Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida – a vibrant city where the sun shines nearly every day, and life is a beautiful blend of relaxation and adventure! Nestled in Lee County, Cape Coral is renowned for its stunning waterfront properties and extensive network of navigable canals, making it a paradise for boaters and water enthusiasts alike.

With over 400 miles of navigable waterways, Cape Coral offers homeowners the unique opportunity to enjoy direct access to the Gulf of Mexico. Imagine waking up each morning to breathtaking views of the water, stepping out onto your dock, and setting sail for a day of fishing, kayaking, or simply soaking up the sun. Homes with navigable water in Cape Coral provide not just a residence but a lifestyle that embraces the beauty of nature and the joy of outdoor living.

The city is also known for its family-friendly atmosphere, vibrant community events, and an array of recreational activities. From the lush parks and nature preserves to the bustling downtown area filled with shops and restaurants, there’s something for everyone. Whether you’re looking to explore local art galleries, enjoy a sunset dinner by the water, or partake in seasonal festivals, Cape Coral has it all.

Investing in a waterfront home in Cape Coral means more than just a property; it’s an invitation to a lifestyle where every day feels like a vacation. Experience the charm of this coastal gem and make your dream of waterfront living a reality!

Newest Cape Coral Homes with Navigable Water Waterfront

2215 SW 45th Terrace, Cape Coral
$899,900
3 Beds ⋅ 4 Baths ⋅ 2026040099 MLS
EXPANSIVE WATER VIEWS + 129 FEET OF GULF-ACCESS WATERFRONT! This 3-bedroom + DEN, 3.5-bath pool home is positioned on an Oversized Waterfront lot in highly desirable SW Cape Coral, where the unique lot configuration opens up to Sweeping Canal Views that immediately set this property apart. With 2,521 sq. ft. of living space, a 3-CAR GARAGE and an incredible outdoor living area, this home was designed to take full advantage of the Florida waterfront lifestyle. Step inside to soaring ceilings, abundant natural light and a spacious split-bedroom floor plan offering privacy for owners and guests. The primary suite is privately positioned on one side of the home, while one of the guest bedrooms features its own ensuite bath—ideal for visiting family and friends. A separate DEN provides flexible space for a home office, media room or additional guest accommodations. The heart of this home, however, is outside! An expansive screened lanai overlooks the water and features a HEATED NEGATIVE-EDGE POOL with INTEGRATED SPA, creating a spectacular backdrop where the pool seems to spill directly into the canal beyond. A built-in outdoor grill makes entertaining easy, while the expansive screened lanai provides plenty of room to relax, dine and enjoy beautiful Florida evenings overlooking the water. Boaters will appreciate approximately 129 FEET OF WATERFRONT, a COMPOSITE CAPTAIN'S WALK DOCK and substantial 16,000-LB BOAT LIFT with Gulf access from your own backyard.Additional highlights include a NEW TILE ROOF IN 2023, HVAC replaced in 2021, water heater replaced in 2023, ALL ASSESSMENTS PAID and AFFORDABLE ASSUMABLE FLOOD INSURANCE. Furnishings are negotiable. Conveniently located near Cape Harbour, Tarpon Point Marina, shopping, dining and entertainment, this is your opportunity to enjoy the SW Cape Coral waterfront lifestyle with space, views and boating right outside your door. Don’t let this one slip away! Secure your “Piece of Paradise” today!

2215 SW 45th Terrace, Cape Coral
5125 York Court, Cape Coral
$495,000
4 Beds ⋅ 3 Baths ⋅ 226035739 MLS
WATERFRONT POOL HOME IN THE CAPE CORAL YACHT CLUB! Boater’s paradise! This turnkey 4-bedroom, 2-bath waterfront home sits on a quiet cul-de-sac with approximately 5-minute boat access to the Caloosahatchee River and the Gulf of Mexico. A third bathroom is currently being added. Enjoy eastern exposure, a private pool and spa, and a huge screened lanai with plenty of room for multiple seating and entertaining areas. The kitchen features wood cabinetry and an eat-in area overlooking the pool and waterfront. Major updates include a NEW ROOF, new seawall (2019), and A/C (2018). Tile runs throughout the main living areas, with carpet in the bedrooms. The location is hard to beat—about 5 minutes by boat to the river, approximately 5 minutes to Cape Coral Yacht Club Beach, and minutes from downtown Cape Coral’s restaurants and shopping. Waterfront, pool, spa, boat access, cul-de-sac, and turnkey living—this is the Cape Coral lifestyle.

