Cape Coral Homes under $1.25 million

Cape Coral Homes under $1.25 million

Welcome to Cape Coral, Florida – a hidden gem nestled in Lee County, known for its stunning waterfront views and vibrant community spirit. This picturesque city, often referred to as the "Waterfront Wonderland," boasts an impressive network of over 400 miles of navigable waterways, making it a paradise for boaters and water enthusiasts alike.

Cape Coral is not just about beautiful scenery; it’s also a place where dreams of homeownership can come true. With a diverse selection of homes available for under $1.25 million, you can find the perfect blend of luxury and affordability. Whether you’re searching for a charming single-family home with a spacious backyard, a contemporary waterfront property with direct access to the Gulf of Mexico, or a cozy villa nestled in a tranquil neighborhood, Cape Coral has something for everyone.

The community is rich with amenities, including parks, golf courses, and a variety of shops and restaurants that cater to all tastes. Families will appreciate the excellent schools and safe neighborhoods, while retirees can enjoy a laid-back lifestyle with plenty of recreational activities.

Imagine waking up to sunny skies and the gentle sounds of the water lapping at your dock. In Cape Coral, this dream can become your reality without breaking the bank. Explore the homes available in this thriving market and discover why so many choose to call Cape Coral home. Your perfect slice of paradise awaits!

Newest Cape Coral Homes under $1.25 million

2031 Cornwallis Parkway, Cape Coral
$949,595
3 Beds ⋅ 2 Baths ⋅ 2026041058 MLS
Fully TURNKEY STR with a local property manager in place! Nicknamed the *Tiki Tide* home has been a SUCCESSFUL STR boasting over $35,000 of rental income from Dec-April -- offseason months May-November secured $25,000! THE HOUSE COMES FULLY TURNKEY! Seller has TRANSFERABLE FLOOD INSURANCE! The flood insurance is ONLY $1,500! Total combined insurances are right at $5,000 per year for a home with DIRECT GULF ACCESS. The METAL ROOF is only 2 year old! The CIRCLE DRIVE and pool deck were installed in 2023. The Tiki Tide has a Florida SUN ROOM in addition to a sizeable office/den. Stepping into the master bath you will find a JETTED hottub and WALK IN SHOWER! Dual sliders lead out from the master onto the pool deck where you can enjoy an awesome TIKI HUT! This home is also equipped with a pool bath entrance. This OVERSIZED DEEP POOL comes HEATED with an upgraded 130k BTU Gulf Stream pool heater! The HUGE LIVING ROOM has so much NATURAL light from the 5 sliders, giving MULTIPLE ENTRANCES to the pool. Travelling down the CAPTAIN'S WALK to the COMPOSITE dock, you will find a top of the line BOAT LIFT with a CANOPY! With only a 5 MINUTE DRIVE to the river and NO BRIDGES! Electric, water, and lighting are all available at the dock. The kitchen has a BREAKFAST BAR and STAINLESS STEEL appliances that are only a couple years old. State of the art TRANE AC system! The garage has a built in CAR LIFT and air compressor - perfect for automotive enthusiasts. With over 2200 ft.², this home can easily support 10+ guests! With over 1,000 sqft of decking around the pool, this home is perfect hosting guests and/or parties. Please check confidential remarks for additional rental information.

2031 Cornwallis Parkway, Cape Coral
1114 SE 21st Terrace, Cape Coral
$599,000
3 Beds ⋅ 2 Baths ⋅ 2026041984 MLS
Amazing Gulf Access home NOT in a Flood Zone !! Enjoy waterfront living in this gorgeous 3-bedroom, 2-bathroom Gulf-access canal home with a 2-car garage! The beautiful eat-in kitchen features granite countertops, stainless steel appliances, and a breakfast bar. Tile flooring throughout the main living areas and laminate flooring in the bedrooms complete the interior. Formal dining area, Inviting living room with wall to wall pocket sliders that opens up to an expansive 45 x 21 enclosed lanai with a 10 x 37 under-roof area provides ample space for entertaining, outdoor dining, and relaxing in the portable spa. Boating enthusiasts will appreciate the covered 8,000-pound boat lift, composite dock, and captain’s walk. A separate concrete cantilever dock offers the perfect spot to unwind and enjoy evenings by the water. With plenty of room to add a pool, Lush well maintained lawn and sprinkler system. this incredible property is ready for you to create your own waterfront retreat! New Roof 2021, New Electrical Panel 2025 , Great extra features include a updated Mana bloc Plumbing system.

