Port Charlotte Homes under $1.25 million

Port Charlotte Homes under $1.25 million

Welcome to Port Charlotte, Florida – a hidden gem nestled in the heart of Charlotte County! This vibrant community offers a perfect blend of serene coastal living and modern conveniences, making it an ideal destination for families, retirees, and everyone in between. With its picturesque waterways, lush parks, and friendly atmosphere, Port Charlotte is a place where you can truly feel at home.

One of the most appealing aspects of Port Charlotte is its diverse selection of homes available for under $1.25 million. Whether you’re seeking a charming single-family home, a contemporary waterfront property, or a cozy retreat, Port Charlotte has something to suit every taste and budget. Many of these homes boast stunning features such as spacious open floor plans, updated kitchens, and private outdoor spaces perfect for soaking up the Florida sun.

Living in Port Charlotte means enjoying a laid-back lifestyle with access to a variety of recreational activities. Explore the beautiful Charlotte Harbor, where you can indulge in boating, fishing, and kayaking, or take a leisurely stroll through the many parks and nature preserves that dot the area. The community also offers excellent shopping, dining, and entertainment options, ensuring you’ll never run out of things to do.

With its affordable housing market and welcoming community spirit, Port Charlotte is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting Florida paradise today, and let Port Charlotte be the backdrop for your next chapter!

Newest Port Charlotte Homes under $1.25 million

14395 Aurella Circle, Port Charlotte
$559,000
4 Beds ⋅ 3 Baths ⋅ 2026041422 MLS
SELLER IS MOTIVATED! CLOSING COST ASSISTANCE AVAILABLE! Experience waterfront living at its finest in this stunning 2026 NEW CONSTRUCTION home with DIRECT GULF ACCESS and breathtaking wide-water canal views! Designed with luxury, comfort, and modern living in mind, this exceptional home features 4 bedrooms, 3 bathrooms, a 3-car garage, soaring ceilings, abundant natural light, and a spacious open-concept layout perfect for entertaining. The modern kitchen serves as the heart of the home, complemented by beautiful contemporary finishes throughout. The impressive primary suite offers a true private retreat with a spa-inspired bathroom, soaking tub, walk-in shower, and generous walk-in closet, plus direct access to the enclosed lanai overlooking the peaceful waterfront. Step outside and enjoy your private enclosed lanai and spectacular canal views, whether you're relaxing with your morning coffee or entertaining family and friends. Located in a quiet neighborhood while still convenient to shopping, dining, and everyday essentials, this property offers the perfect combination of waterfront lifestyle, modern luxury, privacy, and direct Gulf access. A rare opportunity to own a brand-new waterfront home

14395 Aurella Circle, Port Charlotte
23413 Peachland Boulevard, Port Charlotte
$269,900
3 Beds ⋅ 2 Baths ⋅ 2026041160 MLS
Welcome to 23413 Peachland Blvd, a well-maintained 3-bedroom, 2-bathroom home offering approximately 1,370 square feet of living space on a spacious 0.23-acre lot in Port Charlotte. The property is in good condition and move-in ready, providing comfortable living spaces and a functional floor plan. The generously sized lot offers ample outdoor space and flexibility for future use. Conveniently located near shopping, dining, schools, medical facilities, parks, and major roadways. Whether you're looking for a primary residence, seasonal home, or investment property, this property offers a great opportunity to enjoy the Southwest Florida lifestyle. Schedule your private showing today.

23413 Peachland Boulevard, Port Charlotte
168 Morgan Lane SE, Port Charlotte
$599,000
3 Beds ⋅ 2 Baths ⋅ 226035133 MLS
NO BRIDGES, DEEP-WATER SAILBOAT ACCESS and approximately 100 FEET OF WATERFRONT! This 3-bedroom, 2-bath Gulf-access home is tucked away on a quiet cul-de-sac and offers beautiful long water views, morning sunrises over the water, and quick access to open water. The open floor plan features a beautifully updated kitchen with custom cabinetry, custom lighting, wine refrigerator, pantry, and generous storage. A large laundry room and extra-long garage add everyday convenience. Outside, enjoy a circular driveway with porte-cochère, plus a concrete pad with hookups for your boat or RV. With no bridges, deep water, peaceful surroundings, and exceptional Gulf access, this home is ideal for buyers looking to enjoy the Southwest Florida boating lifestyle.

168 Morgan Lane SE, Port Charlotte
441 Tarpon Boulevard NW, Port Charlotte
$500,000
3 Beds ⋅ 2 Baths ⋅ 2026040868 MLS
Welcome to this turnkey furnished 3-bedroom, 2-bath waterfront retreat offering the Florida lifestyle you’ve been looking for! Just 15 minutes by boat to Charlotte Harbor, this home features a private dock with a 9,000-lb boat lift, making it easy to get out on the water and enjoy Southwest Florida boating and fishing.When you’re not on the boat, relax and enjoy your own saltwater pool and outdoor living space—perfect for soaking up the Florida sunshine or entertaining family and friends. Inside, the home is ready allowing you to start enjoying it from day one. Conveniently located close to shopping, dining, entertainment, and everything Port Charlotte has. This property provides plenty of possibilities. Make it your full-time Florida home, seasonal winter retreat, or vacation rental investment. Bring your boat, pack your bags, and start enjoying the Southwest Florida waterfront lifestyle!