5125 York Court, Cape Coral
1805 Harbour Circle, Cape Coral
$2,035,000
3 Beds ⋅ 3 Baths ⋅ 2026041159 MLS
BEAUTY, PRIVACY + WOW, WHAT A VIEW. This home is a Show Stopper! Deep water Sailboat Gulf access with NO bridges to go under, and located on an oversized lot in the revered gated Cape Harbour Yachting Community, minutes to open water. Updated, former Royal Corinthian Model brilliantly designed to take full advantage of the expansive water views. Home is being offered under appraised value and also includes the high end designer furniture. Featuring soaring, volume ceilings with magnificent views over the heated infinity edge pool + spa/waterfall overlooking surrounding water of Gulf access Roundtable Lake. Recently painted interior, newer roof + exterior paint including garage. Exceptional architectural detail with plantation shutters throughout. Additional Built-in cabinetry in Den and Dining area. Remodeled kitchen, family dining area, den, bedrooms, bathrooms and garage. No flooding inside home during past Hurricanes Ian, Milton, or Helene. Home is one-story 2823 sqft under air 3 BR+Den, 2.5 Baths. Private screened lanai with picture window pool cage offers an additional 2000 sqft of living space (673 covered & 1327 sqft uncovered) + 567 sqft side-entry garage totals an expansive 5390 sqft of total area. Office/Den with French Doors, soaring ceiing and Built in book shelves, Large Great Room with volume tray ceiling and two 90 degree triple disappearing pocketing sliders that look straight out to the water. Updated Chefs Kitchen w/granite, stainless appliances, pantry and under-cabinet lighting. Breakfast bar has additional seating area. Family dining area off kitchen has a huge picture window and a modern linear fireplace overlooking the water with another set of triple sliders out to the lanai. Additional Formal Dining space and seating in front of home for entertaining. The large primary bedroom has a triple slider with water views out to lanai, updated flooring, an oversized walk-in closet, and elegant remodeled bath w/soaking tub and all glass shower. Bedrooms 2 and 3 share an updated Jack and Jill bath with updated flooring. The guest bath cleverly doubles as a pool bath. Brick Pavers surround the pool & driveway. Key West Travertine flooring on the covered lanai, entry and main living areas. Whole home water filtration with RMO at kitchen sink. The updated and private 80 ft COMPOSITE DOCK features a CAPTAIN’S WALK, TIKI HUT with waterside seating and lighting. Tiki also has 2 steps down for Kayak launching. 20K BOAT LIFT with plenty of room to add another lift with the Tiki Hut sandwiched between them. A boaters dream, right around the corner to the Gulf. This special setting is perfect for casual or high-end entertaining. Walking distance to Rumrunners, the marina, boat house, live music, shops and more dining. Community Center w/pool, fitness room, refreshed tennis courts, Basketball, and 2 new Bocce lanes. Underground utilities w/curbs, sidewalk, and royal palm lined streets. Low $272/mo HOA. It doesn't get any better than this!

1805 Harbour Circle, Cape Coral
1600 Edith Esplanade, Cape Coral
$1,375,000
4 Beds ⋅ 3 Baths ⋅ 2026037410 MLS
Welcome to 1600 Edith Esplanade, where breathtaking panoramic views of the Caloosahatchee River take center stage. This stunning south-facing riverfront home offers 116 feet of direct river frontage for an unbeatable waterfront lifestyle, with wide open vistas visible from nearly every room. Enjoy the Florida lifestyle to the fullest from the expansive screened lanai, complete with a heated pool and spa, a bar area with fridge and TV, and plenty of space for outdoor dining and lounging. The picture window screens showcase the endless water views, making every sunset unforgettable. Inside, this beautifully remodeled home features tile flooring throughout and a modern kitchen with quartz countertops, a dramatic waterfall edge, tile backsplash, and stainless steel appliances. The open layout blends style and function, perfect for both entertaining and everyday living. The master suite is a true retreat with its own sliders out to the pool area and a luxurious ensuite bath with a glass-walled, tiled shower. The second bedroom also enjoys private access to the lanai and pool through two sets of sliding glass doors at the corner of the room, maximizing natural light and waterfront views and creating a bright and airy feel, making this space perfect for guests or a secondary suite. It also features a spacious changing room offering additional sitting or dressing space. The third bedroom is a junior suite, complete with its own full bathroom—ideal for guests seeking privacy and comfort. The property also includes a 13,000-lb boat lift, a large dock with ample seating, lush tropical landscaping, stamped concrete driveway, a metal roof, and a 2-car garage with an additional 10x20 storage area and extra parking on the side of the house. With 4 bedrooms and 3 full baths, this home is as practical as it is picturesque—ideal for full-time living, a luxurious vacation escape, or as an income-producing vacation property. This home is currently in a successful vacation rental program.

