Cape Coral Homes under $700,000

Cape Coral Homes under $700,000

Welcome to Cape Coral, Florida, a vibrant city nestled in Lee County that offers an idyllic blend of coastal charm and modern living. Known for its stunning waterfront properties, Cape Coral boasts over 400 miles of navigable waterways, making it a paradise for boating enthusiasts and nature lovers alike. With its sunny climate, beautiful parks, and a plethora of recreational activities, this city is not just a place to live; it’s a lifestyle.

For those looking to invest in a home without breaking the bank, Cape Coral presents an impressive selection of properties under $700,000. Whether you’re searching for a cozy single-family home, a spacious waterfront retreat, or a charming villa, you’ll find a variety of options that cater to diverse tastes and budgets. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces perfect for entertaining or enjoying the Florida sunshine.

The community is renowned for its friendly atmosphere and well-maintained neighborhoods, making it a great place for families, retirees, and everyone in between. Residents enjoy access to top-rated schools, shopping centers, and a vibrant dining scene. Outdoor enthusiasts can take advantage of nearby parks, golf courses, and the breathtaking beaches of the Gulf Coast.

Cape Coral is more than just a location; it’s a community where you can create lasting memories. With affordable homes and an inviting lifestyle, now is the perfect time to discover your dream home in this beautiful city. Embrace the charm of Cape Coral and make it your new home today!

Newest Cape Coral Homes under $700,000

118 SE 41st Terrace, Cape Coral
$366,000
3 Beds ⋅ 2 Baths ⋅ 2026042865 MLS
Here is your beautiful wonderfully laid out lowest priced 3 bedroom 2 bath with primary suite separate from other 2 bedrooms all on the same floor and a formal dining room along with built in Florida room with furniture included AND a front office sunny office. This is more than I could imagine at this price. Perfectly taken care of for years. Now your home, enjoy!

118 SE 41st Terrace, Cape Coral
1318 SE 12th Street, Cape Coral
$235,000
3 Beds ⋅ 2 Baths ⋅ 2026043007 MLS
BIG HOME, SMALL PRICE, INCREDIBLE POTENTIAL! Here's your opportunity to get nearly 2,000 square feet of living space in Cape Coral for just $235,000! Priced to reflect its current condition, this 3-bedroom PLUS DEN, 2-bathroom home offers exceptional value for buyers looking for space, affordability, and the opportunity to make a home their own. Two major improvements have already been taken care of, with a NEW ROOF IN 2024 and NEW A/C IN 2023! Inside, you'll find a spacious great room layout, an open kitchen with breakfast bar, a separate Florida room, and plenty of flexibility for comfortable everyday living. The generous floor plan provides endless possibilities to update, personalize, and build equity over time. Outside, enjoy a screened lanai, a sizable backyard, and an attached two-car garage. Even better, ALL CITY WATER AND SEWER ASSESSMENTS ARE PAID, and there are NO HOA FEES! This home does need some attention and updating, but the price reflects that opportunity. Whether you're looking for an affordable primary residence or a property with upside potential, there's a lot of house here for the money. At approximately $120 per square foot, opportunities like this deserve a closer look! Bring your vision and discover the potential!

1318 SE 12th Street, Cape Coral
1211 NW 27th Place, Cape Coral
$309,900
4 Beds ⋅ 2 Baths ⋅ 2026042899 MLS
Well-maintained 4-bedroom, 2-bathroom home situated on a desirable CORNER LOT in a quiet neighborhood. The property features tile flooring throughout, granite countertops in the kitchen and bathrooms, and a spacious primary bathroom shower with glass doors. Major recent upgrades include a NEW ROOF (2023), NEW A/C (2022), and a new water heater, water pump, and water system installed in 2024. The garage offers multiple shelving units and organizers, along with insulation in the attic and garage door, which may help improve energy efficiency.

1211 NW 27th Place, Cape Coral
2106 SW 52nd Terrace, Cape Coral
$475,000
3 Beds ⋅ 3 Baths ⋅ 2026040408 MLS
Discover the Florida lifestyle you've been dreaming of at this inviting 3-bedroom plus den/game room, 2.5-bath pool home, ideally situated on an oversized lot in desirable Southwest Cape Coral. Just a stone's throw from the upscale waterfront community of Cape Harbour, this home offers an appealing combination of indoor comfort, outdoor enjoyment, and a sought-after location close to waterfront dining, shopping, entertainment, and boating amenities. Step inside and experience an open, flowing floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room connects seamlessly with the kitchen and extends to the expansive, covered under-truss lanai, creating an inviting indoor-outdoor living space you'll appreciate year-round. High ceilings, transom windows, skylights, and diagonal-laid tile throughout the main living areas enhance the sense of openness while adding character and style. The kitchen features a convenient walk-in corner pantry and opens directly to the main living area, making it easy to stay connected with family and guests. The primary suite offers a spacious walk-in closet and a private bath featuring a relaxing jetted soaking tub and separate walk-in shower. Two additional bedrooms provide comfortable accommodations, while the versatile den/game room offers valuable extra space for a home office, hobby room, media room, or game room. A convenient half bath with exterior access is ideal for poolside use, allowing guests to enjoy the outdoor living area without tracking water through the home. Outside, discover the private screened-in swimming pool and generous covered lanai, where sunny afternoons, weekend gatherings, and relaxing evenings become part of your everyday routine. The expansive outdoor living area provides plenty of room to enjoy the pool, dine al fresco, entertain friends, or simply unwind and embrace the laid-back Southwest Florida lifestyle. Additional highlights include a newer roof and air-conditioning system, an oversized homesite, and the significant benefit of paid water and sewer assessments, helping eliminate the burden of outstanding assessments for these services. Whether you're searching for a full-time residence, a Florida getaway, or a property with room to enjoy the lifestyle that makes Cape Coral so desirable, this home deserves your attention. Enjoy the convenience of Southwest Cape Coral living with Cape Harbour, waterfront destinations, restaurants, shopping, and recreation close by. Pool homes in Southwest Cape Coral offer the opportunity to enjoy Florida living at its best. Schedule your private showing and discover the possibilities at 2106 SW 52nd Terrace!

