Port Charlotte Homes under $500,000

Port Charlotte Homes under $500,000

Welcome to Port Charlotte, Florida – a hidden gem nestled in the heart of Charlotte County! This vibrant community is renowned for its picturesque landscapes, friendly atmosphere, and a wealth of recreational opportunities that cater to families, retirees, and everyone in between. With its stunning waterfront views, lush parks, and an array of dining and shopping options, Port Charlotte offers a lifestyle that perfectly balances relaxation and adventure.

One of the most appealing aspects of Port Charlotte is its diverse range of homes available for under $500,000. Whether you're a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you'll find a variety of charming properties that fit your budget. From cozy single-family homes to modern townhouses, there’s something for everyone. Many homes feature spacious layouts, inviting backyards, and access to the area's beautiful waterways, making it easy to enjoy Florida's outdoor lifestyle.

Port Charlotte is also conveniently located near stunning Gulf Coast beaches, providing endless opportunities for sunbathing, fishing, and boating. The community is well-equipped with essential amenities, including schools, healthcare facilities, and shopping centers, ensuring that residents have everything they need right at their fingertips.

With its affordable housing options and vibrant community spirit, Port Charlotte is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting Florida locale, where the warm sun and welcoming neighbors await you!

Newest Port Charlotte Homes under $500,000

23381 Peachland Boulevard, Port Charlotte
$349,900
3 Beds ⋅ 3 Baths ⋅ 2026041765 MLS
YOUR FLORIDA POOL HOME AWAITS! Discover the perfect blend of comfort, character and Florida living in this inviting 3-bedroom, 2.5-bath pool home. The spacious open-concept floor plan is ideal for entertaining, while the wood-burning fireplace creates a warm and welcoming atmosphere. Retreat to the primary suite and unwind in the jetted soaking tub, or step outside to your private pool and enjoy year-round Florida sunshine. Ideally located in an established neighborhood, community park close by, with convenient access to I-75, shopping, dining and everyday amenities. Whether you're searching for a full-time residence or your Florida getaway, this home is ready to impress. Schedule your private showing today!

23381 Peachland Boulevard, Port Charlotte
12086 Chamberlain Boulevard, Port Charlotte
$389,000
3 Beds ⋅ 2 Baths ⋅ 226035533 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to this beautiful new construction home featuring a bright, open-concept floor plan with soaring ceilings and tile flooring throughout. The modern kitchen is equipped with quartz countertops, stainless steel appliances, and ample cabinetry—perfect for everyday living and entertaining. Ceiling fans in key living areas provide added comfort, while the versatile den offers the ideal space for a home office, guest room, or flex area. Situated on an oversized corner lot, the property offers excellent curb appeal and additional outdoor space. Conveniently located approximately 20 minutes from Manasota Key Beach and just minutes from shopping, dining, golf courses, schools, and everyday conveniences. Seller is offering up to $10,000 toward the buyer’s closing costs with an acceptable offer. Show less

12086 Chamberlain Boulevard, Port Charlotte
23413 Peachland Boulevard, Port Charlotte
$269,900
3 Beds ⋅ 2 Baths ⋅ 2026041160 MLS
Welcome to 23413 Peachland Blvd, a well-maintained 3-bedroom, 2-bathroom home offering approximately 1,370 square feet of living space on a spacious 0.23-acre lot in Port Charlotte. The property is in good condition and move-in ready, providing comfortable living spaces and a functional floor plan. The generously sized lot offers ample outdoor space and flexibility for future use. Conveniently located near shopping, dining, schools, medical facilities, parks, and major roadways. Whether you're looking for a primary residence, seasonal home, or investment property, this property offers a great opportunity to enjoy the Southwest Florida lifestyle. Schedule your private showing today.

23413 Peachland Boulevard, Port Charlotte
441 Tarpon Boulevard NW, Port Charlotte
$500,000
3 Beds ⋅ 2 Baths ⋅ 2026040868 MLS
Welcome to this turnkey furnished 3-bedroom, 2-bath waterfront retreat offering the Florida lifestyle you’ve been looking for! Just 15 minutes by boat to Charlotte Harbor, this home features a private dock with a 9,000-lb boat lift, making it easy to get out on the water and enjoy Southwest Florida boating and fishing.When you’re not on the boat, relax and enjoy your own saltwater pool and outdoor living space—perfect for soaking up the Florida sunshine or entertaining family and friends. Inside, the home is ready allowing you to start enjoying it from day one. Conveniently located close to shopping, dining, entertainment, and everything Port Charlotte has. This property provides plenty of possibilities. Make it your full-time Florida home, seasonal winter retreat, or vacation rental investment. Bring your boat, pack your bags, and start enjoying the Southwest Florida waterfront lifestyle!