1600 Edith Esplanade, Cape Coral
4515 Country Club Boulevard Unit 205, Cape Coral
$275,000
2 Beds ⋅ 2 Baths ⋅ 2026040176 MLS
Welcome to your Florida dream, right on the Rubicon Canal. This second-floor 2 bedroom, 2 bath condo at 4515 Country Club Drive is offered turnkey, (minus exclusions),so you can bring your suitcase and start living the Florida life right away. Start your mornings on the balcony with coffee and a sunrise over the water, then watch the boats go by on one of the widest canals in Cape Coral. The A/C is only a year old, the hot water heater is newer, both baths are updated, and hurricane shutters are already in place. The association recently replaced the roof and carries insurance and flood insurance, so you're covered where it counts. Bring your boat, because the shared dock comes with the HOA and is rarely crowded, with canal access to the Gulf. When you want a break from the water, the community pool is right there. It's a smaller floor plan, but the location is the real prize, in one of the older, more established parts of Cape Coral where the best spots tend to be. If you've been waiting for your chance to live the Florida dream, come see it. Centrally located in the middle of everything! Minutes from Fort Myers and downtown Cape Coral.

4515 Country Club Boulevard Unit 205, Cape Coral
5338 Colonade Court, Cape Coral
$1,849,900
4 Beds ⋅ 4 Baths ⋅ 226033595 MLS
Set in SE Cape Coral just minutes from open Caloosahatchee, along a western-facing canal with direct, bridge-free Gulf access, 5338 Colonade Court offers a refined take on the SWFL waterfront lifestyle. Built in 2021 and elevated above the floodplain, this exceptional residence has never flooded and combines striking architecture, sophisticated technology, resort-style outdoor living, and an impressive boating setup. Offering 4 bedrooms, 3.5 bathrooms, dual primary suites, a custom media room, and more than 3,000 square feet of living space, the home is designed for both entertaining and effortless everyday living. A grand entry opens to expansive living spaces defined by 15-foot ceilings, elegant tray details and tile flooring throughout the main living areas. From the great room, 90-degree sliding glass doors create a seamless transition to the covered lanai and pool area, while the W exposure provides a spectacular backdrop for SWFL sunsets. The kitchen is the centerpiece of the home, featuring two oversized quartz islands, stainless steel appliances, two wine coolers, and a walk-in butler’s pantry with custom shelving. A dedicated dining area and bar create an effortless flow for intimate meals or larger gatherings. The main primary suite opens directly to the lanai and offers a luxurious retreat with a California-style custom closet, dual vanities, and an oversized shower-and-tub configuration. A second primary suite provides exceptional flexibility for guests, family or extended stays. Custom shades, window treatments, and designer lighting add thoughtful finishing touches throughout. Designed for those who appreciate technology and exceptional acoustics, the home features a custom sound-treated media room. The living room features a built-in Sonos architectural speaker system with seamless integration extending throughout the main living areas and lanai. Smart-home touchscreens with built-in Alexa provide convenient control of lighting, fans and audio. Outside, the screened lanai transforms into a private waterfront retreat with a saltwater infinity-edge pool and spa, lounging area, sun shelf, outdoor kitchen and grill, bar, outdoor shower, and newly added privacy screens. The W exposure creates an exceptional setting for sunset views over the water. For boaters, the property offers a spacious waterfront dock with boat and PWC lifts, providing direct Gulf access with no bridges between you and the open water. A spacious paver driveway leads to the attached 3-car garage, while hurricane-impact windows and doors provide additional peace of mind. Located in Cape Coral’s desirable Yacht Club area, the property is conveniently close to Cape Coral Parkway’s restaurants and shopping, Yacht Club Community Park, and the area’s extensive boating waterways. From its grand interior and custom technology to the resort-style pool and waterfront setting, this home is a thoughtfully designed residence created to make the most of the SWFL lifestyle.

