Cape Coral Homes under $1.25 million

Cape Coral Homes under $1.25 million

Welcome to Cape Coral, Florida – a vibrant city that perfectly blends the charm of coastal living with the convenience of modern amenities. Nestled in Lee County, Cape Coral is renowned for its stunning waterfront properties, boasting over 400 miles of navigable waterways, making it a true paradise for boating enthusiasts and nature lovers alike. With its sunny climate and picturesque landscapes, this city offers an idyllic backdrop for a relaxed lifestyle.

For those seeking their dream home in this sunny haven, Cape Coral presents an impressive selection of homes priced under $1.25 million. Whether you’re looking for a cozy single-family residence, a luxurious waterfront estate, or a modern townhouse, the real estate market here caters to diverse tastes and budgets. Many of these homes feature spacious layouts, beautiful outdoor spaces, and stunning views, allowing you to fully embrace the Florida lifestyle.

Cape Coral is not just about beautiful homes; it also boasts an array of recreational activities. Enjoy a day on the water, explore the extensive parks and nature reserves, or indulge in the vibrant local dining scene. With top-rated schools, family-friendly neighborhoods, and a welcoming community atmosphere, it’s no wonder that Cape Coral is a sought-after destination for families, retirees, and everyone in between.

Experience the best of Florida living in Cape Coral, where your dream home awaits. Explore the possibilities today and discover why this enchanting city is the perfect place to call home.

Newest Cape Coral Homes under $1.25 million

2106 SW 52nd Terrace, Cape Coral
$475,000
3 Beds ⋅ 3 Baths ⋅ 2026040408 MLS
Discover the Florida lifestyle you've been dreaming of at this inviting 3-bedroom plus den/game room, 2.5-bath pool home, ideally situated on an oversized lot in desirable Southwest Cape Coral. Just a stone's throw from the upscale waterfront community of Cape Harbour, this home offers an appealing combination of indoor comfort, outdoor enjoyment, and a sought-after location close to waterfront dining, shopping, entertainment, and boating amenities. Step inside and experience an open, flowing floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room connects seamlessly with the kitchen and extends to the expansive, covered under-truss lanai, creating an inviting indoor-outdoor living space you'll appreciate year-round. High ceilings, transom windows, skylights, and diagonal-laid tile throughout the main living areas enhance the sense of openness while adding character and style. The kitchen features a convenient walk-in corner pantry and opens directly to the main living area, making it easy to stay connected with family and guests. The primary suite offers a spacious walk-in closet and a private bath featuring a relaxing jetted soaking tub and separate walk-in shower. Two additional bedrooms provide comfortable accommodations, while the versatile den/game room offers valuable extra space for a home office, hobby room, media room, or game room. A convenient half bath with exterior access is ideal for poolside use, allowing guests to enjoy the outdoor living area without tracking water through the home. Outside, discover the private screened-in swimming pool and generous covered lanai, where sunny afternoons, weekend gatherings, and relaxing evenings become part of your everyday routine. The expansive outdoor living area provides plenty of room to enjoy the pool, dine al fresco, entertain friends, or simply unwind and embrace the laid-back Southwest Florida lifestyle. Additional highlights include a newer roof and air-conditioning system, an oversized homesite, and the significant benefit of paid water and sewer assessments, helping eliminate the burden of outstanding assessments for these services. Whether you're searching for a full-time residence, a Florida getaway, or a property with room to enjoy the lifestyle that makes Cape Coral so desirable, this home deserves your attention. Enjoy the convenience of Southwest Cape Coral living with Cape Harbour, waterfront destinations, restaurants, shopping, and recreation close by. Pool homes in Southwest Cape Coral offer the opportunity to enjoy Florida living at its best. Schedule your private showing and discover the possibilities at 2106 SW 52nd Terrace!

