St James City Homes with Seawall Waterfront

St James City Homes with Seawall Waterfront

Welcome to St. James City, a hidden gem nestled on the picturesque Pine Island in Lee County, Florida. Known for its serene atmosphere and stunning natural beauty, this charming city offers a unique blend of coastal living and small-town charm. With its lush landscapes, vibrant wildlife, and breathtaking sunsets over the water, St. James City is the perfect destination for those seeking a peaceful retreat or an active outdoor lifestyle.

One of the standout features of St. James City is its incredible waterfront properties. Homes with seawall waterfront access are highly sought after, providing residents with direct access to the beautiful waters of the Gulf of Mexico. Imagine waking up to the gentle sound of waves lapping against your seawall, with the opportunity to hop on your boat and explore the nearby islands or enjoy a day of fishing in some of the best waters Florida has to offer.

The community is known for its friendly atmosphere and strong sense of belonging, making it an ideal place for families, retirees, and everyone in between. St. James City is also home to a variety of local shops, restaurants, and recreational activities, ensuring that residents have everything they need right at their fingertips.

Whether you’re looking for a cozy cottage or a luxurious waterfront estate, St. James City offers a diverse range of homes that cater to all tastes and preferences. Embrace the laid-back lifestyle and make St. James City your new home, where every day feels like a vacation. Come discover the charm of this delightful coastal community and find your slice of paradise today!

Newest St James City Homes with Seawall Waterfront

2355 Banana Street, St James City
$525,000
2 Beds ⋅ 2 Baths ⋅ 2026043523 MLS
Great Gulf access. Less than 5 minutes out to San Carlos Bay and then on to the fishing, beaches, and restaurants the area is famous for. This 2 bedroom 2 bath home has a large family/Florida room on the canal to sit and enjoy the local wildlife. The kitchen has been updated with white cabinets. There is a boat lift with the frame for a cover, but no cover. And a composite dock. Spacious with lots of storage space. This home is on a quiet, dead end street. Perfect for your winter or year round home

2355 Banana Street, St James City
2277 Sapodilla Lane, St James City
$589,000
3 Beds ⋅ 2 Baths ⋅ 2026043229 MLS
Welcome to Paradise, Where the Gulf Meets Your Backyard! Situated on the highly desirable south end of Pine Island, access to the Gulf of Mexico or the white sand beaches of Sanibel is just a short 10 min boat ride away! St James City has lots to offer within a quick golf cart ride, including several local restaurants, live entertainment, marina with fuel, general store and even a hardware store, you literally never have to leave! This beautifully renovated island home is located at the end of the cul-de-sac on a deep-water access canal and is a nature lovers dream surrounded by world class fishing, pristine white sand beaches and incredible native wildlife. This very spacious 3-bedroom 2 bath home features a well thought out floorplan and has been tastefully renovated. This home has room for all, featuring a split floor plan. The completely updated kitchen features stainless appliances, new cabinets, granite countertops and a beautiful herringbone backsplash. The oversize Florida room at the rear of the home creates a second living room with tons of natural light and great views of the canal. Some of the other outstanding attributes of this home include large master suite with oversize renovated bathroom, fresh interior paint job, spacious bedrooms, metal roof, boat house, renovated guest bath and eco-friendly low maintenance yard. The outdoor spaces of this home are equally as beautiful! Watch the dolphins play, the manatees that frequent the canals or take in one of SWFL's famous sunsets from the awesome patio. Do not miss this opportunity, these prices in this location will not last long! There are no rental restrictions in this area, home would make a great vacation rental as well! Come see this spacious island home today and Start Living the Island Life!