5338 Colonade Court, Cape Coral
4842 SW 29th Avenue, Cape Coral
$3,850,000
4 Beds ⋅ 5 Baths ⋅ 2026041465 MLS
Epic tropical waterfront unobstructed views, panoramic sunsets and direct Gulf access define this fully remodeled, turnkey-furnished estate overlooking Cape Coral’s South Spreader Canal. Offering 6,308 square feet of resort-style living on a rare triple lot totaling approximately .41 acres, this exceptional residence provides lock-free and bridge-free boating access to the Caloosahatchee River and Gulf of Mexico. Western and southwestern exposure captures unforgettable sunsets across protected mangroves and preserve scenery, creating a waterfront backdrop that changes nightly. Completely reimagined inside and out, virtually every major component has been upgraded, including the kitchen, bathrooms, interior living and entertainment spaces, custom pool and spa, exterior decking, driveway and extensive paver hardscaping. Mature tropical palms, manicured landscaping and an expansive paver driveway create a striking arrival. Oversized double entry doors open to a dramatic two-story foyer with ceilings soaring more than 20 feet. The expansive great room features cathedral ceilings and walls of glass that fill the home with natural light while framing the wide canal and preserve views. At the center of the home, the chef’s kitchen combines luxury and function with premium appliances, an oversized island, extensive custom cabinetry and a walk-in pantry. Designed for both daily living and large-scale entertaining, the kitchen flows seamlessly into formal and casual dining areas and the home’s primary gathering spaces. The waterfront primary suite is a private retreat featuring tranquil canal views, a spa-inspired bathroom and boutique-style custom walk-in closets. Each additional bedroom offers the privacy of an individual suite with its own bathroom and private balcony overlooking the Spreader Canal and sunset skyline. Outdoor living rivals a private resort. The vanishing-edge infinity pool appears to merge with the canal and is complemented by an oversized spa, waterfall feature and expansive areas for lounging, dining and entertaining. Whether hosting sunset gatherings or enjoying a quiet evening by the water, the setting is unforgettable. Additional features include a private home theater, dedicated game room, pre-wired surround sound, abundant storage and an oversized three-car garage. Yacht-capable dockage and a separate lift for an additional watercraft complete the waterfront experience. Located minutes from Cape Harbour and Tarpon Point marinas, waterfront restaurants, boutique shopping and entertainment, this estate delivers the ultimate Southwest Florida boating lifestyle. An existing flood policy of approximately $1,400 annually may be transferable, subject to carrier approval and buyer verification. Rarely does a residence combine this level of waterfront privacy, scale, boating access and resort-style luxury. Reserve your private viewing today.

4842 SW 29th Avenue, Cape Coral
809 SE 10th Street, Cape Coral
$429,000
2026041463 MLS
Waterfront professional site near Cape Coral City Hall. This full acre of P-zoned land sits in the heart of the city's government and professional office district, with canal frontage, a concrete seawall and Gulf access. It's ideal for a medical practice, professional office, or financial or service user looking to build a headquarters, or for a developer planning a multi-tenant professional building. Previously approved plans for an 8,400 SF, 8-suite office building with 43 parking spaces are available for review, giving buyers a ready-made concept to start from. Cleared, with city water and sewer. Sites this size in central Cape Coral are hard to find. Now offered at $429,000 (approx. $9.85/SF).

