St James City Homes with Canal Access Waterfront

St James City Homes with Canal Access Waterfront

Welcome to St. James City, a hidden gem nestled on the southern tip of Pine Island in Lee County, Florida. Known for its tranquil atmosphere and stunning natural beauty, St. James City offers a serene lifestyle that perfectly blends the charm of small-town living with the allure of waterfront living. With its picturesque landscapes and vibrant community, this quaint area is a paradise for nature lovers, outdoor enthusiasts, and those seeking a peaceful retreat.

One of the standout features of St. James City is its exceptional canal access waterfront homes. Imagine waking up to the gentle sound of water lapping against your dock, with the sun rising over the tranquil canals that weave through this idyllic community. These homes not only provide breathtaking views but also offer direct access to some of the best fishing, boating, and kayaking opportunities in Southwest Florida. Whether you’re an avid angler or simply enjoy a leisurely day on the water, living in St. James City means you’re just moments away from adventure.

The local community is as inviting as the stunning landscapes, with friendly neighbors and a laid-back atmosphere that makes you feel right at home. Enjoy fresh seafood at local eateries, explore the nearby nature preserves, or take a short trip to the sandy beaches of Sanibel and Captiva Islands.

In St. James City, you’ll discover more than just a home; you’ll find a lifestyle enriched by the beauty of nature and the warmth of community. Come and experience the charm of waterfront living in this delightful corner of Florida!

Newest St James City Homes with Canal Access Waterfront

$300,000
2 Beds ⋅ 2 Baths ⋅ 2026040545 MLS
BOATER’S PARADISE! Welcome to this beautifully renovated waterfront home featuring approximately 50 feet of seawall on a wide, deep canal with NO fixed bridges, offering easy access for larger boats and even accommodating a sailboat. Enjoy convenient boating access to some of Southwest Florida’s most beautiful destinations, including Sanibel, Captiva, Cayo Costa, and North Captiva. This property has been fully renovated with a new roof, new electrical, new plumbing, new flooring, and beautifully tiled bathrooms. Both bathrooms feature showers, and the primary suite offers a spacious walk-in closet. PID 02-46-22-20-0000D-0310 With NO HOA, NO age restrictions, and NO rental restrictions, this property offers exceptional flexibility for both personal use and investment. Whether you’re looking for a waterfront getaway, full-time residence, or investment property, this home offers the perfect combination of boating access, modern updates, and freedom.

3913 Dewberry Lane, St James City
$545,000
3 Beds ⋅ 2 Baths ⋅ 2026040191 MLS
Experience the ultimate Florida waterfront lifestyle in this beautiful, well maintained 3-bedroom, 2-bathroom, 2-car garage home located on the highly desirable Pine Island. No flooding here and only one owner! Built for water recreation enthusiasts, this property offers direct Gulf access with no bridges, making it a true boater’s paradise. Stepping inside, you are greeted by a neutral color palette that provides a perfect canvas for your creative interior ideas. This home features nice-sized, spacious rooms adorned with durable tile flooring throughout and upgraded laminate plank flooring in the bedrooms. The kitchen is a chef's delight, boasting ample cabinets, countertop space and a large breakfast island that serves as the perfect hub for morning coffee or casual entertaining. Through the triple sliding glass doors, the living area opens seamlessly to a comfortable lanai overlooking the wide gulf-access canal. Step down to your private captain’s walk, complete with a boat lift, ready to launch your next saltwater adventure. This home also offers peace of mind with numerous high-value updates, including Laminate flooring (2024), New roof (2022), New hot water heater (2022), Re-enforced seawall (2021), AC system (2019) and new electric panel. Don’t miss this rare opportunity to own a piece of Pine Island paradise where your boat is docked right in your backyard! All information deemed reliable but not guaranteed. Buyers to do due diligence.