2277 Sapodilla Lane, St James City
2478 Baybreeze Street, St James City
$849,000
3 Beds ⋅ 2 Baths ⋅ 2026038923 MLS
Built in 2015, this waterfront pool home in St. James City offers the perfect combination of newer construction, thoughtful updates and the exceptional boating lifestyle Pine Island is known for. Even better, the home experienced no flooding during recent hurricanes, and current flood insurance is approximately $1,500 per year. Located on a canal offering a straight shot to the Intracoastal Waterway, the waterfront is ready for your boat with an 8,000-lb boat lift and composite captain’s walk dock. Head out for a morning of fishing, cruise Pine Island Sound or spend the day boating to the beaches and islands of Sanibel, Captiva, Cayo Costa and Fort Myers Beach. The home features impact windows and doors, a NEW ROOF in 2023 with upgraded 160-mph-rated shingles and additional roof vents, NEW HVAC in 2025 and a Generac/LCEC-installed generator smart connection. Inside, tile laid on the diagonal flows throughout the home, while tray ceilings add architectural detail to the great room and primary suite. Large sliders from the great room open to the screened lanai, seamlessly connecting the indoor and outdoor living spaces. The spacious kitchen is designed for gathering and entertaining with white cabinetry featuring crown molding and under-cabinet lighting, higher-end KitchenAid stainless steel appliances, a large granite island and generous pantry. A separate laundry room provides additional convenience, and an RO system supplies filtered drinking water. The primary suite offers a tray ceiling, private lanai access, two walk-in closets, separate his-and-hers vanities and a spacious walk-in shower with multiple shower heads. One guest bedroom also features direct lanai access, while the guest bath conveniently doubles as a pool bath. Outside, enjoy the screened lanai and private saltwater pool overlooking the waterfront. The pool received significant updates in 2024, including a new pool pump, saltwater system, color-changing light and upgraded plumbing and valves. The property also features fencing along with recently planted Royal Palms, fruit trees and ornamental trees that add to the Florida setting. From mornings spent fishing to afternoons island hopping and evenings relaxing poolside, this home is designed around the Southwest Florida lifestyle. With newer construction, extensive recent updates, impact protection, a saltwater pool, 8,000-lb boat lift, composite captain’s walk dock and a straight-shot canal to the Intracoastal Waterway, this St. James City home puts some of Southwest Florida’s best boating, fishing and beaches within easy reach.

2478 Baybreeze Street, St James City
2713 8th Avenue, St James City
$1,150,000
2 Beds ⋅ 3 Baths ⋅ 2026038908 MLS
Welcome to your private island retreat in the heart of St. James City, where your backyard opens to a true protected preserve alive with Southwest Florida wildlife. Watch manatees and dolphins, cast a line from your own waterfront, and enjoy birds and native wildlife in a peaceful natural setting that feels worlds away—yet offers exceptional boating access to everything Pine Island is known for. Set on an oversized lot, this distinctive home was designed for both everyday comfort and entertaining, offering two spacious primary suites, each with a private en suite, an open-concept great room with beautiful Brazilian Cherrywood floors and a striking Key Largo limestone fireplace, and walls of glass sliders that open to the expansive lanai and incredible preserve views beyond. At the heart of the home, the chef’s kitchen features custom wood cabinetry, quartz countertops, tile backsplash, GE Profile appliances and a generous center island, complemented by a separate wet bar perfect for entertaining. Step outside to your own tropical waterfront oasis featuring a sparkling pool with desirable southern exposure and a private tiki hut—the perfect place for cocktails, casual gatherings or simply relaxing while watching nature unfold along the preserve. Boaters will appreciate the boat lift and direct, deep-water Gulf access, putting Pine Island Sound and the renowned fishing, boating and beaches of Sanibel, Captiva, Cayo Costa and Fort Myers Beach within easy reach. One of the property’s standout features is the impressive 60' x 32' three-car garage with 10' ceilings, extended workshop area, air compressor with ceiling-mounted air reel and a convenient half bath that also serves the pool area. Additional features include RV parking with 50-amp service, impact windows and doors, Hardie Board siding, automated interior and exterior lighting, landscape lighting and a new roof in 2023. Even better, the assumable flood insurance is only $1,764 per year. Surrounded by protected natural beauty with incredible wildlife right outside your door, this is more than a waterfront home—it’s an opportunity to experience the boating, fishing, nature and laid-back island lifestyle that makes St. James City so special.

2713 8th Avenue, St James City
3076 Bowsprit Lane, St James City
$369,900
2 Beds ⋅ 2 Baths ⋅ 2026038936 MLS
Welcome to easy island living in St. James Isles, formerly known as Cherry Estates, one of St. James City’s established waterfront communities. Built in 2024, this furnished 2-bedroom, 2-bath manufactured home offers newer construction, a move-in-ready interior and the waterfront lifestyle Pine Island is known for. Boaters will love the 10,000-lb covered boat lift, private dock with water and electric, seawall and wide canal offering quick, direct, deep-water Gulf access with no bridges. Within minutes by boat, you can be exploring the waters and famous beaches surrounding Sanibel, Captiva, Cayo Costa and Fort Myers Beach, along with some of Southwest Florida’s best fishing and boating destinations. Inside, the bright and open great room floor plan features an inviting living and dining area filled with natural light. The kitchen offers a spacious center island, stainless steel appliances and white raised-panel cabinetry with soft-close doors. Large sliding glass doors open to the spacious covered waterfront porch, extending the living space outdoors and creating the perfect place to dine, entertain or simply relax overlooking the canal. The primary suite features a walk-in closet, linen closet and private bath with dual sinks and a walk-in shower. The guest bedroom is conveniently located near the guest bath with a tub/shower combination, while the interior laundry room includes additional cabinetry for storage. Outside, low-maintenance rock landscaping makes upkeep easy, with parking for up to three vehicles and an extra-large storage shed offering plenty of space for fishing gear, boating equipment, tools and island toys. Just minutes away by car, the Pine Island Community Pool and Island Center recreation facilities offer a community pool, tennis courts and pickleball courts for even more ways to enjoy the island lifestyle. St. James City is also golf-cart friendly, making it easy to cruise to local restaurants, marinas and neighborhood gathering spots. Under house storage also available. Sold furnished and ready to enjoy, whether you're looking for a full-time residence, seasonal escape or waterfront getaway, this 2024 home makes it easy to start enjoying the Pine Island boating lifestyle from your own backyard. See attached inventory list in supplements.