441 Tarpon Boulevard NW, Port Charlotte
22482 Fortune Avenue, Port Charlotte
$349,900
4 Beds ⋅ 2 Baths ⋅ 226034629 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful new construction featuring 3 bedrooms, 3 bathrooms, plus a versatile den ideal for a home office, media room, or additional living space. Designed with modern finishes, a functional open layout, and comfortable living areas throughout. Enjoy the benefits of a brand-new home with contemporary design and no renovation needed. Schedule your private showing today!

22482 Fortune Avenue, Port Charlotte
20338 Xita Avenue, Port Charlotte
$179,900
3 Beds ⋅ 2 Baths ⋅ 2026040192 MLS
The property is located in an established residential area of East Port Charlotte with convenient access to local shopping, dining, schools, services, and major roadways. The neighborhood consists primarily of single-family residences and offers typical residential utility and appeal. The subject property has a functional 3-bedroom, 2-bathroom layout, approximately 1,681 square feet of living area, a 2-car garage, and a generously sized approximately 9,900-square-foot lot. The property has good potential for an owner-occupant or investor willing to complete the necessary repairs and updates.

20338 Xita Avenue, Port Charlotte
3006 Caring Way Unit 404, Port Charlotte
$99,900
2 Beds ⋅ 2 Baths ⋅ 2026040133 MLS
Welcome to this inviting 2-bedroom, 2-bathroom condo in Promenades West, offering comfortable living, plenty of natural light, and a convenient location in the heart of Port Charlotte. This 783-square-foot residence features an open living and dining area with sliding glass doors leading to a generously sized screened patio. The patio provides an enjoyable extension of the living space and allows plenty of natural light to fill the home. The kitchen is conveniently positioned just off the main living area and offers a practical layout for everyday living and entertaining. The split-bedroom floor plan provides privacy, with the primary suite featuring its own private bathroom and ample closet space. A second bedroom and full guest bath offer flexibility for guests, a home office, or additional living space. An in-unit washer and dryer add everyday convenience. Promenades West is a well-maintained community with desirable amenities including a community pool, clubhouse, tennis courts, pickleball, and bocce ball. The building offers secure entry and elevator access, making everyday living easy and convenient. Ideally located just minutes from shopping, dining, medical facilities, and downtown Punta Gorda, this condo offers a great opportunity for seasonal or year-round living. Whether you're looking for a low-maintenance Florida home or a place to enjoy the Southwest Florida lifestyle, this condo is ready to welcome you home. Schedule your private showing today!

3006 Caring Way Unit 404, Port Charlotte
21067 Gladis Avenue, Port Charlotte
$174,900
3 Beds ⋅ 1 Baths ⋅ 2026039863 MLS
Welcome home to this beautifully updated 3-bedroom, 1-bath single-family home nestled on a quiet street in Port Charlotte. Offering a rare combination of modern updates, a spacious fully privacy-fenced backyard, and no HOA restrictions, this home is move-in ready and designed for easy Florida living. The home features a fully renovated kitchen and bathroom, new plumbing, brand-new interior paint, a new A/C system, and all-new PGT impact windows for added peace of mind and protection. The kitchen offers a stylish, updated space for preparing meals and entertaining, while the convenient semi-enclosed indoor laundry area includes the washer and dryer. Step outside and discover a huge, fully privacy-fenced backyard with plenty of room for pets, entertaining, gardening, a pool, or simply enjoying the Florida sunshine. There's also no HOA, giving you the flexibility to park your boat or RV on the property. As an added bonus, the seller is offering a $2,500 credit toward your choice of exterior paint color, allowing you to put your own finishing touch on the home's exterior. Located just minutes from McGuire Park, shopping, restaurants, and the beautiful Gulf beaches, this home puts you close to everything Port Charlotte has to offer. No HOA. No flood insurance required. New A/C. New plumbing. All-new PGT impact windows. Updated kitchen and bath. Huge fenced backyard. Boat and RV parking permitted. This is an excellent opportunity to own an updated Florida home with the flexibility

