 Orchid Dr, where peaceful Florida living meets comfort, flexibility, and possibilities! With NO HOA and NO age restrictions, this clean and well-maintained 2-bedroom, 2-bath home is tucked away on a quiet street and features an inviting open floor plan, updated kitchen, spacious bedrooms, generously sized closets, and a whole-house reverse osmosis water filtration system. Even better, the major updates have already been taken care of! Enjoy added peace of mind with a new roof and A/C in 2023, new water heater in 2024, and a 6-foot privacy fence installed in 2023. Enjoy your morning coffee or unwind at the end of the day from the screened-in porch overlooking the peaceful canal water view behind the property. Need extra space? The detached shed with electrical hookup is perfect for a workshop, hobby space, man cave, she shed, or additional storage. Plus, there’s plenty of space for boat or trailer parking. Located outside of a designated flood zone and conveniently situated just off US-41 with easy access to I-75, shopping, dining, and everyday conveniences. Whether you’re searching for a full-time residence, seasonal Florida getaway, or simply a quiet place to call home, this is one you won’t want to miss!

15440 Orchid Drive, Punta Gorda
12328 Hindle Avenue, Punta Gorda
$239,900
3 Beds ⋅ 2 Baths ⋅ 2026038893 MLS
Welcome to this well-maintained 3-bedroom, 2-bath home offering comfortable Florida living in Punta Gorda. The bright, open floor plan features a spacious great room, breakfast bar, and functional kitchen with ample cabinetry and a full appliance package. The split-bedroom layout provides privacy, while the primary suite features its own private bath. Additional highlights include an attached one-car garage, indoor laundry with washer and dryer, manual storm shutters, and a screened/open lanai area ideal for enjoying the Florida lifestyle. Situated on an approximately 8,098-square-foot lot with no HOA fees, this property offers flexibility for a full-time residence, seasonal home, or investment opportunity. Conveniently located with access to everything Punta Gorda and the surrounding Charlotte County area have to offer. Schedule your private showing today!

12328 Hindle Avenue, Punta Gorda
3702 Dunreath Road, Port Charlotte
$157,700
2 Beds ⋅ 2 Baths ⋅ 2026039000 MLS
TURNKEY READY! Discover easy Florida living in this well-maintained 2023 Live Oak Homes “Lightning” model, offering 2 bedrooms, 2 bathrooms, and the added advantage of OWNED LAND with NO HOA. Elevated approximately 8 feet above ground and constructed to current flood standards, this newer manufactured home combines modern construction, convenience, and a low-maintenance lifestyle. Step inside to a bright, open floor plan designed for comfortable everyday living and entertaining. The fresh, neutral interior provides a welcoming backdrop, with soft carpeting throughout the main living areas and bedrooms complemented by durable laminate flooring in the kitchen and bathrooms. The kitchen is both functional and inviting, featuring warm wood cabinetry, ample counter and storage space, a double-basin sink, and a full complement of appliances including a refrigerator, range, microwave, and dishwasher. The open layout allows the kitchen to flow easily into the adjoining dining and living areas, creating a comfortable space for everyday meals and entertaining. A washer and dryer are conveniently located in the hallway, providing easy access for everyday laundry needs. The home features two nicely sized bedrooms, each with built-in closets and convenient access to a bathroom. One bathroom features a walk-in shower, while the second offers a tub/shower combination, providing a practical setup for residents and guests alike. Best of all, the home is being offered TURNKEY, with everything you see included, making it an excellent option for a full-time residence, seasonal retreat, or ready-to-enjoy Florida getaway. The elevated design provides generous usable space beneath the home, while the property offers several additional features for convenience and outdoor enjoyment. A new fence enhances the yard, while a new pool with a safety-lock ladder provides a refreshing place to enjoy Florida's sunny weather. Also included are a generator, lawn mower, portable A/C unit, dog pad, and Xfinity alarm system valued at approximately $300. With no HOA and land ownership included, you can enjoy greater flexibility without monthly association fees. The property is conveniently located close to a boat ramp and area amenities, with easy access to the Myakka River, Charlotte Harbor, fishing, waterfront dining, shopping, and beautiful Gulf Coast beaches. Whether you're searching for a full-time home, seasonal Florida getaway, or investment opportunity, this one-owner, turnkey property offers newer construction, owned land, and plenty of extras already in place. Schedule your showing today and discover all this property has to offer!