1114 SE 21st Terrace, Cape Coral
1416 SW 49th Terrace, Cape Coral
$999,000
3 Beds ⋅ 2 Baths ⋅ 2026041228 MLS
Welcome to this gorgeous luxury waterfront home in highly desirable SW Cape Coral, perfectly situated on a beautiful, quiet street with Gulf access and an exceptional boating lifestyle. This spacious 3-bedroom, den, 2-full-bath residence offers an impressive combination of comfort, style, and outdoor living. Boaters will appreciate the direct Gulf access, with less than 15 minutes to open water. The beautifully redone boat dock, completed in 2025, features a boat slip and 16,000 LB boatlift, along with a charming dockside sitting area — the perfect place to relax and enjoy the waterfront setting. A paver sidewalk leads from the home to the dock, complementing the paver driveway and additional sidewalk, while lush, mature landscaping creates a private and inviting setting. Inside, the home offers a spacious and thoughtfully designed layout with tile flooring throughout most of the main living areas and Luxury Vinyl Plank flooring in the remaining spaces. The primary suite is a true retreat, featuring a luxurious bath with dual vanities, a relaxing Jacuzzi tub, and a separate shower. Enjoy year-round Florida living in the large lanai, ideal for entertaining, dining, or simply taking in the beautiful surroundings. An outdoor shower adds convenience after a day on the boat or in the water. Recent updates include a newer A/C system, water heater, and appliances, providing added peace of mind. From the beautifully maintained landscaping and upgraded dock to the spacious lanai and luxurious interior, this exceptional home captures the best of the SW Cape Coral waterfront lifestyle. A beautiful home in a beautiful location — bring your boat and enjoy the Gulf Coast lifestyle!

1416 SW 49th Terrace, Cape Coral
2306 SE 8th Street, Cape Coral
$379,900
3 Beds ⋅ 2 Baths ⋅ 226036349 MLS
Desirable freshwater pool home located in SE Cape Coral's highly sought-after Lake Manitoba area. This 3-bedroom, 2-bathroom residence has 1,716 square feet of living space and features a stunning, direct freshwater canal basin view. Step out onto the expansive lanai to enjoy a southern-exposure pool complete with a full screen enclosure and a newer pool heater, supporting year-round outdoor living. Major structural updates provide peace of mind, including a 4-year-old roof, 5-year-old A/C unit, and a 3-year-old water heater. Best of all, city water, sewer, and irrigation assessments are 100% fully paid. Property is being sold As-Is.

2306 SE 8th Street, Cape Coral
no property photo
$369,000
3 Beds ⋅ 3 Baths ⋅ 226036318 MLS
Rare opportunity to personalize the decor of this large two-story 2922 square foot residence situated on a 0.23-acre lot in a tranquil, family-friendly residential enclave. Open-concept first floor featuring spacious living room, family room, kitchen and dining areas with seamless flow. Bright and inviting living room with neutral paint, upgraded wood-look tile flooring and abundant natural light from large windows. Dining and family areas feature sliders leading to the screened lanai. Formal entry with staircase to second floor. Kitchen showcases stainless steel appliances, soft-close cabinetry, generous center island with additional storage and casual seating, and walk-in pantry. Enjoy outdoor Florida living from the covered, screened lanai overlooking a spacious backyard with room to create your own outdoor retreat. Second floor presents three bedrooms including primary suite with en suite bath featuring vanity, oversized garden tub, separate glass-enclosed shower, and large walk-in closet. Additional bedrooms share a full bathroom and include closet storage. Adjoining loft / family room provides a versatile retreat as a media lounge, playroom, or home office, separate from sleeping areas. Interior appointments include upgraded flooring, decorative lighting, and interior laundry area with washer/dryer hookups. Additional highlights include two-car attached garage with automatic door opener and driveway parking, enhanced storm protection, replacement shingle roof (May 2023), updated air conditioner and water heater, fresh interior paint. One or more photos have been virtually staged and/or AI-rendered. Renderings are artist concepts for illustration only and may show finishes not included. Year built 2007 per county records; square footage and lot size per county records. Buyer to verify all information, measurements, and features.

