St James City Homes under $350,000

St James City Homes under $350,000

Welcome to St. James City, a hidden gem nestled on Pine Island in Lee County, Florida. Known for its picturesque landscapes and laid-back atmosphere, this charming community is surrounded by the tranquil waters of the Gulf of Mexico, making it a paradise for nature lovers and outdoor enthusiasts alike. With its lush mangroves, abundant wildlife, and stunning sunsets, St. James City offers a serene escape from the hustle and bustle of city life, while still providing easy access to all the amenities you need.

For those seeking an affordable slice of paradise, St. James City boasts a variety of homes under $350,000. Whether you’re looking for a cozy bungalow, a waterfront retreat, or a charming cottage, there’s something for everyone in this welcoming community. These homes not only offer great value but also provide an opportunity to immerse yourself in the vibrant local culture, with nearby markets, restaurants, and recreational activities just a stone's throw away.

Imagine waking up to the sound of gentle waves and the sight of palm trees swaying in the breeze. With plenty of options available, you can find the perfect home to fit your lifestyle and budget. From fishing and boating to exploring the scenic trails of Pine Island, St. James City is the ideal destination for those looking to embrace the Florida lifestyle without breaking the bank. Come discover the beauty and charm of St. James City, where your dream home awaits!

Newest St James City Homes under $350,000

7126 Ladyfish Drive, St James City
$122,000
2 Beds ⋅ 2 Baths ⋅ 2026041367 MLS
iMMACULATE 2/2 home in beautiful Pine Island Cove 55 + community. Pine Island Cove community has a heated salt water pool, spa, picnic area, boat & Rv storage, club house, dog park, private boat ramp with Gulf access. In just a few minutes you are out some of the best fishing in SW Florida. There is lot of activities like pickle ball, bocced ball and clubs for everyone. You own your land and the HOA fee is only $160.00 per month. This home has a new roof in 2019, new vinal floor, and has a large Florida room 11x20 with new free standing air conditioner. This home can be your forever home , winter home or a rental. It is located near to all activities on the island. Move in ready and very nice.

7126 Ladyfish Drive, St James City
5029 Gulfgate Lane, St James City
$215,000
2 Beds ⋅ 2 Baths ⋅ 2026040907 MLS
Beautifully maintained home in a 55+ community. Immaculately kept and many updates includes but not limited to new asphalt shingle roof, new AC/heat, water heater, washer/dryer, 6 panel doors through out, whole house generator wired direct to panel, propane, key start and includes 2 100 gallon tanks, new range/oven, dishwasher and refrigerator. A must see private back yard with tiki hut for grilling. Private deck with fire pit. Sliders in both bedrooms to access back yard. Gated storage for your boats, RVs and any other toys. Private boat ramp with parking for your vehicle and trailer, water for cleaning it, canal is Gulf access. Front Florida room can be used for home office or extra sleeping area for guests. Back lanai has vinyl roll down windows over screens and the room has a free standing AC unit to keep it climate user friendly. Large closets and plenty of storage.

5029 Gulfgate Lane, St James City
3913 Dewberry Lane, St James City
$300,000
2 Beds ⋅ 2 Baths ⋅ 2026040545 MLS
BOATER’S PARADISE! Welcome to this beautifully renovated waterfront home featuring approximately 50 feet of seawall on a wide, deep canal with NO fixed bridges, offering easy access for larger boats and even accommodating a sailboat. Enjoy convenient boating access to some of Southwest Florida’s most beautiful destinations, including Sanibel, Captiva, Cayo Costa, and North Captiva. This property has been fully renovated with a new roof, new electrical, new plumbing, new flooring, and beautifully tiled bathrooms. Both bathrooms feature showers, and the primary suite offers a spacious walk-in closet. With NO HOA, NO age restrictions, and NO rental restrictions, this property offers exceptional flexibility for both personal use and investment. Whether you’re looking for a waterfront getaway, full-time residence, or investment property, this home offers the perfect combination of boating access, modern updates, and freedom. PID 02-46-22-20-0000D-0310

3913 Dewberry Lane, St James City
3628 Tropical Point Drive, St James City
$325,000
3 Beds ⋅ 2 Baths ⋅ 2026039607 MLS
Welcome to island living in St. James City on Pine Island, Florida! This remodeled 3-bedroom, 2-bath Pine Island home sits on an oversized lot with plenty of room for your boat, trailer, RV, recreational toys, workshop, or hobby space. Inside, you'll find an updated open layout and kitchen featuring thyme-colored all-wood cabinetry and butcher block countertops. Additional features include a red metal roof and manually operated hurricane shutters. The oversized property is a standout for buyers looking for extra outdoor space and room to enjoy the Southwest Florida lifestyle. Bring the boat, kayaks, fishing gear, and toys - there's room for it all. Located just minutes from Tropical Point Park in St. James City, where you can launch a kayak, fish, picnic, enjoy the small beach area, or catch a beautiful Pine Island sunset. You'll also be convenient to local restaurants, marinas, boating, fishing, and everything Pine Island has to offer. If you've been searching for a home in St. James City with an oversized lot, room for your boat or RV, and easy access to the Pine Island lifestyle, this one checks the boxes. Come enjoy island time!