3702 Dunreath Road, Port Charlotte
8320 RIVERSIDE Drive Unit 101, Punta Gorda
$125,000
2 Beds ⋅ 2 Baths ⋅ 2026038993 MLS
Welcome to the waterfront community of Lazy Lagoon in Punta Gorda! This charming custom site-built home offers 1 bedroom, 2 bathrooms +versatile den. The open-concept living and kitchen area features a spacious layout filled with natural light and coastal charm. The kitchen showcases a functional U-shaped design with abundant counter space and eye-catching turquoise cabinetry. Neutral countertops & white appliances create a clean and cohesive aesthetic. Built-in shelving, additional cabinetry, and a generous walk-in pantry provide exceptional storage and convenience. Bamboo wood flooring flows throughout the home while raised vaulted ceilings create an airy, open feel. Tropical-inspired paint colors, skylights, and ceiling fans enhance the bright and breezy atmosphere. Bluetooth-ready built-in ceiling speakers allow you to enjoy music throughout the home. Energy-efficient upgrades include hurricane-resistant insulated siding, heat-reflective sub-roofing, and a 2017 AMS Weather-Lok aluminum roof-over system offering outstanding durability, energy efficiency, and a lifetime transferable warranty. The primary bedroom features a generous closet, hidden cabinetry for golf clubs/gear, and ensuite bath complete with a tub/shower combo, integrated laundry area and additional concealed storage. The den offers exceptional flexibility as a guest room, home office, or additional living space. Its full bath includes a freestanding single-sink vanity and a relaxing deep soaking tub, complemented by a dedicated tankless water heater to ensure endless hot water for a spa-like experience. Step outside through sliding glass doors with privacy blinds onto the beautifully designed 16x12 covered deck. This elevated outdoor living space features durable low-maintenance decking, generous room for seating and dining, and a large overhead canopy providing shade and weather protection. Beneath the deck, a built-in “boat house” conveniently stores two included Hurricane Santee 126 kayaks with paddles. Additional features include a covered carport with new shade lattice and native landscaping, Bahama-style hurricane-rated storm shutters, aluminum hurricane-rated panels for the sliding doors, clear hurricane-rated panels for the bathrooms and kitchen, Eemax tankless water heater (2020), upgraded plumbing fixtures, and 12 "SmartJack" support posts designed to help prevent settling and reduce the need for periodic releveling. Residents of Lazy Lagoon enjoy a variety of amenities tailored to an active Florida lifestyle, including a private boat ramp with direct access to Shell Creek, over 2,000 feet of maintained waterfront shoreline, shuffleboard courts, billiards room, and a spacious clubhouse. A secure storage compound for boats and trailers is also available for a nominal annual fee. Conveniently located just minutes from Punta Gorda, this exceptional waterfront home offers easy access to boating, waterfront dining, shopping, parks and entertainment.

8320 RIVERSIDE Drive Unit 101, Punta Gorda
15555 Mango Drive, Punta Gorda
$119,500
2 Beds ⋅ 2 Baths ⋅ 2026037972 MLS
SPACIOUS & AFFORDABLE MODERN LIVING 2 BED , 2 BATH MANUFACTURED HOME step into low maintenance comfort with this beautifully designed 2-bedroon, 2 bathroom manufactured home; available now move-in ready layout gives you room to breathe without breaking the bank

15555 Mango Drive, Punta Gorda
16572 San Edmundo Road Unit 111, Punta Gorda
$225,000
2 Beds ⋅ 2 Baths ⋅ 2026036985 MLS
Welcome to Your Private Retreat in Punta Gorda! Discover effortless coastal living in this Lake Costa Gardens Condo nestled in the serene community of Burnt Store Lakes in Punta Gorda, FL. This beautifully designed ground-floor end unit offers the perfect blend of low-maintenance condo convenience with the space and comfort of a single-family home. Step inside to find a light-filled interior, where high ceilings and large windows create an airy, open atmosphere. At the heart of the home, the expansive living/dining room flows seamlessly into a stylish kitchen outfitted with cherry hardwood cabinetry, granite countertops, pantry closet, a breakfast bar, and stainless-steel appliances—perfect for everyday living and entertaining alike. Step out to your east-facing lanai and start your day with coffee and peaceful views of the surrounding greenery. From here, you're just a short stroll to the community pool and spa, offering a relaxing escape without the noise. The master suite features two closets (one is a walk-in), private lanai access and an en-suite with walk-in tiled shower a corner vanity with dual sinks. The split floorplan of this home offers guests a private bedroom which is sure to please family and friends along with a full guest bathroom. Additional highlights include a mix of luxury vinyl and tile flooring, new water heater in 2022, a dedicated laundry room that leads directly to the attached garage, which features lofted storage—a rare convenience in condo living that makes staying organized effortless. Burnt Store Lakes offers an active and vibrant lifestyle with amenities that set it apart. Enjoy exclusive access to the community kayak launch, providing a scenic route out to Charlotte Harbor, or gather with neighbors at the community park for picnics and events. Just next door, you’ll find the largest private marina on Florida’s west coast—a hub for boating, dining, and recreation. Whether you’re into golf, fitness, tennis, or pickleball, you’ll find clubs and leagues ready to welcome you. Don’t wait for winter to roll back around—secure your vacation escape or year-round home now, and start living the Florida lifestyle you’ve been dreaming of. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