2106 SW 52nd Terrace, Cape Coral
2213 SW 52nd Street, Cape Coral
$949,900
3 Beds ⋅ 3 Baths ⋅ 2026040444 MLS
Rare triple-lot Gulf access property in desirable SW Cape Coral, south of Cape Coral Pkwy! Situated on an oversized .34-acre lot along a 150' wide canal, this spacious 3-bedroom, 3-bath home with bonus room / den offers a spacious and open floor plan, soaring ceilings, and an abundance of natural light. Pocket sliding glass doors open to an extraordinary outdoor living space designed for enjoying the Florida lifestyle! The massive 27' x 73' screened lanai features an oversized heated pool and spa, resurfaced in 2021, a water feature, expansive pool deck, and generous under-truss entertaining area. Beyond the lanai, a beautiful paver deck stretches along the waterfront, creating even more space to relax and enjoy the tropical surroundings. A boater's paradise awaits with an impressive 972 sq ft dock built in 2024, complete with a captain's walk, two boat lifts (13,000 lb. and 16,000 lb.), and a covered boat lift canopy! Whether you're entertaining poolside, enjoying the waterfront views, or heading out for a day on the boat, this property delivers the ultimate Southwest Florida lifestyle. Additional highlights include a tile roof (2021), HVAC (2020), hurricane impact windows and doors, updated primary bath shower, and two oversized garages with separate paver driveways offering exceptional parking and storage. Beautiful tropical landscaping adds privacy and charm to this exceptional waterfront property. With its rare triple-lot setting, incredible outdoor living space, and extensive boating amenities, this is a property you don't want to miss! This home is in close proximity to the Cape Harbour community which features waterfront dining, shopping, live music and entertainment, and numerous events throughout the year. Don’t let this one slip away! Secure your “Piece of Paradise” today!

2213 SW 52nd Street, Cape Coral
125 NW 33rd Avenue, Cape Coral
$1,249,000
3 Beds ⋅ 3 Baths ⋅ 2026042265 MLS
EXCEPTIONAL LUXURY WATERFRONT HOME WITH OVER $150,000 IN CUSTOM UPGRADES BEYOND ORIGINAL CONSTRUCTION! MUST READ THIS DESCRIPTION FROM START TO FINISH TO TAKE IT ALL IN! Welcome to 125 NW 33rd Ave, offering 3 bedrooms plus a den, 3 full bathrooms, over 2,500 sq. ft. of living space, and a 3-car garage. This remarkable property combines high-end finishes, energy efficiency, and an incredible waterfront lifestyle that truly exceeds typical new construction! Impressive curb appeal features a circular brick paver driveway, mature tropical landscaping with beautiful Royal Palms, decorative concrete curbing, and paver walkways along both sides of the home. Inside, soaring ceilings, custom-painted tray ceilings with decorative molding and LED lighting, crown molding throughout, plantation shutters, and ALL IMPACT WINDOWS AND DOORS showcase the quality throughout. The gourmet kitchen features two-tone cabinetry with white perimeter cabinets and a navy island, premium granite countertops, stainless steel appliances, wall oven/microwave combination, glass tile backsplash, and 42" upper cabinets with illuminated glass displays. A built-in dry bar with wine cooler is perfect for entertaining. THE PRIMARY SUITE IS A LUXURY RETREAT with oversized sliders overlooking the pool and waterfront, an expansive bathroom featuring custom dual vanity, elegant lighting, and a MASSIVE WALK-THROUGH TILED SHOWER with dual showerheads. The custom-designed walk-in closet conveniently connects directly to the laundry room! The split-bedroom layout offers privacy, including a rear guest suite with a private bathroom that doubles as a pool bath. OUTDOOR LIVING IS SPECTACULAR! Zero-corner sliders open to an expansive waterfront lanai featuring a custom cypress wood ceiling, granite-topped wet bar, mounted TV, and electric roll-down hurricane shutters. The CUSTOM ELECTRIC-HEATED SPORT POOL offers a sun shelf with fountain and an additional decorative water feature, surrounded by generous brick paver decking. Follow the paver stairway down to a waterfront deck and COMPOSITE CAPTAIN'S WALK DOCK WITH 10,000 LB BOAT LIFT AND CANOPY! The entire backyard features pavers and decorative rock landscaping with NO GRASS TO MOW! ENERGY EFFICIENCY IS ANOTHER MAJOR HIGHLIGHT with a FULLY PAID-OFF SOLAR SYSTEM delivering electric bills averaging approximately $25 per month! The upgraded 3-car garage features epoxy flooring, mini-split A/C, storage shelving, 240V electrical service for generator connectivity, and exterior access. Additional upgrades include custom blackout shades in the primary suite, six hardwired exterior security cameras, five Ring cameras and Ring doorbell that convey, sealed brick pavers, and an energy-saving water heater timer. HOME WARRANTY THROUGH 2031! With exceptional craftsmanship, premium boating amenities, luxurious indoor and outdoor spaces, and extensive upgrades already completed, this extraordinary property offers the ultimate Cape Coral waterfront lifestyle!

125 NW 33rd Avenue, Cape Coral
Cape Coral
$460,000
3 Beds ⋅ 2 Baths ⋅ 226037021 MLS
Beautiful home featuring 3 spacious bedrooms, 2 bathrooms, and a versatile den perfect for a home office or additional living space. Enjoy a private pool ideal for relaxing, entertaining, and enjoying the Florida lifestyle. This home offers a wonderful combination of comfort, functionality, and outdoor enjoyment, making it the perfect place to call home.