3076 Bowsprit Lane, St James City
3064 Sloop Lane, St James City
$360,000
2 Beds ⋅ 2 Baths ⋅ 2026038559 MLS
Welcome to paradise at 3064 Sloop Road, a true boater’s dream tucked away in the serene island community of Saint James City, FL. This spectacular property offers the ultimate coastal lifestyle with direct Gulf access, meaning no bridges and an effortless run straight to the open waters of the Gulf of Mexico, Sanibel, and Captiva Islands. Step inside to discover a warm and inviting interior highlighted by gorgeous, durable bamboo flooring that flows throughout the main living areas, perfectly complementing the relaxed tropical aesthetic. Relax by the pool while enjoying the scenic wide canal. Water enthusiasts will appreciate the private dock equipped with a heavy-duty boat lift, making it incredibly easy to launch a morning fishing trip or an evening sunset cruise. Beyond the exceptional waterfront amenities, the property boasts a standalone workshop on concrete footers—the ideal dedicated space for DIY projects, gear storage, or hobbyists. Whether you are looking for a full-time residence or a premier vacation getaway, this home delivers unmatched functionality and immediate access to the best backwater fishing and boating in Southwest Florida.

3064 Sloop Lane, St James City
3144 8th Avenue, St James City
$250,000
2026037030 MLS
Discover the Potential of Waterfront Living in St. James City! Unlock the possibilities at 3144 8th Ave, St. James City, FL. A residential land opportunity in one of Southwest Florida’s most desirable coastal communities. Whether you’re looking to build your dream home, create a peaceful island retreat, or invest in a property with long-term potential, this parcel offers an exciting opportunity to make your vision a reality. Located in the laid-back coastal community of St. James City, the property puts you close to the natural beauty and boating lifestyle that make Pine Island so special. With Gulf access nearby, outdoor enthusiasts can enjoy easy access to the surrounding waterways, fishing, boating, kayaking, and spectacular Southwest Florida sunsets. An existing boat lift is also present on the property; the lift is currently not in use and is inoperable. Buyers are encouraged to verify its condition and suitability for their intended use. Imagine building a home designed around the Florida lifestyle, with space to enjoy the warm coastal climate and the freedom that comes with owning your own piece of paradise. The property’s location combines the tranquility of island living with convenient access to local restaurants, marinas, shops, and the amenities of the surrounding Pine Island area. Opportunities like this are becoming increasingly desirable. Bring your plans and explore the potential of 3144 8th Ave today!

3144 8th Avenue, St James City
4826 Sandpiper Drive SW, St James City
$389,000
2 Beds ⋅ 2 Baths ⋅ 2026036122 MLS
Welcome to Flamingo Bay!!! With almost 1400 square feet of living area, this gulf access home is situated on a full lot, featuring 2 bedrooms plus a den, 2 full baths, an oversized 1-car garage, and an open concept living/dining area with a large island. Keep your boat secured on your private 10,000 lbs. lift where you'll always be minutes away from Gulf waters. Go fishing early in the morning or sail into the sunset in the evening. Whatever your interests are, tranquility awaits you at Pine Island. Schedule your private showing today.

4826 Sandpiper Drive SW, St James City
2744 Mangrove Street, St James City
$325,000
2026036440 MLS
This Gulf access, waterfront, vacant lot is a clean slate and ready for a brand new home! This property boasts a seawall, 10K# Lift, composite dock, private boat ramp, and the best part, save yourself thousands of dollars in impact fees, water and electric hookups as the previous home was destroyed by Ian and removed. There are no bridges or locks to maneuver. There is quick access to the Intracoastal Waterway, Sanibel, Captiva, Gulf of Mexico, Ft. Myers Beach and all the Outer Islands with great fishing and boating just minutes away. The owner loved the rear Eastern exposure making it cooler in the afternoon to enjoy entertaining and dining on the back deck 12 months a year! This lot is priced to sell!