3628 Tropical Point Drive, St James City
7334 Drum Drive, St James City
$159,000
2 Beds ⋅ 2 Baths ⋅ 2026038740 MLS
This 55+ Pine Island 2010 home offers a great room, open-concept kitchen floor plan with 2 bedrooms, one with a private entrance out to the canal. The floors are all new "wood-like" for easy cleaning. The lawn is maintenance-free for more time to relax or join in a community activity. Pine Island Cove community offers boating access via the community boat ramp for quick, easy access to the Gulf of Mexico, Intracoastal, Pine Island Sound, and Outer Islands all within minutes, with no locks or bridges. Enjoy boating to the beaches you can only get to by boat, watching the sunsets over the Gulf, and fishing in some of the best spots in SW Florida. A few of the community activities include: bocce ball, pickleball, large pool, spa, clubhouse with kitchen, dance floor, party and fitness rooms, plus boat/RV storage for $50/year and $100/year if you need electric, a large pavilion for social events and cookouts, and a large fishing lake. This home is located in the heart of the amenities! Make your appointment now and enjoy spending the winter with friends in the sun, rather than shoveling snow!

7334 Drum Drive, St James City
3680 Mango Street, St James City
$329,000
3 Beds ⋅ 3 Baths ⋅ 2026035749 MLS
BRING THE BOAT, TRAILER, KAYAKS & ALL THE TOYS! Welcome to 3680 Mango Street in St. James City, where laid-back island living meets flexibility and opportunity. With no HOA, the property offers potential for short-term or vacation rental use. Whether you're looking for a full-time residence, island getaway, or potential income-producing property, this one gives you options. Featuring two primary suites, the layout is ideal for hosting family, friends, or guests, while the air-conditioned Florida room provides additional usable living space. This is the Pine Island lifestyle people come here for! Bring the boat and trailer, load up the kayaks, and spend your days on the water. Explore Pine Island Sound, fish some of Southwest Florida's legendary waters, kayak the mangroves, bike the island, visit nearby preserves, or head out by boat toward Cayo Costa, Cabbage Key, Captiva, and Sanibel Islands. Back on land, enjoy St. James City's waterfront restaurants, marinas, fishing charters, live music, and unmistakable colorful Old Florida atmosphere. No HOA. Room for the toys. Close to the water. Pure Pine Island living. Discover the possibilities at 3680 Mango Street.

3680 Mango Street, St James City
4821 Curlew Drive, St James City
$130,500
2 Beds ⋅ 1 Baths ⋅ 2026034996 MLS
NO HURRICANE DAMAGE NEVER FLOODED 20 FEET of Deeded Gulf Frontage. Welcome home to your own slice of paradise in the heart of St. James City an authentic island escape where the water is your backyard and the lifestyle is all about simplicity, sunshine, and great fishing. This waterfront-access property has so much potential and plenty of yard space for all your entertaining and plenty of room for a pool! Inside you'll find new flooring throughout, fresh paint, a bright and inviting kitchen which also offers a bonus coffee bar space and a brand new roof! With direct access to open waters, you can be out to some of the area’s best fishing spots in minutes. This adorable home itself offers an inviting island feel and is ready for its next chapter. The oversized lot size provides the perfect space for trailers and fishing toys. Located in the relaxed, golf cart-friendly community of St. James City on Pine Island, this is the kind of place where neighbors wave, sunsets steal the show, and life revolves around the tides. There is a voluntary HOA that allows access to the community boat ramp and heated pool. The clubhouse is a great community location with bingo, dances, and games. If you’ve been searching for a true Florida fishing getaway with room to make it your own, this is it. Bring your vision, your boat, and your love for the water this 2 bedroom,1 bathroom manufactured home on oversized lot, sustained no hurricane damage, ready for you to move right in! Voluntary HOA. Membership allows use of a brand new SALTWATER POOL, concrete boat ramp with GULF ACCESS, clubhouse with numerous activities including bingo and exercise classes. $150 per year.