2311 Sycamore Street, St James City
$369,900
2 Beds ⋅ 2 Baths ⋅ 2026038936 MLS
Welcome to easy island living in St. James Isles, formerly known as Cherry Estates, one of St. James City’s established waterfront communities. Built in 2024, this furnished 2-bedroom, 2-bath manufactured home offers newer construction, a move-in-ready interior and the waterfront lifestyle Pine Island is known for. Boaters will love the 10,000-lb covered boat lift, private dock with water and electric, seawall and wide canal offering quick, direct, deep-water Gulf access with no bridges. Within minutes by boat, you can be exploring the waters and famous beaches surrounding Sanibel, Captiva, Cayo Costa and Fort Myers Beach, along with some of Southwest Florida’s best fishing and boating destinations. Inside, the bright and open great room floor plan features an inviting living and dining area filled with natural light. The kitchen offers a spacious center island, stainless steel appliances and white raised-panel cabinetry with soft-close doors. Large sliding glass doors open to the spacious covered waterfront porch, extending the living space outdoors and creating the perfect place to dine, entertain or simply relax overlooking the canal. The primary suite features a walk-in closet, linen closet and private bath with dual sinks and a walk-in shower. The guest bedroom is conveniently located near the guest bath with a tub/shower combination, while the interior laundry room includes additional cabinetry for storage. Outside, low-maintenance rock landscaping makes upkeep easy, with parking for up to three vehicles and an extra-large storage shed offering plenty of space for fishing gear, boating equipment, tools and island toys. Just minutes away by car, the Pine Island Community Pool and Island Center recreation facilities offer a community pool, tennis courts and pickleball courts for even more ways to enjoy the island lifestyle. St. James City is also golf-cart friendly, making it easy to cruise to local restaurants, marinas and neighborhood gathering spots. Under house storage also available. Sold furnished and ready to enjoy, whether you're looking for a full-time residence, seasonal escape or waterfront getaway, this 2024 home makes it easy to start enjoying the Pine Island boating lifestyle from your own backyard. See attached inventory list in supplements.

3076 Bowsprit Lane, St James City
$289,900
2026039995 MLS
Rare opportunity of its kind: This 1.1 acre freshwater corner lot, with over 500+ ft of waterfront and 350+ ft of road frontage is situated at the entrance to St. Jude Harbors subdivision at the northern end of St. James City, and across from (same seller owned) Gulf-access property (3921 Stabile Road). Though the size and layout of this property may likely offer the opportunity to sub-divide, a brilliant development idea encompasses both properties. The Gulf-access property, which is quite unique in its own way, may provide the site for a guest / boat house (end of direct access canal, offering possibility of expansive dock, etc.) while this site would be a perfect location for a superb, oversized mansion with an additional guest house(s), and still plenty of space to spare. The property is partly wooded and has Pine and Melaleuca trees along the waterfront, which will need to be cleared prior to development. Important: On this property there are several Gopher Tortoise burrows, not clear how many are occupied. These are protected species, however the possibility to relocate these precious burrow-dwellers exists and has to be done by a state certified and approved environmentalist. Being aware that this will necessitate extra permits and effort, the owner also provides an allowance of $30,000.00 for such services. The time to do this may be used to plan your future residence on lovely Pine Island. This is a rare opporunity in many ways. Don't wait!

3940 Stabile Road, St James City
$199,900
2026039988 MLS
Direct Gulf-access lot in the St. Jude Harbors subdivision of Pine Island (part of, and just north of St. James City), property wraps around the end of the canal and has 50 of canal frontage on the opposite side of the canal. You effectively own the whole end of the canal with options to utilize it for expanded docks / decks, etc. That in itself is already quite interesting from the ownership and user potential, but it gets better. Across from this property, this owner is also selling a 1.1 acre (freshwater) waterfront lot (3940 Stabile Road, St. James City), that encompasses the whole outside-corner and street length of this (inside-corner) lot. See aerials to grasp the magnificence of this rare combo opportunity!!! If developed together, the gulf-access lot become your "fancy boat / guest house", while the huge freshwater lot would be a spectacular site for a waterfront mansion. What an amazing opportunity!

3921 Stabile Road, St James City
$997,000
3 Beds ⋅ 2 Baths ⋅ 2026039442 MLS
Rare triple waterfront property at the southern end of Pine Island on Emerald Ave! Situated on an oversized triple 180' x 110' lot with direct access to San Carlos Bay and the Gulf... this "turnkey" 3-bedroom, 2-bath ranch home offers an exceptional waterfront lifestyle. The updated home features a screened entry, tiled floor thru-out living room, updated kitchen, glass-enclosed Florida room with water views, split-bedroom floor plan, and primary suite with private bath. Off the kitchen, the cabana room provides convenient access to the resort-style pool area. The approximately 10' deep pool features a beach-style walk-in Baja shelf, a rock waterfall in the rock grotto, the Diving structure remains in place; diving board has been removed. Boaters will appreciate the large Captain's Dock with composite decking, two boat lifts (5,000-lb and 12,000-lb), boat ramp, and boathouse offering additional storage and workshop space. The canal provides quick access to open water, San Carlos Bay, and the Gulf. Tropical landscaping and the expansive triple lot provide plenty of outdoor space and privacy. A unique Pine Island waterfront property with extensive boating and outdoor amenities.