809 SE 10th Street, Cape Coral
1220 Miramar Street Unit 206, Cape Coral
$160,000
2 Beds ⋅ 2 Baths ⋅ 2026041355 MLS
Looking for a 2-bed waterfront condo in Cape Coral with Gulf access and renovation potential? Unit 206 at 1220 Miramar Street offers 2 bedrooms, 2 baths, approximately 1,200 square feet, water views, carport parking, and a second-floor setting in the Bella Vista community near the dining, shopping, and activities of South Cape. • 2 bedrooms and 2 full bathrooms • Approximately 1,200 square feet of living space • Second-floor condo with canal and water views • Gulf access waterfront setting • Community pool and dock amenities • Carport parking • Bella Vista is a 20-unit condo community • Built in 1980 and ready for updating • Seller welcomes all offers Bring your ideas and unlock the potential of this waterfront Cape Coral condo. Unit 206 needs TLC, giving the next owner an opportunity to renovate, refresh, and personalize the interior instead of paying a premium for someone else's finishes. The waterfront location adds another dimension to the property. Bella Vista sits along a Gulf access canal and offers community boating amenities, creating an appealing combination of Southwest Florida waterfront living and a convenient South Cape location. When you are ready to head out, dining, shopping, groceries, and local events are close by. Restaurants in the Miramar Street and South Cape area are approximately 0.1 mile away, while the popular Cape Coral Farmers Market is approximately 0.4 mile away. Downtown South Cape's additional restaurants, shops, entertainment, and community events are also nearby. For buyers searching for a 2-bed waterfront condo in Cape Coral, this property stands out for its combination of location, water access, community amenities, square footage, and renovation potential. Seller ready to sell. It is an opportunity to create the Florida condo you want in an established waterfront community close to the heart of South Cape. Seller welcomes all offers. Schedule a private showing and explore the possibilities at 1220 Miramar St Apt 206.

1220 Miramar Street Unit 206, Cape Coral
3605 SW 17th Place, Cape Coral
$929,000
3 Beds ⋅ 3 Baths ⋅ 2026041249 MLS
Stunning Gulf-access home * perfectly situated on an oversized lot * spacious modern floor plan with soaring ceilings, 10' sliders, and wrap-around panoramic windows * Open, split-bedroom design offers both comfort and privacy, ideal for family and guests * premium finishes throughout, from rich wood cabinetry and granite counters in the kitchen and baths * Modern appliances * Spectacular designer pool, outdoor kitchen, and expansive paver deck, perfect for entertaining or relaxing in your own private paradise * Paver driveway and walkway add to the home’s curb appeal, as well as the oversized garage provides plenty of storage * Conveniently located near main thoroughfares, with easy access to shopping, dining, and all the best Southwest Florida has to offer. This home is a must-see!

3605 SW 17th Place, Cape Coral
1239 NW 39th Avenue, Cape Coral
$275,000
2026041424 MLS
Beautiful Canal Front Lot on PREMIUM STREET in NW Cape Coral with a PREMIUM SEAWALL INSTALLED 2023. This lot is located on a cul-de sac ending street where every home is waterfront versus other streets that are U shaped and have dry interior lots. Beautiful $1M - 2M premium homes being built on this street and all around. Seawall upgraded to 12' panels versus 10' with wider cap installed. This gives you a higher seawall and a more level rear yard with less slope and saves when you build your pool ( less retaining wall normally ). GET YOUR BUILDING PERMIT STARTED TODAY VERSUS WAITING A YEAR + UNTIL THE SEAWALL IS INSTALLED ( YOU MUST HAVE SEAWALL COMPLETE BEFORE YOU CAN APPLY FOR A HOUSE PERMIT IN CAPE CORAL ). Note City Water / City Sewer and City Irrigation coming in 2027.

1239 NW 39th Avenue, Cape Coral
4417 Country Club Boulevard Unit B8, Cape Coral
$214,000
2 Beds ⋅ 2 Baths ⋅ 2026041408 MLS
Second-floor, 2 bedroom, 2 bath condo end unit in Manatee Bay sits directly on the Rubicon Canal with wide, open water views from both the living area and screened lanai. Fresh carpet was just installed in March 2026, and the unit is move-in ready. Layout offers over 1,200 sf of bright, sunny living space with an open kitchen featuring a large granite island, stainless steel appliances, and in-unit laundry. The spacious screened lanai overlooks the canal, a perfect spot for morning coffee or watching boat traffic on the water. The unit has been well maintained with solid updates: impact windows, a storm shutter on the lanai, newer roof, newer HVAC, and an updated primary bath with a step-in shower. A private storage shed conveys with the unit, useful for kayaks, bikes, or beach equipment. The seawall has been reinforced, and the canal provides direct access to navigable water. No flooding in previous hurricanes. Manatee Bay is a 55+ community with a reputation for healthy financial reserves and reasonable condo fees. The location puts you close to Cape Coral's dining, shopping, and services without being in the middle of the bustle. If you're looking for a low-maintenance waterfront property in a stable, well-run community, this one checks the right boxes. Call to schedule your private tour today!

4417 Country Club Boulevard Unit B8, Cape Coral
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