441 Tarpon Boulevard NW, Port Charlotte
22482 Fortune Avenue, Port Charlotte
$349,900
4 Beds ⋅ 2 Baths ⋅ 226034629 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful new construction featuring 3 bedrooms, 3 bathrooms, plus a versatile den ideal for a home office, media room, or additional living space. Designed with modern finishes, a functional open layout, and comfortable living areas throughout. Enjoy the benefits of a brand-new home with contemporary design and no renovation needed. Schedule your private showing today!

22482 Fortune Avenue, Port Charlotte
20338 Xita Avenue, Port Charlotte
$179,900
3 Beds ⋅ 2 Baths ⋅ 2026040192 MLS
The property is located in an established residential area of East Port Charlotte with convenient access to local shopping, dining, schools, services, and major roadways. The neighborhood consists primarily of single-family residences and offers typical residential utility and appeal. The subject property has a functional 3-bedroom, 2-bathroom layout, approximately 1,681 square feet of living area, a 2-car garage, and a generously sized approximately 9,900-square-foot lot. The property has good potential for an owner-occupant or investor willing to complete the necessary repairs and updates.

20338 Xita Avenue, Port Charlotte
3006 Caring Way Unit 404, Port Charlotte
$104,900
2 Beds ⋅ 2 Baths ⋅ 2026040133 MLS
Welcome to this inviting 2-bedroom, 2-bathroom condo in Promenades West, offering comfortable living, plenty of natural light, and a convenient location in the heart of Port Charlotte. This 783-square-foot residence features an open living and dining area with sliding glass doors leading to a generously sized screened patio. The patio provides an enjoyable extension of the living space and allows plenty of natural light to fill the home. The kitchen is conveniently positioned just off the main living area and offers a practical layout for everyday living and entertaining. The split-bedroom floor plan provides privacy, with the primary suite featuring its own private bathroom and ample closet space. A second bedroom and full guest bath offer flexibility for guests, a home office, or additional living space. An in-unit washer and dryer add everyday convenience. Promenades West is a well-maintained community with desirable amenities including a community pool, clubhouse, tennis courts, pickleball, and bocce ball. The building offers secure entry and elevator access, making everyday living easy and convenient. Ideally located just minutes from shopping, dining, medical facilities, and downtown Punta Gorda, this condo offers a great opportunity for seasonal or year-round living. Whether you're looking for a low-maintenance Florida home or a place to enjoy the Southwest Florida lifestyle, this condo is ready to welcome you home. Schedule your private showing today!

3006 Caring Way Unit 404, Port Charlotte
21067 Gladis Avenue, Port Charlotte
$174,900
3 Beds ⋅ 1 Baths ⋅ 2026039863 MLS
Welcome home to this beautifully updated 3-bedroom, 1-bath single-family home nestled on a quiet street in Port Charlotte. Offering a rare combination of modern updates, a spacious fully privacy-fenced backyard, and no HOA restrictions, this home is move-in ready and designed for easy Florida living. The home features a fully renovated kitchen and bathroom, new plumbing, brand-new interior paint, a new A/C system, and all-new PGT impact windows for added peace of mind and protection. The kitchen offers a stylish, updated space for preparing meals and entertaining, while the convenient semi-enclosed indoor laundry area includes the washer and dryer. Step outside and discover a huge, fully privacy-fenced backyard with plenty of room for pets, entertaining, gardening, a pool, or simply enjoying the Florida sunshine. There's also no HOA, giving you the flexibility to park your boat or RV on the property. As an added bonus, the seller is offering a $2,500 credit toward your choice of exterior paint color, allowing you to put your own finishing touch on the home's exterior. Located just minutes from McGuire Park, shopping, restaurants, and the beautiful Gulf beaches, this home puts you close to everything Port Charlotte has to offer. No HOA. No flood insurance required. New A/C. New plumbing. All-new PGT impact windows. Updated kitchen and bath. Huge fenced backyard. Boat and RV parking permitted. This is an excellent opportunity to own an updated Florida home with the flexibility