3596 Emerald Avenue, St James City
$625,000
2026039445 MLS
Rare St. James City opportunity! WATERFRONT OFFICE/SHOP AND 2-BEDROOM APARTMENT ...C-1 zoned 100' x 130' waterfront lot in the heart of the business district, offering a unique combination of commercial, residential, and boating potential. The front portion of the building features office/shop space with tile flooring, 1/2 bath, and ample parking. The rear offers a 2-bedroom, 1-bath apartment with an open living area, equipped kitchen, and sliding glass doors overlooking the canal. A detached 2-car garage includes additional shop/storage space for tools, fishing and boating equipment. Enjoy a spacious backyard, seawall, and 1/2 of a boat basin with direct salt water access to the Gulf. Work from home, operate your business, and enjoy the island lifestyle with easy access to boating, fishing, beaches, and local Island restaurants. A truly versatile waterfront property with endless possibilities!

3269 Stringfellow Road, St James City
$159,000
2 Beds ⋅ 2 Baths ⋅ 2026038740 MLS
This 55+ Pine Island 2010 home offers a great room, open-concept kitchen floor plan with 2 bedrooms, one with a private entrance out to the canal. The floors are all new "wood-like" for easy cleaning. The lawn is maintenance-free for more time to relax or join in a community activity. Pine Island Cove community offers boating access via the community boat ramp for quick, easy access to the Gulf of Mexico, Intracoastal, Pine Island Sound, and Outer Islands all within minutes, with no locks or bridges. Enjoy boating to the beaches you can only get to by boat, watching the sunsets over the Gulf, and fishing in some of the best spots in SW Florida. A few of the community activities include: bocce ball, pickleball, large pool, spa, clubhouse with kitchen, dance floor, party and fitness rooms, plus boat/RV storage for $50/year and $100/year if you need electric, a large pavilion for social events and cookouts, and a large fishing lake. This home is located in the heart of the amenities! Make your appointment now and enjoy spending the winter with friends in the sun, rather than shoveling snow!

7334 Drum Drive, St James City
$1,175,000
2 Beds ⋅ 2 Baths ⋅ 2026032881 MLS
Tucked away in the private waterfront community of Buttonwood Key, this custom-built 2024 home combines privacy, thoughtful design and the ultimate Pine Island boating lifestyle. **Designed with 2 bedrooms plus 2 versatile bonus rooms, the home offers flexible spaces that can easily function as guest quarters, home offices, a den, hobby or craft rooms, or additional sleeping areas—allowing the home to live much larger than a traditional 2-bedroom floor plan.** Set in a serene location with protected preserve views across the front and beautiful water views from the rear, this home was designed to take full advantage of its surroundings. The ground level offers an impressive air-conditioned 4-car garage with workshop area, mudroom and abundant space for vehicles, boating gear and island toys. An additional outdoor storage shed tucked beneath the deck provides even more convenient space for tools, fishing gear and outdoor equipment. Step outside to your own waterfront retreat featuring a composite dock, boat lift, separate sitting dock, built-in fire pit and pergola—an inviting setting to relax by the water after a day of boating. The tropical landscaping adds to the island atmosphere with banana and mango trees along with established aloe plants. Quick access puts you within easy reach of Pine Island Sound, the Gulf, beaches and some of Southwest Florida’s renowned fishing and boating destinations. The main living level features 10’ ceilings, shiplap walls and an open great room designed around expansive water views. The kitchen features white raised-panel cabinetry, granite countertops, stainless steel appliances, a center island and a spacious pantry with built-in shelving and cabinetry. This level also includes a guest bedroom and bath, laundry room with cabinetry and utility sink, sunroom and sitting area, along with the home’s flexible bonus spaces. Front and rear balconies extend the living space outdoors and capture both the peaceful preserve setting and waterfront views. The third level is dedicated to a private primary retreat featuring its own waterfront balcony, two walk-in closets—including one currently utilized as a craft space—and a spacious bath with dual vanities, soaking tub and an impressive walk-in shower with multiple shower heads and rain shower. Smart-home features add everyday convenience with connected lighting, A/C system, appliances and garage doors, while the drinking water system includes reverse osmosis at the tap. With room to add a pool, incredible garage and storage space, flexible bonus rooms, multiple indoor and outdoor living areas, tropical fruit trees and direct access to the water, this is much more than a home—it’s a private island retreat designed for those who want space, serenity and boating right outside their door.