16572 San Edmundo Road Unit 111, Punta Gorda
409 W Ann Street, Punta Gorda
$319,000
3 Beds ⋅ 2 Baths ⋅ 2026036838 MLS
Welcome to 409 W Ann St, ideally situated in Punta Gorda’s charming Historic District, just minutes from the waterfront, downtown Punta Gorda, Fishermen’s Village, dining, shopping, parks, and local attractions. This 3-bedroom, 2-bath home blends updated interior features with exceptional outdoor space and exciting possibilities for the future. The home makes an inviting first impression with its low-maintenance exterior, metal roof, NEW IMPACT-RESISTANT WINDOWS, mature tropical landscaping, and brick-paver driveway leading to the attached one-car garage. A covered front entry and spacious front yard complete the welcoming approach. Inside, a bright open living and eat-in kitchen area creates an easy flow for everyday living and entertaining. Warm wood-look flooring complements the neutral interior, while recessed lighting and a ceiling fan enhance the light and airy feel. The updated kitchen features dark cabinetry with modern hardware, crisp white countertops, a classic white subway-tile backsplash, and black appliances. A large contrasting center island serves as the centerpiece, offering extensive prep space, additional cabinetry and drawer storage, plus seating for casual dining. The primary suite provides a private retreat with a walk-in closet, direct access to the outdoor patio, and an en-suite bath with a walk-in shower. Two nicely sized guest bedrooms offer flexibility for family, visitors, or a home office and share an updated guest bath with a walk-in shower. Outdoor living is a highlight of the property. The large, covered tiki-style patio provides a shaded setting for dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. Beyond the patio, the expansive backyard is framed by mature tropical landscaping and features rear alleyway access for added convenience. The generous homesite also provides room to explore the addition of a pool, detached garage, workshop, or potential accessory dwelling unit (ADU), subject to applicable zoning, Historic District requirements, and permitting. With its updated interior, impact-resistant windows, outdoor entertaining area, large backyard, rear alley access, and sought-after Historic District location, this property offers an appealing opportunity for a primary residence, seasonal retreat, or investment—all close to the best of Punta Gorda.

409 W Ann Street, Punta Gorda
410 W Grace Street, Punta Gorda
$309,000
3 Beds ⋅ 1 Baths ⋅ 2026036821 MLS
Welcome to 410 W Grace Street, a fully renovated 3-bedroom, 1.5-bath home ideally located in the Historic District of Punta Gorda, offering an inviting combination of updated living spaces, a convenient location, and exceptional outdoor potential. Just minutes from historic downtown Punta Gorda, Fishermen’s Village, waterfront parks, restaurants, shopping, and entertainment, this home puts some of the area’s most popular destinations within easy reach. Inside, the home has been thoughtfully updated with a fresh, modern feel. The bright and welcoming interior features wood-look flooring throughout, neutral finishes, recessed lighting, and abundant natural light. The spacious living and dining areas flow comfortably into the updated kitchen, creating an easy layout for everyday living and entertaining. The kitchen features crisp white cabinetry, quartz-style countertops, stainless steel appliances, subway tile backsplash, and a contrasting center island offering additional prep space and storage. The home includes three bedrooms, providing flexibility for guests, a home office, or additional living space, along with one full bathroom and a convenient half bath. Recent improvements include new impact windows and a newer metal roof, adding value and peace of mind. Outside is where this property offers even more possibilities. The exceptionally large backyard provides an impressive amount of open space and serves as a blank canvas for creating your ideal Florida outdoor retreat. Rear alley access adds additional versatility, with potential space for a pool, detached garage, workshop, additional parking, or an accessory dwelling unit (ADU), subject to applicable zoning and permitting requirements. A spacious wood deck provides an inviting spot for outdoor seating, grilling, or entertaining while overlooking the tropical surroundings. With its renovated interior, impact windows, newer metal roof, expansive yard, rear alley access, and desirable location in Punta Gorda’s Historic District, 410 W Grace Street offers a unique opportunity to enjoy updated Florida living close to downtown and the waterfront.

410 W Grace Street, Punta Gorda
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