1156 NW 1st Avenue, Cape Coral
no property photo
$899,000
4 Beds ⋅ 3 Baths ⋅ 2026042195 MLS
Walking distance to Cape Harbour Marina! This 2023 newer construction showcase home boasts 4 BEDS, 3 BATHS, and a 3 CAR GARAGE. SOUTHERN EXPOSURE OVER THE POOL/PATIO WITH CASCADING WATERFALL OVER THE OUTDOOR KITCHEN/BAR providing natural light all day. The front façade showcases timeless Florida coastal design. Open living concept featuring a gourmet kitchen with custom cabinets and stunning Calacatta ultra-light quartz countertops. The kitchen is equipped with premium appliance package. Separate wine/coffee bar with wine fridge. Electric fireplace in living room. Loaded with custom trim and mouldings. 90-degree sliders make the transition from indoor to outdoor living seamless. Home features hurricane impact windows and entry door. The attention to detail in this home is remarkable. Frameless barn door showers in all guest bathrooms add a touch of modern elegance. Designer light fixtures, board and batten accents, and shiplap details make this home unique. Italian porcelain matte tile throughout. Insulated garage doors. Step outside into your own private oasis. The custom pool complete with breathtaking waterfall, splash pad, sun shelf for lounging, and a 8/person spill over spa. Cabana features a bar and full outdoor kitchen. Royal leather pavers throughout the lanai. Make this one your home or take advantage of the booming vacation rental market and turn this property into a profitable venture. Extremely successful vacation rental, owner is sad to see it go! Make this yours before the winter. 8 Ft Elevation, Never any flooding or hurricane damage.

1708 SW 54th Street, Cape Coral
1318 NE 2nd Avenue, Cape Coral
$349,000
3 Beds ⋅ 2 Baths ⋅ 2026042070 MLS
SELLER FINANCING AVAILABLE + ALL ASSESSMENTS IN AND PAID IN FULL! Take advantage of an exceptional opportunity to own a BRAND-NEW 2026-BUILT HOME in Cape Coral without the burden of outstanding utility assessments. This beautifully finished 3-bedroom, 2-bath home combines modern construction, a bright open layout, and low-maintenance Florida living. Step inside to a spacious open-concept living and dining area with soaring ceilings, abundant natural light, and tile flooring throughout. The kitchen opens directly to the main living space and features crisp white cabinetry, stainless steel appliances, generous counter space, and a large island perfect for casual dining, entertaining, or additional prep space. The primary suite offers a comfortable private retreat with a spacious bath featuring dual sinks, a large vanity, and tiled walk-in shower. Two additional bedrooms provide flexibility for family, guests, or a home office, while the guest bath features a tiled tub/shower combination. A dedicated interior laundry area adds everyday convenience. Built with Florida living in mind, the home features IMPACT-RESISTANT WINDOWS AND DOORS, providing added protection, security, and energy efficiency without the hassle of installing storm shutters. Enjoy the outdoors from the covered screened lanai, with plenty of backyard space to create your own private Florida retreat. With 2026 construction, impact windows and doors, ALL ASSESSMENTS ALREADY IN AND PAID IN FULL, and SELLER FINANCING AVAILABLE, this home offers an outstanding combination of value, convenience, and peace of mind. Move into a brand-new Cape Coral home and enjoy the benefits from day one!

1318 NE 2nd Avenue, Cape Coral
no property photo
$420,000
4 Beds ⋅ 3 Baths ⋅ 2026042307 MLS
Beautiful Lot home, make it yours now! Bright and spacious property in a prime location, offering a peaceful residential setting with quick access to green areas and outdoor recreation. Discover this stunning, move-in-ready new construction home offering 1904 sq ft of living area located in the fastest-growing area of Cape Coral. Featuring a sleek contemporary layout with 10-foot ceilings and elegant tile flooring throughout, this residence boasts 4 spacious bedrooms and 3 stylish bathrooms. Enjoy a gourmet kitchen with white cabinetry, quartz countertops in both the kitchen and bathrooms, and stainless steel appliances. Bathrooms feature frameless glass-enclosed showers/bathtubs, adding a luxurious touch. A washer and dryer are also included for your convenience. The open floor plan seamlessly connects living, dining, and kitchen areas, while the private backyard offers a peaceful retreat. Built with Stem Wall foundation for enhanced elevation and structural strength, this home also features impact-resistant windows and doors, automatic garage door, irrigation system, and high-end finishes throughout. This property is ideal for families, snowbirds, or investors. Plus, it includes a builder’s warranty 2-years and 10-year structural coverage offering peace of mind for years to come. Don’t miss this incredible opportunity to own a high-quality home in a booming location!-WITH SHELVES, FILTER AND BLINDS