2912 Buttonwood Key Court, St James City
$360,000
2 Beds ⋅ 2 Baths ⋅ 2026038559 MLS
Welcome to paradise at 3068 Sloop Road, a true boater’s dream tucked away in the serene island community of Saint James City, FL. This spectacular property offers the ultimate coastal lifestyle with direct Gulf access, meaning no bridges and an effortless run straight to the open waters of the Gulf of Mexico, Sanibel, and Captiva Islands. Step inside to discover a warm and inviting interior highlighted by gorgeous, durable bamboo flooring that flows throughout the main living areas, perfectly complementing the relaxed tropical aesthetic. Water enthusiasts will appreciate the private dock equipped with a heavy-duty boat lift, making it incredibly easy to launch a morning fishing trip or an evening sunset cruise. Beyond the exceptional waterfront amenities, the property boasts a standalone workshop on concrete footers—the ideal dedicated space for DIY projects, gear storage, or hobbyists. Whether you are looking for a full-time residence or a premier vacation getaway, this home delivers unmatched functionality and immediate access to the best backwater fishing and boating in Southwest Florida.

3064 Sloop Lane, St James City
$525,888
2 Beds ⋅ 1 Baths ⋅ 2026037079 MLS
Welcome to this incredibly charming turn key furnished waterfront cottage paradise! Tucked beneath sprawling oaks, mature mahoganies and swaying palms, this secluded St. James City retreat offers nearly half an acre of shaded, private waterfront bliss — yet it's just minutes from some of the island's favorite restaurants, bars, and local hangouts. And did we mention the privacy? The property feels like your own tropical hideaway. Watch manatees and dolphins cruise the canal from your backyard, cast a line, or grill the catch of the day after bringing it in from your own 30-foot dock. Not fishing today? Two nearby fresh seafood markets make it easy to bring home the day's local catch. And if outdoor living is your thing, Enjoy mornings on your two screened porches — one overlooking the expansive backyard and waterfront, and another facing the large front yard. Morning coffee, afternoon cocktails, or a quiet evening outdoors — you've got the perfect spot for every mood. Inside, the cottage has been updated while keeping its unmistakable Old Florida beach-house character. The large butcher block kitchen island provides plenty of room for friends and family to gather for drinks, dinner, and fish stories, while the spacious living area keeps everything comfortable and inviting. One of the home's most memorable features is beneath your feet: unique hand-painted wood floors running throughout the cottage. Creative, colorful, and easy to maintain, they're almost guaranteed to become a conversation piece the moment guests walk through the door. The oversized primary bedroom offers a built-in vanity and two large closets, while the second bedroom has a generous closet of its own. The bathroom features a roomy walk-in tile shower, tile flooring, and a corner linen cabinet with deep shelving. The updated laundry room includes a newer front-loading washer and dryer, a new water heater, a generous butcher block folding counter, and upper cabinetry. When you're ready to explore, simply walk out to your dock, step aboard the boat, and go. From your backyard, it's approximately a fifteen-minute canal ride through beautiful mangroves, with incredible fishing, bird watching, and Southwest Florida nature along the way. Continue into Pine Island Sound, and a whole new world opens up — Sanibel, Fort Myers Beach, gulf waters, waterfront restaurants, and countless places to explore by boat. Or don't go anywhere at all. Fire up the grill, grab a cold drink, and enjoy the shade beneath the trees while boats, dolphins, and manatees pass by. This is exactly the Pine Island lifestyle people come for.

3300 6th Avenue, St James City
$1,649,900
2026035724 MLS
Welcome to Golden Palms Resort, an updated eight-unit waterfront retreat in the heart of St. James City! Set on an oversized double lot with approximately 161 feet of direct, no-bridge Gulf-access canal frontage, this rare income-producing property delivers the laid-back Pine Island lifestyle guests seek. All eight studio-style units have now been renovated and offer an open bedroom/living area, kitchen, private bath, and a balcony and/or patio—creating comfortable, turnkey accommodations with a bright coastal feel. A full-length waterfront dock provides exceptional boating access and room to enjoy the canal front setting, while the expansive deck is made for sunsets, entertaining, fishing stories, and dolphin watching. The property also features a 2025 metal roof, impact-resistant windows, mini-split A/C systems, two on-site coin-operated laundry sets, secured bike parking, maintenance and cleaning storage, ample parking, and a fenced pet-friendly yard. With four units historically leased annually and four used as vacation rentals, Golden Palms Resort offers flexibility for an investor, boutique hospitality operator, or owner seeking a waterfront compound with income potential.

3226 Stringfellow Road, St James City
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