21067 Gladis Avenue, Port Charlotte
23529 Dean Avenue, Port Charlotte
$594,999
3 Beds ⋅ 4 Baths ⋅ 2026039432 MLS
Welcome to your ultimate Florida lifestyle home! Located in the highly desirable Section 15 of Port Charlotte on an oversized corner lot, this pristine 3-bedroom, 3.5-bathroom pool home plus office/den (easily convertible into a 4th bedroom) offers the perfect blend of luxury, entertainment, and peace of mind. Situated in a meticulously maintained neighborhood where owners take pride in their properties, you enjoy an HOA-like aesthetic with zero HOA fees or restrictions. Spanning across oversized rooms, the interior showcases a beautifully remodeled kitchen equipped with high-end Z-Line appliances, elegant stone waterfall countertops, gold finishes, built in wine cooler, cooktop, and built in range hood. Functional indoor features include an expansive indoor laundry room with sink and custom built-in shelving in the primary walk-in closet. Step outside into your private screened oasis pool area with beautiful lighting and flowing fountain feature. Not to mention a remodeled pool bath with true oasis vibes, a 1-year-old pool heater, dedicated storage room, and brand-new lanai screens. The outdoor entertainment spaces excel with a custom putt-putt golf area, extensive stamped concrete patios, a reinforced stamped driveway extension, and custom patio and landscape lighting. Premium Upgrades & Mechanicals Roof & Gutters: New roof installed in 2023; new gutters added in 2024. HVAC Systems: Dual A/C air handlers (2020 and 2024), fully serviced in 2026. Energy & Comfort: High-efficiency UV tint on every single exterior window (excluding doors). Exterior & Landscape: Concrete curbing around the entire home, immaculate landscaping, and a brand-new garage door opener alongside a new garage screen. Storm & Power Readiness: Generator plug installed; complete set of new poly and aluminum hurricane shutters plus extras included. Storage & Toys: Dedicated fenced side-parking and storage area perfect for a boat, RV, or trailer. The Perfect Location. Enjoy quick access to the interstate for an easy commute while maintaining total backyard privacy. Boaters and beach lovers will thrive here. You are within 10 minutes of the nearest boat ramp and just 35 minutes away from world-class Gulf beaches. This home is completely turnkey, beautifully upgraded, and ready for you to live, entertain, and relax.

23529 Dean Avenue, Port Charlotte
18710 Van Nuys Circle, Port Charlotte
$320,000
3 Beds ⋅ 2 Baths ⋅ 2026039292 MLS
Best opportunity on Saltwater SAILBOAT waterway!!! Live the Florida lifestyle with this 3 Bedroom, 2 Bath, Split Floor Plan on a sailboat accessible canal to the Peace River. NO HOA! Bring all your toys... RV and BOAT parking... Floating dock... 2 car garage... 10 x 18 Storage/workshop with electric. Enter the home through the screened lanai into the Living room with Vaulted Ceilings, ceramic tile in the main living area. Updated kitchen with pass-thru window to the screened lanai... great for cookouts. Master bedroom has new laminate flooring, walk-in closet and ensuite bathroom with walk-in shower. The split floor plan offers 2 additional bedrooms with laminate flooring and a guest bath with tub. Enjoy the large gazebo where you can grill, dine and just enjoy the water view. Or enjoy the water views from the workshop deck overlooking the waterway. New Roof, New impact windows and Newer water heater, AC, Dishwasher, washer and dryer. Do you like gardening or fishing, there is a space for you to do either or both. THIS HOME IS BEST VALUE IN THE AREA FOR SAILBOAT WATERFRONT and is 95% TURNKEY FURNISHED. Call for your private showing now, this will not last

18710 Van Nuys Circle, Port Charlotte
1501 Lovett Street, Port Charlotte
$358,000
3 Beds ⋅ 2 Baths ⋅ 2026039046 MLS
Welcome to this beautiful new-construction home in Port Charlotte, located in a growing and developing area. This thoughtfully designed residence features 3 bedrooms, 2 full bathrooms, and a versatile office that can easily serve as a home workspace, study, or flex room. The open-concept layout creates a comfortable flow between the living, dining, and kitchen areas, making the home ideal for everyday living and entertaining. The kitchen features stainless steel appliances, while impact windows provide added protection and peace of mind. Enjoy the benefits of a brand-new home with modern finishes, fresh construction, and a functional floor plan designed for today’s lifestyle. Conveniently located in the Port Charlotte area with access to shopping, dining, recreation, and local amenities. Don’t miss the opportunity to make this new home yours!

1501 Lovett Street, Port Charlotte
21229 Peachland Boulevard, Port Charlotte
$259,900
3 Beds ⋅ 2 Baths ⋅ 2026037663 MLS
Welcome to this spacious 3-bedroom, 3-bath home featuring two versatile flex rooms, offering plenty of space for a home office, playroom, gym, guest room, or additional living area. One of the flex rooms may also offer the new owner the opportunity to create an additional source of income. This property has been partially remodeled and showcases several recent upgrades, including beautiful new white gloss porcelain tile flooring, fresh interior paint, new interior doors, and new baseboards and casing throughout the home. Two of the bathrooms have also been updated with new vanities. The renovated kitchen features new cabinetry, quartz countertops, and a new Samsung stainless steel appliance package, creating a clean and modern space for everyday living and entertaining. Major improvements provide additional peace of mind, with the A/C system replaced in June 2026 and a new roof installed in August 2026. Situated on a generous 0.24-acre lot, the property offers ample outdoor space with plenty of room to add a future pool and create your own private backyard retreat. With its flexible floor plan, recent updates, potential income-producing space, and important major-system improvements, this home offers a great combination of space, functionality, and opportunity. Schedule your private showing today!

21229 Peachland Boulevard, Port Charlotte
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