2106 SW 52nd Terrace, Cape Coral
Cape Coral
$460,000
3 Beds ⋅ 2 Baths ⋅ 226037021 MLS
Beautiful home featuring 3 spacious bedrooms, 2 bathrooms, and a versatile den perfect for a home office or additional living space. Enjoy a private pool ideal for relaxing, entertaining, and enjoying the Florida lifestyle. This home offers a wonderful combination of comfort, functionality, and outdoor enjoyment, making it the perfect place to call home.

Cape Coral
1785 Four Mile Cove Parkway Unit 322, Cape Coral
$300,000
3 Beds ⋅ 2 Baths ⋅ 226034507 MLS
BEST VALUE IN ISLAND COVE! RESORT-STYLE LIVING AT A GREAT PRICE! ENJOY THE FLORIDA WATERFRONT LIFESTYLE! Located in a gated, Gulf-access community, this 3-bedroom, 2-bath condo offers comfort, convenience, and an abundance of amenities. The entire unit has been freshly repainted, and NEW LUXURY VINYL FLOORING in the bedrooms and a NEW TILE SHOWER in the primary bathroom add a fresh, updated feel. Newer appliances, HVAC, and hot water heater provide additional value and peace of mind. Inside, you’ll find tray ceilings, tile flooring in the main living areas, a spacious eat-in kitchen, pantry, in-unit laundry with utility tub, built-in desk with wine rack, and a screened lanai overlooking the canal. Impact doors and windows offer added protection, and the second-floor location includes convenient access and one assigned covered parking space. Step outside and enjoy everything this vibrant community has to offer! The community pool has recently been resurfaced, and the clubhouse is being updated. Enjoy the hot tub, pickle ball and tennis courts, walking paths, kayaking, paddle boarding, BBQ areas, social gatherings, live music, and community celebrations. Boating enthusiasts will appreciate all the boat slips, with many available for purchase or lease. THE LOCATION IS HARD TO BEAT! Enjoy convenient access to fishing, restaurants, beaches, shopping, nightlife, and schools. Whether you’re looking for a full-time residence, seasonal getaway, or investment opportunity, this is a great chance to enjoy the Southwest Florida lifestyle. A ONE-YEAR HOME WARRANTY IS INCLUDED FOR ADDED BUYER PEACE OF MIND!

1785 Four Mile Cove Parkway Unit 322, Cape Coral
320 NW 12th Place, Cape Coral
$372,990
4 Beds ⋅ 2 Baths ⋅ 2026042559 MLS
Under Construction. CITY WATER/SEWER. Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

320 NW 12th Place, Cape Coral
840 SW 17th Terrace, Cape Coral
$459,990
4 Beds ⋅ 2 Baths ⋅ 2026040843 MLS
NEW BUILD. CITY WATER/SEWER. SWIMMING POOL. Anticipated Completion Date - DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

840 SW 17th Terrace, Cape Coral
848 SW 17th Terrace, Cape Coral
$372,990
4 Beds ⋅ 2 Baths ⋅ 2026040845 MLS
NEW BUILD. CITY WATER & SEWER. Anticipated Completion Date - DECEMBER 2026. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

848 SW 17th Terrace, Cape Coral
240 SE 28th Terrace, Cape Coral
$355,000
3 Beds ⋅ 2 Baths ⋅ 2026042926 MLS
Beautifully maintained 3-bedroom, 2-bath Cape Coral pool home featuring a newer roof, electric solar panels, updated kitchen and baths, and desirable indoor-outdoor living! The updated kitchen offers solid-surface countertops and stainless steel appliances, complemented by porcelain tile, fresh interior paint, and abundant natural light. The spacious family room and dedicated dining area provide comfortable living and entertaining space, with both areas offering direct access to the screened lanai. Enjoy your private backyard oasis featuring a heated inground pool, tanning ledge, brick paver deck, and fully fenced yard. The guest bath offers convenient pool access for a cabana-style setup. Additional highlights include a 16' x 10' detached storage shed ideal for hobbies, workshop space, or extra storage; a spacious laundry room; extended walkways; extra exterior outlets; multiple water spigots; updated fencing; and generator-ready convenience. Conveniently located in central Cape Coral near shopping, dining, parks, and everyday essentials. Enjoy the Florida lifestyle with comfort, functionality, and an inviting poolside retreat!

240 SE 28th Terrace, Cape Coral
3209 NW 4th Place, Cape Coral
$339,990
4 Beds ⋅ 2 Baths ⋅ 2026042558 MLS
Under Construction. TRIPLE LOT. Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan...OR...$25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

3209 NW 4th Place, Cape Coral
4009 NE 22nd Place, Cape Coral
$310,990
4 Beds ⋅ 2 Baths ⋅ 2026040839 MLS
NEW BUILD - TRIPLE LOT. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

4009 NE 22nd Place, Cape Coral
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