4821 Curlew Drive, St James City
3032 Bounty Lane, St James City
$350,000
2 Beds ⋅ 2 Baths ⋅ 2026032296 MLS
Your own slice of WATERFRONT paradise in the highly sought-after Cherry Estates Waterfront Community in St. James City. Perfectly positioned on a beautifully landscaped corner lot, this fully furnished two-bedroom, two-bath home offers the relaxed island lifestyle you’ve been dreaming of. Inside, you’ll find a spacious open-concept great room that’s ideal for entertaining, along with an oversized primary suite featuring a large private bath. The home is truly move-in ready and includes everything you need—from the furniture and beds to the sofas, chairs, and TVs. Skylights fill the interior with natural light, while the durable metal roof provides lasting peace of mind. Step outside to enjoy your screened porch overlooking the saltwater canal, where you’ll experience the tranquility of waterfront living every day. With DIRECT GULF ACCESS from your backyard, you’ll be just minutes from some of Southwest Florida’s finest boating, fishing, shelling, and island-hopping destinations. Whether you’re heading out for a day on the water or enjoying a sunset cruise, this is a boater’s dream come true. Additional upgrades include a seawall replaced in 2018 and insulated carport panels for added comfort and functionality. Located in the charming fishing village of St. James City, you’ll love the laid-back island atmosphere, waterfront restaurants, nearby marinas, and endless opportunities to enjoy the natural beauty of Pine Island. Whether you’re looking for a seasonal retreat, full-time residence, or waterfront getaway, this home offers the perfect combination of comfort, convenience, and the true Florida waterfront lifestyle.

3032 Bounty Lane, St James City
3653 Dewberry Lane, St James City
$320,000
2 Beds ⋅ 2 Baths ⋅ 2026030527 MLS
Tucked away in the quaint boating community of St. James City, this completely remodeled waterfront property offers a serene escape with direct Gulf access and breathtaking canal views. With over 90 ft. of seawall and boating dockage, there is plenty of room for your toys! Imagine stepping into a home where every detail has been thought of from the gleaming new flooring beneath your feet to the freshly painted walls that envelop you in warmth. The kitchen invites all to gather with a comfy breakfast bar and open concept for entertaining. Newer stainless appliances and pretty new cabinets make ready for the chef of the family. Beyond the walls, a large expansive patio and screened lanai beckon you to unwind, providing an idyllic vantage point to gaze upon the waterway that leads to the majestic Gulf of Mexico. Whether you’re drawn by the allure of some of the best fishing right out your back door or the convenience of nearby dining, shopping, and seafood markets, this home is a gateway to the delights of coastal living. With beautiful beaches just a short boat ride away, this property isn't just a home; it's a lifestyle waiting to be embraced. With an extra large lot , you are able to store your RV on the east side of your home and hook right up to your own RV hookup!! Your surroundings are always alive with nearby craft markets, neighborhood music gatherings, festivals and lots of fun things to do. This is a great second home opportunity, fantastic investment property or home sweet home!!

3653 Dewberry Lane, St James City
10419 Trotwood Avenue, St James City
$149,000
2 Beds ⋅ 2 Baths ⋅ 2026028789 MLS
Great location at Pine Island Center... Cute 2-bedrooms 2-baths, Vaulted ceilings, Nice Kitchen/Dining area Wood cabinets for plenty of space, Living area, Tile floors, Master bath is beautiful with Tiled walls in bathroom Shower & Bath tub, Wood cabinets .. Yard is 43x 80, raised Septic area, palm trees... very easy maintenance . Location is at the center of the Island, Library-school- pickleball & tennis, museum and little league field, also a 20 acre walkaround park... Great location- Check this property today !!

10419 Trotwood Avenue, St James City
3965 Phoenix Drive, St James City
$299,999
2 Beds ⋅ 2 Baths ⋅ 226024929 MLS
Corner lot with easy access to the Gulf. A nice mobile home with two bedrooms and two baths newer floors, kitchen cabinets, and paint. Property has a 5x12 dock with a boat lift, there's also a concrete building that is 12x36.

3965 Phoenix Drive, St James City
4976 Curlew Drive, St James City
$168,000
2 Beds ⋅ 2 Baths ⋅ 2026026516 MLS
Welcome to a great waterfront opportunity in St James city, you can own a new home with new A/C and brand new septic field in a community that offers quick access to the open water, community pool and club house, this property also offers a nice deck out back to relax on and enjoy the mornings and evenings.

4976 Curlew Drive, St James City
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