2744 Mangrove Street, St James City
3853 Cherry Lane, St James City
$225,000
226030571 MLS
**Ready-to-Build Waterfront Investment on Cherry Lane — Saint James City, FL** Rare opportunity to step into build ready lot with plans for a high revenue rental property. The cleared lot boasts a brand new never used 13,000lb boat lift, new dock, new electric/water, and a recent survey and appraisal both for current value and projected value upon completion of the designed plans. Buyers will have the option to use the plans or design their own dream waterfront home. Additionally, the lot has a protected SW facing view with protected preserve directly across the canal. All work has been done professionally and fully permitted. This is one of the best fishing and boating communities in Florida, and from your new dock you're just a five-minute run out to the Gulf, adjacent to Sanibel Island, Captiva to the north, and Fort Myers Beach to the south. Not all lots are the same, drive by and you will see the difference and why the majority of active builds are on Cherry LN. Whether you're building your own island escape or adding a standout asset to your investment portfolio, 3853 Cherry Lane delivers the lot, the location, and the infrastructure to make it happen. **Property Highlights** - Cleared lot with high rental revenue build plans ready to go - Brand new, never-used 13,000lb boat lift with new dock - SW facing deep water canal with protected preserve view - Rare finger street with city water & sewer - 250V RV plug - Just a 5-minute boat run to the Gulf — Captiva and Sanibel to the north, Fort Myers Beach to the south - One of the best fishing and boating communities in all of Florida

3853 Cherry Lane, St James City
5127 Curlew Drive, St James City
$240,000
2026035960 MLS
Build your ideal Pine Island retreat on this oversized 80x180 clear lot located on quiet Flamingo Drive in Saint James City. This property is ready for your new manufactured home. Enjoy direct water access, the lot sits high and open offering easy build ability and ample space for parking, outdoor living and storage. The HOA is voluntary that includes use of the pool & boat ramp if you chose to join. It is close to marinas, waterfront dinning and all the charm of Pine Island living. This homesite offers exceptional value for a seasonal get away or full time Florida lifestyle. Just minutes out to great fishing or visiting the Cayo Costa Beach.

5127 Curlew Drive, St James City
2498 Sapodilla Lane, St James City
$725,000
3 Beds ⋅ 3 Baths ⋅ 2026034614 MLS
Welcome to waterfront living in St. James City! Situated on a spacious oversized corner lot, this beautifully remodeled waterfront home combines an open, inviting floor plan with expansive water views and the indoor/outdoor lifestyle Southwest Florida is known for. Remodeled in 2017, the home features tile flooring throughout, creating a clean, cohesive feel ideal for waterfront living. The heart of the home is the open-concept great room and kitchen, featuring white raised-panel wood cabinetry, marble countertops, stainless steel appliances, a large center island and pantry with convenient pull-out shelving. An entire wall of sliders opens the great room to an incredibly spacious screened lanai that extends nearly the full length of the home, seamlessly expanding the living and entertaining space outdoors while overlooking the water. The primary suite offers a double-door entry and private en suite bath featuring marble countertops, a remodeled walk-in shower, dual-sink vanity, linen closet and walk-in closet. Two additional guest bedrooms share a convenient Jack-and-Jill bath with a walk-in shower and marble countertop, while an additional half bath located off the kitchen is perfect for guests. Outside, the oversized corner lot provides plenty of room to enjoy the Florida sunshine, room to add a pool and a separate outdoor storage shed for all your boating, fishing and island gear. A large waterfront tiki overlooking the length of the canal creates the perfect setting for entertaining, sunset cocktails or simply relaxing by the water. The seawall has been reinforced, adding another valuable waterfront improvement. Additional peace-of-mind features include a new metal roof installed in 2023 and impact windows and doors throughout, with the exception of the front entry door, which is protected by an accordion hurricane shutter. No floodwater from any storm has entered the living area of the home. For the boater and angler, this is where the St. James City lifestyle truly comes alive, complete with a fish-cleaning station for the day's catch. Spend your days cruising the surrounding waterways, heading out to Pine Island Sound and the Gulf, fishing some of Southwest Florida's renowned waters, or island hopping to Sanibel, Captiva, North Captiva, Cayo Costa and Boca Grande. Whether your perfect day means chasing snook and redfish, pulling up to a waterfront restaurant or dropping anchor at a secluded beach, it's all within reach. With its 3-bedroom layout, multiple baths, expansive indoor/outdoor entertaining areas, waterfront tiki and desirable boating location, the property also offers exciting vacation rental or investment potential, providing flexibility to enjoy it as your own island retreat, an income-producing property, or a combination of both.

2498 Sapodilla Lane, St James City
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