21067 Gladis Avenue, Port Charlotte
18710 Van Nuys Circle, Port Charlotte
$320,000
3 Beds ⋅ 2 Baths ⋅ 2026039292 MLS
Best opportunity on Saltwater SAILBOAT waterway!!! Live the Florida lifestyle with this 3 Bedroom, 2 Bath, Split Floor Plan on a sailboat accessible canal to the Peace River. NO HOA! Bring all your toys... RV and BOAT parking... Floating dock... 2 car garage... 10 x 18 Storage/workshop with electric. Enter the home through the screened lanai into the Living room with Vaulted Ceilings, ceramic tile in the main living area. Updated kitchen with pass-thru window to the screened lanai... great for cookouts. Master bedroom has new laminate flooring, walk-in closet and ensuite bathroom with walk-in shower. The split floor plan offers 2 additional bedrooms with laminate flooring and a guest bath with tub. Enjoy the large gazebo where you can grill, dine and just enjoy the water view. Or enjoy the water views from the workshop deck overlooking the waterway. New Roof, New impact windows and Newer water heater, AC, Dishwasher, washer and dryer. Do you like gardening or fishing, there is a space for you to do either or both. THIS HOME IS BEST VALUE IN THE AREA FOR SAILBOAT WATERFRONT and is 95% TURNKEY FURNISHED. Call for your private showing now, this will not last

18710 Van Nuys Circle, Port Charlotte
1501 Lovett Street, Port Charlotte
$358,000
3 Beds ⋅ 2 Baths ⋅ 2026039046 MLS
Welcome to this beautiful new-construction home in Port Charlotte, located in a growing and developing area. This thoughtfully designed residence features 3 bedrooms, 2 full bathrooms, and a versatile office that can easily serve as a home workspace, study, or flex room. The open-concept layout creates a comfortable flow between the living, dining, and kitchen areas, making the home ideal for everyday living and entertaining. The kitchen features stainless steel appliances, while impact windows provide added protection and peace of mind. Enjoy the benefits of a brand-new home with modern finishes, fresh construction, and a functional floor plan designed for today’s lifestyle. Conveniently located in the Port Charlotte area with access to shopping, dining, recreation, and local amenities. Don’t miss the opportunity to make this new home yours!

1501 Lovett Street, Port Charlotte
21229 Peachland Boulevard, Port Charlotte
$259,900
3 Beds ⋅ 2 Baths ⋅ 2026037663 MLS
Welcome to this spacious 3-bedroom, 3-bath home featuring two versatile flex rooms, offering plenty of space for a home office, playroom, gym, guest room, or additional living area. One of the flex rooms may also offer the new owner the opportunity to create an additional source of income. This property has been partially remodeled and showcases several recent upgrades, including beautiful new white gloss porcelain tile flooring, fresh interior paint, new interior doors, and new baseboards and casing throughout the home. Two of the bathrooms have also been updated with new vanities. The renovated kitchen features new cabinetry, quartz countertops, and a new Samsung stainless steel appliance package, creating a clean and modern space for everyday living and entertaining. Major improvements provide additional peace of mind, with the A/C system replaced in June 2026 and a new roof installed in August 2026. Situated on a generous 0.24-acre lot, the property offers ample outdoor space with plenty of room to add a future pool and create your own private backyard retreat. With its flexible floor plan, recent updates, potential income-producing space, and important major-system improvements, this home offers a great combination of space, functionality, and opportunity. Schedule your private showing today!

21229 Peachland Boulevard, Port Charlotte
7095 Beardsley Street, Englewood
$399,000
3 Beds ⋅ 2 Baths ⋅ 2026037655 MLS
**$10,000 TOWARD BUYER’S CLOSING COSTS!** Move-in ready and beautifully updated! This **3-bedroom, 2-bathroom Englewood home** combines modern upgrades, privacy, and the Florida lifestyle you’ve been looking for. Step inside to a **completely updated kitchen** featuring new cabinets, gorgeous granite countertops, and new appliances. Enjoy the comfort of a **new HVAC system and new ceiling fans**, plus a **new privacy fence** surrounding the spacious backyard. And there’s more—the backyard has **plenty of room for a pool**, giving you the opportunity to create your own private Florida oasis. Located in a **peaceful neighborhood near Englewood’s beautiful Gulf beaches**, shopping, restaurants, boating, and outdoor recreation. **BONUS: Seller is offering $10,000 toward buyer’s closing costs!** Updated. Private. Close to the beach. Ready for its new owner.

7095 Beardsley Street, Englewood
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