4121 NW 22nd Street, Cape Coral
no property photo
$379,000
3 Beds ⋅ 2 Baths ⋅ 2026042276 MLS
Beautifully positioned on a corner lot, this 3-bedroom, 2-bath home with a 2-car garage offers a flexible layout and a convenient Cape Coral location. In addition to the three bedrooms, the home features two versatile bonus spaces that can be used as home offices, a formal dining room, media room, playroom, or additional flex space to suit your needs. The property is located just minutes from Cape Coral’s sports and recreation facilities and offers convenient access to schools, shopping, dining, marinas, and the growing Pine Island Road corridor. With multiple living and work-from-home options, a functional floor plan, and easy access to everyday amenities, this home offers plenty of flexibility for a variety of lifestyles.

1300 SW 22nd Avenue, Cape Coral
no property photo
$389,500
3 Beds ⋅ 2 Baths ⋅ 2026042007 MLS
Escape to your own private Tropical Oasis in Cape Coral’s highly desirable Gold Coast Estates neighborhood! This inviting pool home features an open, split-bedroom floor plan with a spacious Great Room connecting to the kitchen, dining area, and breakfast nook. Views of the screened lanai and lush backyard bring the tropical setting into everyday living. Step outside to enjoy a heated pool with sought-after southern exposure, a covered lanai perfect for relaxing or entertaining, and a beautifully landscaped backyard enclosed by a privacy fence. Whether enjoying your morning coffee or unwinding poolside, this outdoor retreat captures the Southwest Florida lifestyle. Major updates include a New Washer in 2026, New Shingled Roof in 2023, a Whole-house Water Filtration System in 2023, HVAC replacement in 2019, nine impact-resistant windows and three accordion shutters installed in 2016, a garage door replaced in 2014, and a complete plumbing repipe in 2006. Whether your looking for your Florida Homestead, a Seasonal Escape or a money-producing investment, You'll want to grab this slice of Paradise before someone else does! Schedule your Private Tour TODAY!

2240 SE 27th Terrace, Cape Coral
1724 SW 51st Terrace, Cape Coral
$405,000
3 Beds ⋅ 2 Baths ⋅ 2026042231 MLS
Beautifully updated pool home in highly desirable Southwest Cape Coral—truly move-in ready and perfectly suited for enjoying the Florida lifestyle! This bright and inviting 3-bedroom, 2-bathroom home has been thoughtfully refreshed and updated inside and out. Major improvements include a new roof and new lanai, both installed in 2024, providing added comfort and peace of mind for years to come. The kitchen is a standout feature, offering beautiful granite countertops, stainless-steel appliances, and a spacious pantry. Consistent vinyl flooring flows throughout the kitchen, living area, hallway, and bedrooms, creating a bright, cohesive, and open feel while providing a fresh and low-maintenance finish. All three bedrooms feature ceiling fans for added comfort and airflow. Step outside and enjoy your private pool area, perfect for relaxing, entertaining, and taking full advantage of the year-round Southwest Florida sunshine. The home is located on a beautiful street lined with majestic royal palm trees, creating a welcoming and picturesque drive home. You'll also be conveniently close to the popular Cape Harbour entertainment district, with shopping, dining, and entertainment nearby. This wonderful home combines modern updates, comfort, location, and the best of the Southwest Florida lifestyle. Everything you've been looking for is right here—just move in and enjoy!

1724 SW 51st Terrace, Cape Coral
3801 SE 10th Avenue, Cape Coral
$249,900
2 Beds ⋅ 2 Baths ⋅ 2026041986 MLS
THIS IS A SHORT SALE AND SUBJECT TO THE SELLER'S LENDERS APPROVAL. This nicely updated 2-bedroom, 2-bath single-family home offers 1,126 square feet of comfortable living space in a well-established Cape Coral neighborhood. Built in 1976, the home has been refreshed with modern finishes, including an updated kitchen and bathrooms, newer flooring throughout with no carpet, and other thoughtful improvements that give the home a clean, updated feel. The home also features a one-car garage and a fenced yard with a covered screened lanai, providing a nice space to enjoy the outdoors. Conveniently located near local restaurants, public parks and downtown Cape Coral, with shopping and everyday conveniences close by. A great opportunity to own an updated home in an established neighborhood and make it your own.

3801 SE 10th Avenue, Cape Coral
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