Cape Coral
1785 Four Mile Cove Parkway Unit 322, Cape Coral
$300,000
3 Beds ⋅ 2 Baths ⋅ 226034507 MLS
BEST VALUE IN ISLAND COVE! RESORT-STYLE LIVING AT A GREAT PRICE! ENJOY THE FLORIDA WATERFRONT LIFESTYLE! Located in a gated, Gulf-access community, this 3-bedroom, 2-bath condo offers comfort, convenience, and an abundance of amenities. The entire unit has been freshly repainted, and NEW LUXURY VINYL FLOORING in the bedrooms and a NEW TILE SHOWER in the primary bathroom add a fresh, updated feel. Newer appliances, HVAC, and hot water heater provide additional value and peace of mind. Inside, you’ll find tray ceilings, tile flooring in the main living areas, a spacious eat-in kitchen, pantry, in-unit laundry with utility tub, built-in desk with wine rack, and a screened lanai overlooking the canal. Impact doors and windows offer added protection, and the second-floor location includes convenient access and one assigned covered parking space. Step outside and enjoy everything this vibrant community has to offer! The community pool has recently been resurfaced, and the clubhouse is being updated. Enjoy the hot tub, pickle ball and tennis courts, walking paths, kayaking, paddle boarding, BBQ areas, social gatherings, live music, and community celebrations. Boating enthusiasts will appreciate all the boat slips, with many available for purchase or lease. THE LOCATION IS HARD TO BEAT! Enjoy convenient access to fishing, restaurants, beaches, shopping, nightlife, and schools. Whether you’re looking for a full-time residence, seasonal getaway, or investment opportunity, this is a great chance to enjoy the Southwest Florida lifestyle. A ONE-YEAR HOME WARRANTY IS INCLUDED FOR ADDED BUYER PEACE OF MIND!

1785 Four Mile Cove Parkway Unit 322, Cape Coral
320 NW 12th Place, Cape Coral
$372,990
4 Beds ⋅ 2 Baths ⋅ 2026042559 MLS
Under Construction. CITY WATER/SEWER. Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

320 NW 12th Place, Cape Coral
840 SW 17th Terrace, Cape Coral
$459,990
4 Beds ⋅ 2 Baths ⋅ 2026040843 MLS
NEW BUILD. CITY WATER/SEWER. SWIMMING POOL. Anticipated Completion Date - DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

840 SW 17th Terrace, Cape Coral
848 SW 17th Terrace, Cape Coral
$372,990
4 Beds ⋅ 2 Baths ⋅ 2026040845 MLS
NEW BUILD. CITY WATER & SEWER. Anticipated Completion Date - DECEMBER 2026. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

848 SW 17th Terrace, Cape Coral
240 SE 28th Terrace, Cape Coral
$355,000
3 Beds ⋅ 2 Baths ⋅ 2026042926 MLS
Beautifully maintained 3-bedroom, 2-bath Cape Coral pool home featuring a newer roof, electric solar panels, updated kitchen and baths, and desirable indoor-outdoor living! The updated kitchen offers solid-surface countertops and stainless steel appliances, complemented by porcelain tile, fresh interior paint, and abundant natural light. The spacious family room and dedicated dining area provide comfortable living and entertaining space, with both areas offering direct access to the screened lanai. Enjoy your private backyard oasis featuring a heated inground pool, tanning ledge, brick paver deck, and fully fenced yard. The guest bath offers convenient pool access for a cabana-style setup. Additional highlights include a 16' x 10' detached storage shed ideal for hobbies, workshop space, or extra storage; a spacious laundry room with utility sink; extended walkways; extra exterior outlets; multiple water spigots; updated fencing; and generator-ready convenience. Conveniently located in central Cape Coral near shopping, dining, parks, and everyday essentials. Enjoy the Florida lifestyle with comfort, functionality, and an inviting poolside retreat!

240 SE 28th Terrace, Cape Coral
3209 NW 4th Place, Cape Coral
$339,990
4 Beds ⋅ 2 Baths ⋅ 2026042558 MLS
Under Construction. TRIPLE LOT. Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

3209 NW 4th Place, Cape Coral
4009 NE 22nd Place, Cape Coral
$310,990
4 Beds ⋅ 2 Baths ⋅ 2026040839 MLS
NEW BUILD - TRIPLE LOT. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

4009 NE 22nd Place, Cape Coral
122 NE 24th Terrace, Cape Coral
$309,990
3 Beds ⋅ 2 Baths ⋅ 2026042553 MLS
NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

122 NE 24th Terrace, Cape Coral
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